| Subject | Date Asked | Expert |
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| Adding a name to a deed with mortgage on it while out of country | 6/28/2008 | Glenn Ginsburg |
Q: I would appreciate it very much if you could help me with this question. I have a mortgage on a ...
A: Sorry for the delay in responding to your question - however my e-mail server was down for a few ...
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| Hurricane Insurance | 6/23/2008 | Brenda Miller, ABR, Realtor |
Q: I'm moving to FL from Las Vegas and I would like to know more about hurricane insurance. I plan to ...
A: I am a Realtor who formerly sold insurance. You are best served by asking someone who currently is ...
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| Hurricane Insurance | 6/23/2008 | Glenn Ginsburg |
Q: I'm moving to FL from Las Vegas and I would like to know more about hurricane insurance. I plan to ...
A: Good morning Stephen, The typical condominium association insures the building, so hazard insurance ...
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| short sale approved by bank, but up for sale again | 6/19/2008 | Glenn Ginsburg |
Q: My husband & I signed a contract with a seller for a Ft Myers property on April 4, and have since ...
A: Potential short sales are a very difficult area within the real estate market not only for the ...
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| Stay or Go? | 6/14/2008 | Stephanie Frost |
Q: I have a townhouse in Bonita Springs, the home is 100k less than what I owe. I owe 298k with a ...
A: Both of your mortgage holders must agree to allow a short sale. That means both the primary lender ...
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| Stay or Go? | 6/10/2008 | Stephanie Frost |
Q: I have a townhouse in Bonita Springs, the home is 100k less than what I owe. I owe 298k with a ...
A: Lois, Only hand over the keys as a last resort. Foreclosure is not a pleasant thing. Neither is ...
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| Spouse buying property | 5/28/2008 | Stephanie Frost |
Q: I own a house in NY and the Title and Mortgage is in my name. My spouse wants to buy a house in ...
A: Paul, I am not an attorney, and I don't usually deal with title issues, so you would have to ...
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| deed/title | 5/27/2008 | Glenn Ginsburg |
Q: my husband and i have always kept our stuff separate. he has great credit, i have bad. he just ...
A: Here is the exact quote from the State of Florida website regarding homestead exemption - "Every ...
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| TITLE/DEED INFO | 5/24/2008 | Glenn Ginsburg |
Q: MY DIVORCE WILL BE FINALIZED ON 7-11-08. I AM PURCHASING A CONDO BY MYSELF. THE MORTGAGE IS IN MY ...
A: The more information you furnish and questions you ask - gives rise to more concerns for you. No ...
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| TITLE/DEED INFO | 5/24/2008 | Glenn Ginsburg |
Q: MY DIVORCE WILL BE FINALIZED ON 7-11-08. I AM PURCHASING A CONDO BY MYSELF. THE MORTGAGE IS IN MY ...
A: The handling of real estate during a divorce has major pitfalls, which should be addressed and ...
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| Lost Job | 5/20/2008 | Glenn Ginsburg |
Q: My wife and I have signed a two lease for a house here in Duvall county. That was May 2007. Last ...
A: According to Florida Statutes real estate agents are permitted to only use the Florida Supreme Court ...
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| Can only one spouse be the deed? | 5/12/2008 | Brenda Miller, ABR, Realtor |
Q: does the Florida law allows only one spouse to be on the deed considering that he/she is the only ...
A: Florida allows only one spouse to be named on the deed; however, Florida is a homestead state. Both ...
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| First time homebuyer | 5/4/2008 | Stephanie Frost |
Q: I live in Lakeland Florida and currently rent a 3 bedroom apartment for $950.00 a month. My fiance ...
A: Roy, Congratulations on the upcoming addition to your family! Since the housing downtown, lenders ...
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| protection of vacant property in florida | 5/3/2008 | Glenn Ginsburg |
Q: My husband and I own properties in florida and I was wondering if a creditor with a judgemnt against ...
A: A creditor of either spouse may seize the interest the debtor spouse holds in joint tenant property. ...
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| Short sale | 4/29/2008 | Glenn Ginsburg |
Q: I am a home owner in Florida, current on both loans at this time, Not for long. Does it make sense ...
A: Good morning Dave, Many homeowners are looking at a possible short sale to cure their financial ...
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| Lease Agreement | 4/28/2008 | Glenn Ginsburg |
Q: I have a tenant in an apartment in Miami Beach. He signed a lease agreement for 1-year but he wants ...
A: Within the lease agreement, there is a clause which may or may not address the continuation of the ...
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| Question about validity of two year lease | 4/28/2008 | Glenn Ginsburg |
Q: My wife and I entered into a two year lease agreement in July of 2006, to run until July 31, 2008 ...
A: It is possible that the owner of the property did sign a copy of the lease, which you did not ...
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| Invalid Lease, Threat to evict | 4/25/2008 | Glenn Ginsburg |
Q: I signed a one-year lease in Miami Beach for a unit in an 10-unit complex in November 2007. Recently ...
A: Sorry to hear about your difficulties. During these difficult times in real estate I do hear about ...
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| Quit Claim Deed | 4/25/2008 | Glenn Ginsburg |
Q: I have been asked by the buyer of my property to sign and notarize a quit claim deed prior to ...
A: Yes, they can use the document for recording purposes without paying you. You should be using a ...
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| Florida foreclosure | 4/18/2008 | Glenn Ginsburg |
Q: Due to a combination of divorce and a significant ARM interest hike, I an not able to stay current ...
A: Larry, After the property is auctioned at the Sarasota County Courthouse, the new owner will serve ...
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| Condo Nightmare | 4/17/2008 | Brenda Miller, ABR, Realtor |
Q: I bought a condo 18 months ago from a Broker Owner. And he pretty much lied about everything in the ...
A: First of all, I apologize for not answering sooner. I am in a Broker Licensing Class for two weeks, ...
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| Selling a property | 4/14/2008 | Stephanie Frost |
Q: I owned a house in Florida City, Fl. 33034, but it's in my sisters name. I am going through ...
A: Maria, If the house is in your sister's name, then your sister is the only one who can enter into a ...
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| Term of lease | 4/8/2008 | Glenn Ginsburg |
Q: I am thinking of offering my tenants a 2 year lease. Is this permitted in Florida? If they accept, ...
A: As the owner of the property you are free to draw up a lease for any time period and impose any ...
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| Offer to purchase real estate | 4/1/2008 | Brenda Miller, ABR, Realtor |
Q: I made a written offer to purchase a bank-owned home. My agent says that she submitted it to the ...
A: I don't have enough information about the status of the agent representing the bank or the offer ...
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| adding a name to a deed | 3/27/2008 | Glenn Ginsburg |
Q: My mother recenlty bought a house in Parrish, FL. She is married but bought the house with her own ...
A: What you have to check is if the deed is recorded in both names, this can be checked with the ...
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| Deeds | 3/24/2008 | Glenn Ginsburg |
Q: What is the difference between quitclaim deed and a warranty deed. Which one is safer?
A: A quitclaim deed is a term used in property law to describe a document by which a person (the ...
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| Deed/Title Change to Timeshare Week | 3/5/2008 | Glenn Ginsburg |
Q: My soon-to-be ex-husband and I purchased a Timeshare at Vistana in Orlando in 1993. There is no ...
A: Easley, The attorney handling your divorce, if a Florida attorney, should handle the transfer of ...
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| follow up on Francesca's question | 2/22/2008 | Glenn Ginsburg |
Q: So you state, sale does not break lease. I know that for Section 8 residences this is true, however ...
A: Yes, if you look at the State of Florida Supreme Court Approved lease used commonly by real estate ...
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| Real Estate transfer when one dies | 2/21/2008 | Glenn Ginsburg |
Q: I have a customer who owns property with his spouse in Florida. His spouse died in 2000. Which form ...
A: Heather - no additional suggestions. I seen too many people try to transfer title in these ...
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| Real Estate transfer when one dies | 2/21/2008 | Glenn Ginsburg |
Q: I have a customer who owns property with his spouse in Florida. His spouse died in 2000. Which form ...
A: First there needs to be made a determination if the property was a homestead or not. Second, after ...
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| Lease violation | 2/5/2008 | Glenn Ginsburg |
Q: We are renting a home in Lee County, Florida. We recently learned the Landlord has a second home ...
A: Francesca, Thank you for your question. An interesting item you noted was that the home is being ...
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| Transfer of ownership | 2/4/2008 | Glenn Ginsburg |
Q: Glenn, If I want to transfer the ownership of my house to my significant other do I just complete a ...
A: First, if you have a loan or mortgage on the property, in order to transfer ownership you will need ...
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| quitclaim deed | 2/4/2008 | Glenn Ginsburg |
Q: My husband and I own a house in palm beach county. For the past 4 years the mortgage has been in his ...
A: If you name is on the deed to your present home, there will be a record in the Palm Beach County ...
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| Sellers and Seller's agents | 1/30/2008 | Glenn Ginsburg |
Q: We recently terminated a purchase contract for the sale of residential property in Naples due to the ...
A: The first question that arises in this situation is - did you use a real estate agent in this ...
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| Save Our Homes | 1/27/2008 | Glenn Ginsburg |
Q: Can I add my 18 year old daughter to the title to our home, owned free and clear and currently ...
A: You may add your daughter to the title of your home. I have some other thoughts later in this ...
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| Title question | 1/24/2008 | Glenn Ginsburg |
Q: I am the sole owner of an investment property in Daytona. I have a still have a mortgage on this ...
A: First, if you have a mortgage on the property in Daytona, you need to speak with your lender about ...
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| Title Transfer | 1/16/2008 | Glenn Ginsburg |
Q: My mother in law owns a residential condominium and is interested in adding her two daughters to the ...
A: Since August 15th, the date when the subprime mortgage market crashed, many things have changed as ...
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| homestead exemption | 1/10/2008 | Glenn Ginsburg |
Q: We have lived here in Florida for 4 years, having purchased a home in 2003. Call us stupid, but we ...
A: Sorry to hear that you did not realize Florida has a homestead exemption, as well as, the "Save Our ...
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| Homeowners Insurance on Leased Property | 1/9/2008 | Glenn Ginsburg |
Q: Due to the downturn in the real estate market I have decided to lease my home in Jacksonville. I am ...
A: The best advice is to inform your insurance company about the home Jacksonville being leased. ...
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| Quit Claim | 1/5/2008 | Trudy Beerman |
Q: My brother purchased a condo in Orlando 2 years ago with the plan that my wife and I would live in ...
A: As to whether there is any benefit at all, or a short or long term tax advantage of filing the quit ...
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