Psychiatry & Psychology--General/Self sabotager?

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Question
Well, this question will be very vague.
More or less the quick run down:
I suffer from depression non stop, and it seems to be uncontrollable and rapidly growing.
Although the depression is most certainly the result of financial difficulties, a lot of it it most definitely self caused, and I think that I can see this which in turn makes me more depressed due to my inability to control myself.
I am an over indulger, risky behavior participant, selfish individual. I make large mistakes on a daily basis I think maybe to on a subconscious level push myself deeper into depression.
I have a slough of thoughts and issues and I need help.
I am a college student, living on my own, having to take loans out every month to pay only the things I have to, my debt is piling up and I do not have insurance, for a number of reasons.

I need to get help.
I can't afford it, and its killing me to know that I need to talk to someone, and I need help fixing this. and I just don't know what to do.
Please tell me there is something out there for me.
My school has a SAP (student assistance program) which allowed 3 free visits to a therapist.. problem is my therapist used those three sessions "getting to know" me.. and then began charging me .. and I couldn't afford to see her.
I feel as though I need a full diagnosis.. a psychologist not a therapist. I need a professional that can really help me.

My question is.. what is a person supposed to do? when they have nobody .. and no money.. and they really can't continue on like this?
Checking myself into a hospital.. is an idea I've thrown around.. but with the career I'm trying to get into.. I can't have been checked into a hospital for reasons like this.
And I feel as though those are temporary treatment for an otherwise cancerous issue going on in my mind.

Answer
Marley

Your instinct is correct.

You need a thorough psychiatric evaluation and submitting for a voluntary hospitalization is the best way to obtain that.

I am fairly certain that there are employment laws against mental health diagnosis discrimination, plus, if you are the person who describe you are already leaving a wake of questionable behavior behind you that needs to be stopped.  Better you should have in record that you took the steps you needed to help yourself than that you continue down a self-destructive path.

Your state should also have a mental health department that can advise you on how to receive free or low cost therapy or perhaps you can apply to Medicaid which will reimburse for psychotherapy.

Do what you can to help yourself.

Best,

Dr. Elmore

Psychiatry & Psychology--General

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Andrew M. Elmore, Ph.D.

Expertise

I can answer questions about: Stress. Headaches. Stress-related Disorders. Anxiety/Panic Disorder. Depression. Psychopathology. Cognitive Behavioral Therapy. Personal Problem Solving. Life in General. Relationships: Love, Friendship, Business Partner, Coworker, Family,Child/Parent. What makes us tick. The use of psycho-pharmacological agents in combination with psychological treatment. How to deal with evil people in your life. How to improve your outlook under duress. How to control stress. How to control mood. How to control headaches. I cannot answer: Questions about Eating Disorders. Questions about computers.

Experience

30 years in private practice as a psychologist in Manhattan. Dealing with people from almost every conceivable ethnic and socioeconomic backgrounds, and as many character types as exist in this country. Dealing with patients from 8 years old to 90 years old. Pioneer in biofeedback and the treatment of stress-related disorders. Assistant Clinical Professor of Psychiatry at the Mount Sinai School of Medicine since 1982. Treatment of stress-related, anxiety and depressive disorders with biofeedback and cognitive behavioral therapy. Developed personal problem solving, an extremely precise form of psychotherapy. Relationship therapy for couples, families, parent/child issues, business partners, coworkers, employers, and dealing with psychopathic individuals in your life.

Organizations
American Psychological Association. Association for Applied Psychophysiology and Biofeedback. Biofeedback Certification Institute of America. New York Academy of Sciences.

Publications
The journal, Psychophysiology. The book, Expanding Dimensions of Consciousness. The journal, Headache. The journal, Biofeedback and Self-Regulation. The journal Psychiatry Digest. The book, The TMJ Book. The book, Dental Phobia. The network, CNN. Parade Magazine. The newspaper, Newsday. The Manhattan TV station, WCBS. The national news program, The CBS Evening News. The newspaper, The New York Post. The national TV program, The Phil Donohue Show. The magazine, The New Yorker. The magazine, Glamor. The magazine, Redbook. The magazine, Health. The magazine, Bottom Line Personal. Web MD. The website, Healthology. The magazine, Newsweek.

Education/Credentials
Ph.D. SUNY at Stony Brook, 1979. B.A., magna cum laude with Honors in Psychology, Illinois Wesleyan University, 1974.

Awards and Honors
Who’s Who in Medicine and Healthcare, First, Second and Third Editions, 1997-2000. Appointed to the Training Faculty of the Biofeedback Certification Institute of America (BCIA), 1993. Senior Fellow BCIA. New York Academy of Sciences, 1987. Who’s Who in the East, 1983-present. Who’s Who in Frontier Science and Technology, First Edition. Citation Paper Author. Eleventh Annual Meeting of the Biofeedback Society of America, Colorado Springs, Colorado, 1980. Biofeedback Society of America Scholar, 1979. Co-author, USVA Grant, “Variables Affecting the Experience of Pain in Migraine,” USVA Medical Center, Northport, New York, 1977-1979. Biomedical Research Fellow, Department of Biomedical Engineering, SUNY at Stony Brook, Stony Brook, New York, 1978. NIMH Predoctoral Fellowship, 1976. BA, Magna cum laude, with Honors in Psychology, 1974. Danforth Fellowship Nominee, Illinois Wesleyan University, Bloomington, Illinois, 1973.

Past/Present Clients
Most of my clients are my private patients. However I have provided many seminars, lectures and workshops for: Columbia University. The Mount Sinai School of Medicine. The Metropolitan Museum of Art. The Museum of Natural History. The UJA Federation. The university, CW Post. The College of New Rochelle. Equinox Fitness. Travelers Insurance. AutoOne Insurance. Chubb Insurance. Metropolitan Life. Allstate Insurance. State Farm Insurance. Encompass Insurance. The public relations firm, Porter Novelli. The investment firm, Capital Re:. The Estee Lauder corporation. The law firm of Irwin Abrams. The National Insurance Crime Bureau. GEICO Insruance. Beth Israel Hospital.

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