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Real Estate: California/Questions
| Subject | Date Asked | Expert |
| Loan Transfer/Assumption for a property in California | 1/20/2012 | CJ Brasiel, Broker Associate |
| Q: I live in the east coast and own a second residential property in California. My wife and I, and my ... A: Vic - A quit claim deed would remove your name off the title. However, there is no way to pull ... | ||
| Prop 60 deadlines | 1/19/2012 | John Souerbry |
| Q: I sold my house in March 2010 which had a low tax base. I bought some land in the same county in ... A: Paul, Yes, you do need to have the home filed as a Prop 60 replacement within 2 years from date of ... | ||
| Home Additions | 1/5/2012 | John Souerbry |
| Q: I just purchased a 900 sq. ft. 2 bedroom, 1 bath home back in April near Los Angeles. I am ... A: Michael - Three thoughts. 1) Any improvements that you do to add value must be permitted and be ... | ||
| Home Additions | 1/5/2012 | CJ Brasiel, Broker Associate |
| Q: I just purchased a 900 sq. ft. 2 bedroom, 1 bath home back in April near Los Angeles. I am ... A: Michael - The master bath sounds like a great addition. I added a sun room to my home in spite of ... | ||
| Home Additions | 1/4/2012 | CJ Brasiel, Broker Associate |
| Q: I just purchased a 900 sq. ft. 2 bedroom, 1 bath home back in April near Los Angeles. I am ... A: Michael, Great question and smart of you to investigate this now before starting a remodel. ... | ||
| Home Additions | 1/4/2012 | John Souerbry |
| Q: I just purchased a 900 sq. ft. 2 bedroom, 1 bath home back in April near Los Angeles. I am ... A: Michael, A lot depends on the location of the home. My general rule is that adding to a property in ... | ||
| Recreational Property | 12/22/2011 | John Souerbry |
| Q: My husband and I are looking for a small property for our family to build a cabin, grow our own food ... A: Recreational zoning can come with a vastly different set of building and occupancy restrictions ... | ||
| Quiet Title Action/ Verified Complaint | 10/12/2011 | CJ Brasiel, Broker Associate |
| Q: I have 2 condo mortgages I am current on. Values have declined 50% since 2005. I have been reading ... A: Anthony - Your question regarding the quiet title action is best answered by a real estate ... | ||
| Terminating Property management agreement | 10/9/2011 | John Souerbry |
| Q: Here is a brief overview, and then my question. We have a piece of rental property in CA. Same ... A: Kelly, Sorry to read that you've had a bad experience with a property manager. Short of obtaining a ... | ||
| Co-Signer Removal from CA Residential Lease | 9/16/2011 | John Souerbry |
| Q: What are the requirements and time frame for a residential lease co-signer to have their name ... A: There are three ways to get your name off a lease: 1) Wait until the lease expires and don't sign a ... | ||
| MY DAUGHTER’S BOYFRIEND HAS STOLLEN HER/MY HOUSE | 8/15/2011 | CJ Brasiel, Broker Associate |
| Q: With in the past few months I transferred ownership of my house into my daughter’s name so that she ... A: Teri - The best advice I can give is to seek a real estate attorney in your area for the best ... | ||
| Short-Sale | 7/26/2011 | CJ Brasiel, Broker Associate |
| Q: My business partner and I have an upside-down rental in Stockton, CA. So we decided on and have been ... A: Vic - If you are able to pay your mortgage, then you should pay your mortgage. Not paying your ... | ||
| Contingencies | 7/26/2011 | John Souerbry |
| Q: Can a Buyer get his earnest money back if the contingencies have not been removed even 40 days after ... A: Check the contract - the deciding factor is when the contingency period expires. When you go into ... | ||
| Grant Deed Information | 7/21/2011 | CJ Brasiel, Broker Associate |
| Q: I recorded a Grant Deed to my house in my name and my son's name. When I refinanced a few years ... A: Maria - It will be best to consult with a title officer or attorney to confirm the best strategy to ... | ||
| Loan Payoff | 7/18/2011 | CJ Brasiel, Broker Associate |
| Q: I have just retired. I received a lump sum bonus. I have enough to pay off my home loan. The bank ... A: John - Whether or not it is best that you pay off the loan or keep the financing is best advised by ... | ||
| re-zoning property | 6/17/2011 | CJ Brasiel, Broker Associate |
| Q: I recently inherited 1/4 interest in my father's residential property. My brother also has 1/4 ... A: Kathy - Each municipality will handle this differently. Typically, each zoning type had a tax ... | ||
| re-zoning property | 6/13/2011 | CJ Brasiel, Broker Associate |
| Q: I recently inherited 1/4 interest in my father's residential property. My brother also has 1/4 ... A: Kathy - You will need to visit the city/county planning office and find out what options you have ... | ||
| Adjustable rate mortgage | 5/17/2011 | John Souerbry |
| Q: I just need to clarify my understanding of my adjustable rate mortgage. I have a 7/1 ARM which is ... A: Sounds about right. I pay about 20 mortgages for properties I manage, many are around 3% now. This ... | ||
| Adjustable rate mortgage | 5/14/2011 | John Souerbry |
| Q: I just need to clarify my understanding of my adjustable rate mortgage. I have a 7/1 ARM which is ... A: One more thing you need to check - your loan documents should state the maximum amount of the first ... | ||
| Foreclosure | 5/11/2011 | CJ Brasiel, Broker Associate |
| Q: My foreclosure "reinstatement" shows: 4 mortgage pymts $2,600 (The regular monthly pymt) 1 ... A: John - If your property taxes are $6000 per year and you did not pay 2010, you now have nearly $9K ... | ||
| Loan assumption | 5/10/2011 | CJ Brasiel, Broker Associate |
| Q: I have two houses in foreclosure, and enough resources to get one and a half out of foreclosure. ... A: Wayne - A couple of questions to consider and a couple of action steps to take to find out for sure ... | ||
| finding the perfect place in Cali | 4/27/2011 | John Souerbry |
| Q: I have an unusual question....I want to live on the water. Like literally walk out my back porch ... A: Zoie, I've taken a look at what's available from Santa Barbara to San Luis Obispo. There certainly ... | ||
| buying a home | 4/27/2011 | CJ Brasiel, Broker Associate |
| Q: I have an unusual question....I want to live on the water. Like literally walk out my back porch ... A: Tough question Zoie. Can suggest a "beach" area in Northern California that meets your description ... | ||
| responsibility | 4/26/2011 | CJ Brasiel, Broker Associate |
| Q: I rented a 4 bedroom 3 bathroom home in August 2008. About two months after I moved in, my closet ... A: Brandon - Unfortunately, I can not answer your question in regards to liability. It is not uncommon ... | ||
| short sale, settlement or foreclosure | 4/12/2011 | CJ Brasiel, Broker Associate |
| Q: I am underwater on my condo in San Jose. I am considering all of my options in terms of short ... A: TJ - If the senior lien holder can be paid off completely, then yes, only the second has to approve ... | ||
| short sale, settlement or foreclosure | 4/11/2011 | CJ Brasiel, Broker Associate |
| Q: I am underwater on my condo in San Jose. I am considering all of my options in terms of short ... A: TJ - First and foremost, when a borrower is facing these types of decisions there are three people ... | ||
| No will | 3/30/2011 | John Souerbry |
| Q: I am trying to find out what to do to help my family. My grandpa has been dead over 10 years my ... A: The only way to get clear ownership is to hire an attorney and take the property through probate. ... | ||
| Escrow deposits | 3/19/2011 | John Souerbry |
| Q: My sister was buying a house and the school and city taxes were not disclosed to her. It made her ... A: Tina - a buyer normally gets 17 days to review all the information about the property and cancel the ... | ||
| 1031 Exchange and Prop 60/90 | 3/15/2011 | John Souerbry |
| Q: I'm currently 56 and living in San Francisco, CA. I'm hoping to do a 1031 Exchange on my house (also ... A: Yes, you can use Prop 90 to keep your current tax base when moving into San Mateo County, it is one ... | ||
| HELOC | 3/7/2011 | CJ Brasiel, Broker Associate |
| Q: My spouse (only on his name) took a HELOC on our principal residence in California. That house was ... A: This question is best answered by a real estate attorney as there are many loop holes that can be ... | ||
| force cancellation of escrow on shortsale | 1/14/2011 | CJ Brasiel, Broker Associate |
| Q: The seller and bank is in agreement that we can purchase a short sale property. Problem: A buyer ... A: Debb - Many unknowns here so I must advise that it is best to review your options with your agent ... | ||
| deficiency judgement on raw land | 1/14/2011 | CJ Brasiel, Broker Associate |
| Q: could the lender sue for deficiency if loan goes to foreclosure? or after a short sale?thanks A: Paul - It is possible for the lender to sue for deficiency on raw land. All short sales have the ... | ||
| Back Up Offers | 12/8/2010 | John Souerbry |
| Q: If a buyer and seller agree and sign a sales agreement with the contingency that back up offers can ... A: Jon, It doesn't matter if escrow has been opened, if a contract has been signed, buyer and seller ... | ||
| Can't agree on who gets the earnest money | 12/2/2010 | CJ Brasiel, Broker Associate |
| Q: I put an offer on a house which was accepted--Because we are doing an FHA loan, and it was a flipped ... A: Sarah, I still believe you should consult with an attorney. Not sure why any agent would recommend ... | ||
| Can't agree on who gets the earnest money | 12/1/2010 | CJ Brasiel, Broker Associate |
| Q: I put an offer on a house which was accepted--Because we are doing an FHA loan, and it was a flipped ... A: Sarah - If you used the California contract you also should have initialed (or not) the mediation, ... | ||
| Can't agree on who gets the earnest money | 11/30/2010 | CJ Brasiel, Broker Associate |
| Q: I put an offer on a house which was accepted--Because we are doing an FHA loan, and it was a flipped ... A: Sarah - Whenever the earnest money is in question it is best to review the contract with your agent ... | ||
| HELOC in CaLifornia 1 borrower/2 owners | 11/21/2010 | CJ Brasiel, Broker Associate |
| Q: My dad and I are joint tenants on our primary mortgage. He took out a HELOC in his name only( our ... A: Elizabeth - The second lien, HELOC is against the property and as a co-owner you will need to clear ... | ||
| Short Sale on bare land | 11/6/2010 | John Souerbry |
| Q: Hey John, I'm trying to do some homework for a client - do you know if it's possible for my clients ... A: I'm not sure who is holding the paper on the old IndyMac loans. Have you been able to find out who ... | ||
| Commercial Escrow | 11/2/2010 | John Souerbry |
| Q: I need to clarify something regarding escrow. If I'm selling my company, and I have signed all the ... A: 1. When selling a business in a bulk sale, you often sell all your marketing materials, lead list, ... | ||
| Short Sale | 10/5/2010 | John Souerbry |
| Q: On 9/8/10 I made an offer on a short sale property. I did not view the interior before the offer ... A: Lenders involved in the short sale typically don't negotiate as often as a bank that has already ... | ||
Real Estate: California
Answers by Expert:
CJ Brasiel, Broker Associate
Top Expert on this page
Expertise
I can provide information on the buying and selling of residential homes. I am knowledgeable regarding distressed property sales including short sales and bank owned (REO) transactions. I know the greater San Jose area well and specialize in local markets like Willow Glen, Blossom Hill, Santa Teresa, Rose Garden, Campbell, and downtown San Jose. My passion is for green and green remodeling of homes.I work with clients utilizing staging and the internet to maximize their buying and selling power. I do not handle commercial real estate or handle 1031 exchanges for residential real estate.
Experience
Over 7 years in the real estate arena, representing buyers, sellers, investors, distressed property owners. Experience in short sales, REOs, and equity sales and purchases.
Organizations
National Association of REALTORS(R)
California Association of REALTORS (R)
Santa Clara County Association of REALTORS (R)
Womens' Council of REALTORS (R)
Publications
Mercury News and KRON San Jose TV News Channel
Education/Credentials
Bachelors in Business Management
REALTOR(R), Senior Real Estate Specialist, green certified, Certified Distressed Property Expert, Certified HAFA Specialist
Past/Present Clients
References provided upon request
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