Real Property Appraisals/home appraisal


I am in the process of purchasing a home, however, the appraiser has listed the home as a log cabin when In fact it is not.  It is a frame construction with partial log and partial wood siding, key word siding!  The appraiser has just shot me out of buying this home because the bank won't lend on Log homes, what can I do to set it straight?


I have to fall on my sword on this one. My profuse apologies for not answering this sooner. I can't even say the question went to my Spam folder, because it didn't. I've been involved in a very complex valuation and just missed your post. I hope my answer still helps you.

This is very embarrassing that one of my peers made this mistake. Have you contacted your Bank about this? That would be my first step. Let the Bank know of this mistake and ask the appraiser to correct it. You would need to provide evidence to the Bank that this house has only log siding.

If the appraiser digs their heels in the sand and refuses to change this, even though they are wrong, and the Bank won't help you, your only option to buy the house is to go to a different lender. Of course, that means that you'd have to pay for another appraisal. This time, be ready to show the appraiser that there is only log siding on the house.  

If this appraiser will not correct their mistake, I would at the least file a complaint with the State Agency that oversees appraiser licensing. In California, the Agency is the Bureau of Real Estate Appraisers. If you're mad enough that you lost this house because of this mistake, you could also sue the appraiser. Of course, this costs lots of money to hire an attorney.

Unfortunately, you have uncovered,and have been impacted by one of the results of the appraisal ordering paradigm that went into effect a few years. Most lenders send an e-mail blast out every appraiser in their panel and the one that gets the assignment is the one who hits the "accept" button the fastest. There is also no process by which to contest an improper valuation, or, in your case, a mistake on the appraisers part that caused your lender to decline the loan.

I wish you the very best in getting this resolved. Because I was so late in answering, I would be happy to speak with you if you need additional help. Please call me @ 951-255-6466.

John C. Carlson
CA Certified General Real Estate Appraiser
Victorville and Diamond Bar, CA  

Real Property Appraisals

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John C. Carlson


Any questions regarding commercial and/or residential appraising, appraisals or real estate valuation such as: appraising as a profession, valuation techniques, comparable sales selection & analysis, the new HVCC and how it affects appraisers & Borrowers. Also, questions like: "Why did my appraisal come in low & what can I do about it?" I cannot answer questions about comparable data in areas in which I do not practice. I have expertise in most areas of So. California.


31-years both commercial and residential valuation experience. State of CA Certified General Real Estate Appraiser, licensed to appraise all property types. FHA Approved. Specialized expertise with historic, architectural & luxury residential property valuation. Experienced in industrial building and small commercial property valuation. Experienced Reviewer of appraisal reports and expertise with intensive forensic reviews to uncover fraudulent appraisal reports. Expert Litigation and Expert Witness experience.

Associate Member of the Appraisal Institute. Associate Member of the Certified Fraud Examiners.

Numerous posts to Blogs. Please "Google" "John C. Carlson Real Estate Appraisals" where a list of responses I have made will show up.

Numerous classes by the Appraisal Institute since 1978 in the practice areas in which I specialize

Past/Present Clients
First Republic Bank Wells Fargo Bank California Bank & Trust Preferred Bank Numerous Attorneys.

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