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Psychiatry & Psychology--General/spending money
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Question
hi, i think i have a problem with spending money. i often buy things on impulse and when i see something i like, i sometimes think about a lot whether i should get it over many things. i do not work for my money, and my parents give me money. i also recently got a bank last yr (im 17 now) and i have approx 2 grand in there. i get approx 40 dollars a week including lunch money. i think i get a little bit more money than my friends i think. i was wondering if you have any tips for me on how i can save my money and make me think about thoughts on whether i should purchase things. a friend once told me this is what he thinks before he purchases something. "is it worth it? do i really need it? do i need it at this moment? would i be happy in the future if i buy this? would i get bored of it within a few days?" i think i spend money cause i thikn my life is boring and so i often like to experiment new things and i like to have new stuff, even though i may already have it. I just like the feeling of having something "new" i guess. i feel everday is the same, and if i were to buy something, i feel like something is new and i look forward to that day when i recently buy anything. any suggestions or tips? this may be a silly question but i think it is common. thanks.
Hi Brian,
No question is silly.
Many people buy things when they get bored. I believe that as long as a person does not have money problems, this is nothing to be concerned with.
You friend has given you good advice.
It is all right to buy things you do not desparately need, but do want. Many people collect things as a hobby and this is healthy.
As long as you can keep your money in the bank account and save a little each week, you do not have a problem.
Regards,
Jill
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Answers by Expert:
jill stefko cm phd
Expertise
Causes, diagnoses, theory and treatment of psychiatric disorders, including mood, anxiety, personality, psychotic, dementia, adhd and others. Use the DSM IV TR, diagnostic manual used by mental health professionals to diagnose for billing purposes. In practice, perspective is humanistic, transpersonal and existential psychological theory. Use ret, rebt, cbt, ct, bt, mst and fft. (therapies). Do not give advice about relationships other than from psychological perspective.
Experience
My PhD thesis theme is the interrelationship between the psychic and the psychological. Psychic, also called, extraordinary human, experiences are being studied mostly by parapsychologists and a handful of psychology departments at major universities, such as U of VA, Charlotte, Princeton U and others. I began studying parapsychology when I was eleven and discovered the field. Adults told me ghosts did not exist, but, here were scientific books that said they did! I read the work of the Drs. J.B. and Lousia Rhine, Karlis Osis, Nandor Fodor and other experts. I began studying psychology in high school. I noticed the parallels between the "psychological" and the "psychic mind." While in college, the first time around - stop out - our group investigated, studied and talked about parapsychology. Throughout my adult years, I have talked to many people about their psychic experiences. There were too many people who experienced psychic phenomena who were misdiagnosed and drugged for their abilities that science cannot measure exactly, as it tried to do with the DSM, Diagnostic and Statistical Manual, published by the American Psychiatric Association, the "bible" and "holiest of holies" used to diagnose for billing purposes. This is based on the "disease" model of psychiatric disorders.
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