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Real Estate: Florida/Questions

SubjectDate AskedExpert
First Time HomeBuyer Benefits/Tax Breaks1/30/2012Steve Schiffer
  Q: Steve, If I am gifted a home(s) prior to me closing on a home, will I still be considered a First ...
  A: Tony, This comes down to timing. Do you mean your are planning on or about to close on the ...
Interested in buying parcel of FL land1/17/2012Steve Schiffer
  Q: I am planning to retire in Florida (not for ~ 5 yrs) and want to buy a parcel of land. Will I have ...
  A: Sue, Be leery of swamp land...just trying to be funny...I could not resist. You should check with ...
Landlord will not return security deposit1/9/2012Steve Schiffer
  Q: We had numerous problems with us (not giving us keys to the back door, garage door openers not ...
  A: Donna, Wow, what an ordeal. The landlord is required by law to go through a very specific process ...
transfer of title on death1/6/2012Glenn Ginsburg
  Q: I purchased a property in Polk County and put the property in the name of my Civil Partner(we are UK ...
  A: Since the property is located within the State of Florida in the United States, both federal and ...
wetland appraisal12/13/2011Steve Schiffer
  Q: Can you recommend a professional to appraise a wetland area? The total amount of high land is ...
  A: Laura, Oh boy...sounds like you need a topography study as well? I would google land appraisals ...
Finding a Warranty Deed12/1/2011Glenn Ginsburg
  Q: My mother passed away a few weeks ago and left her condo to my brother, sister and me. My mother's ...
  A: To get a copy of the deed, you need to know the county in which it is located. You then call the ...
backup offer & pending sale11/24/2011Glenn Ginsburg
  Q: A bank owned property I am interested in went to 'pending sale' very fast however it has been in ...
  A: Happy holidays to you and yours. Thank you for your question. There are too many reasons why a ...
Transferring Ownership of Real Estate to a Living Trust11/7/2011Glenn Ginsburg
  Q: What steps specific to Florida do my wife and I need to take to transfer title of a Florida house we ...
  A: Byron, Thank you for your question. Whenever someone asks about transferring title, I recommend ...
Sale of Condo10/18/2011Steve Schiffer
  Q: I am the sole owner of a condo in Pasco County, Fla. Does my wife have to sign off on the sale of ...
  A: George, Quick answer yes. Long answer - you should contact a title company in Pasco county or ...
question about breaking lease for medical emergency10/18/2011Steve Schiffer
  Q: In July 2011, my mother-in-law signed a two year lease with an apartment in Jacksonville, FL. She is ...
  A: Brian, Sorry to hear about your mother-in-law's health situation. I am not a lawyer so please seek ...
condo ttansfer from mom to sons10/3/2011Glenn Ginsburg
  Q: Mom wants to transfer ownership of her condo to my brother and me. Condo is in 55+ in Palm Harbor ...
  A: You did not say if the condo has any financing outstanding or if it owned out-right. If the property ...
Add my dad in house's deed9/25/2011Glenn Ginsburg
  Q: My dad recently transfer me some money to buy a house (cash), he could not be there to sign the ...
  A: Good morning Paula, Thank you for your question. Since your Father is a non-US resident, you would ...
morgtage9/12/2011Glenn Ginsburg
  Q: If was adjudged a house after the death of my mother by the court because their was no will stating ...
  A: I'd suggest that you find a good real estate or estate attorney. This is too complicated for me to ...
Condominium Association Reserve8/22/2011Glenn Ginsburg
  Q: I believe Florida state sautes mandate that condominium boards establish adequate reserve budget ...
  A: You can find all the answers to your questions by reviewing Chapter 718 of the Florida Statutes. ...
HOA / foreclosure on condo8/12/2011Steve Schiffer
  Q: Our condo is in "active foreclosure." We are not residing there. We have had the mortgage loan ...
  A: Caryl, Sorry for the delayed response...I answered this but for some reason (maybe I did not click ...
Warranty Deed7/13/2011Steve Schiffer
  Q: My husband and I recently purchased a townhouse in Florida. We are residents of Louisiana and did ...
  A: Jean, Yes it is normal. If you want a legal explaination ask to talk with the closing agent's ...
Do I owe HOA fees?7/8/2011Steve Schiffer
  Q: Two years ago, my wife and I divorced. I signed a quit claim deed and turned the house over to her, ...
  A: T.J. Sorry...I answered your questioned but apparently it did not get to you. Unfortunately, you ...
Purchasing a Vacant Lot6/21/2011Glenn Ginsburg
  Q: We are purchasing a lot in Sarasota County which was not listed, but brought to us through a real ...
  A: In today's highly complex real estate market, we do recommend to our clients to use a real estate ...
Quit Claim deed for Florida6/19/2011Glenn Ginsburg
  Q: My mother lives in Ohio, is in poor health and unable to travel long distance. She wants to change ...
  A: Your family might be best served by consulting with a Florida attorney as to the best method of ...
Married couple buying a second home in Florida6/6/2011Steve Schiffer
  Q: If a man who lives out of state signed a property purchase agreement for a condo in Florida, but the ...
  A: Sorry for the delay...not sure what happened. I do not believe you have a binding contract. There ...
Married couple buying a second home in Florida6/6/2011Steve Schiffer
  Q: If a man who lives out of state signed a property purchase agreement for a condo in Florida, but the ...
  A: I guess that depends on which side of the contract you are...seller or buyer. I am half kidding but ...
Foreclosure / bankrupsy5/28/2011Steve Schiffer
  Q: My brother's property is in the process of foreclosure (which started almost a year ago )and he ...
  A: Andres, Sounds like the trustee assigned by the court to sell your assets sold the property. Did ...
parking in my condo complex5/25/2011Steve Schiffer
  Q: I live in a gated condo complex that has HOA's. My landlord has stopped paying the HOA dues and I ...
  A: Denise, Since you paid your rent in advance you are in a difficult situation. Is your lease up at ...
quit claim deed vs mortgage5/25/2011Steve Schiffer
  Q: My friend bought a home with her now ex-husband. In the divorce she quit claimed the deed to him. My ...
  A: Karen, Yes, she is still responsible for the mortgage. I highly suggest she consult with a divorce ...
QCD title vesting does not match previous WD5/16/2011Steve Schiffer
  Q: Purchased property in Volusia County FL in 1991 under Husband and Wife; Divorced in 1997 and QCD was ...
  A: The question before I can answer accurately is what is being done with the title? What do you mean ...
Quiet Title5/5/2011Steve Schiffer
  Q: I built a house and had the mortgage/financing in my name only and had the deed put in my name and ...
  A: Will, Please seek the advice of a real estate attorney. If you are in the Orlando area I can ...
quit claim5/2/2011Steve Schiffer
  Q: I own a condo which I inherited from my parents. I would like to add my husband to the deed. Do I ...
  A: Monika, Two issues here. 1. Adding your husband to the deed - that is a formality and I would ask ...
Lender won't honor quit claim deed5/2/2011Glenn Ginsburg
  Q: I got divorced almost 2 years ago and the house was awarded to me. My ex-husband signed a quit ...
  A: Marg, Thank you for your question. The issue you have which is quite common in divorce situations, ...
Title Company - Duty to Parties4/13/2011Steve Schiffer
  Q: I had a FSBO contract for a cash sale of my home. Per the contract, the Title agent was to provide ...
  A: Beth, Ouch...sorry to hear about that. Unless their was a strange chain of title this should have ...
adding spouse to deed in pasco county fl4/8/2011Steve Schiffer
  Q: My husband and I each owned a property prior to our marriage. We would like to get one another add ...
  A: Roxy, Contact each clerk of the court in the county the properties reside and tell them you would ...
quick claim deed palm beach county fl3/31/2011Steve Schiffer
  Q: I am leaving my boyfriend. I am afraid of him and just want out. Both our names are on the deed but ...
  A: Deb, You can go to the clerk of the court in Palm Beach county and ask them for the paper work to ...
living trust successors3/23/2011Glenn Ginsburg
  Q: where do we go and what forms do my husband and his siblings need to change the deed from their ...
  A: Vicki, Thank you for your question. Because your situation deals with a deceased individual, it ...
purchasing condo in 55+ community3/16/2011Glenn Ginsburg
  Q: My nephew and i want to purchase a 1 bedroom unit in a 55+ community in Hollywood, Florida as equal ...
  A: Palma, Thank you for your question. Yes, you and your nephew can be on the deed. However, you need ...
Preplanned Communities3/14/2011Steve Schiffer
  Q: I don't know if you are familiar with the preplanned communities in Florida but I am hoping that you ...
  A: Sorry for the late response...I did not know you had a follow-up question. The type of community ...
Preplanned Communities3/14/2011Steve Schiffer
  Q: I don't know if you are familiar with the preplanned communities in Florida but I am hoping that you ...
  A: Chelsea, I wish I could help you but I live in downtown Orlando. The are no preplanned communities ...
closing cost2/24/2011Glenn Ginsburg
  Q: I plan on buying a r.e.o. home in volusia county fl. soon and will spend around $60,000 cash. My ...
  A: The closing costs you will be charged are based upon the contract and any addendum which is a part ...
Name on Deed of House2/23/2011Glenn Ginsburg
  Q: We purchased a house in Davenport, FL. Currently the house is in my wife and my name - can we add ...
  A: There tax and legal concerns you need to be aware of because you are non-resident US citizens. Much ...
55+2/23/2011Glenn Ginsburg
  Q: I have searched all over the internet. Help me. My 55+ community is about to sell a mobile home to ...
  A: There is no clear cut specific answer to your question. Here is why. The community must be compliant ...
Pre-purchase insurance2/18/2011Steve Schiffer
  Q: I am in the process of buying a home. I have a signed contract with a home that was in foreclosure, ...
  A: Pamela, Most likely your contract is "as-is" and their is other language alleviating the seller ...
Condo Foreclosure in FL2/1/2011Glenn Ginsburg
  Q: There is a Subordination clause in our current lease, "The Lease is subordinate to the lien of any ...
  A: Victoria, If there was a foreclosure action in process, you would have received a notification from ...

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Real Estate: Florida

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Steve Schiffer

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Expertise

Questions about buying, selling, renting or investing in residential and small commercial real estate.

Experience

Licensed real estate agent since 2003

Organizations
Orlando Regional Real Estate Associate (ORRA)

Publications
WKMG Channel 6

Education/Credentials
GRI

Awards and Honors
Voted Orlando Magazine Hot Realtor in '06 & '07

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