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About Cathryn Blair-Bennett
(Top Expert on this page)

Expertise
All questions regarding Real Estate and mortgage financing in the state of Florida.

Experience
I have been a licensed Mortgage Broker for over six years and a licensed Realtor for over 2 years. I work in the capacity as a full time Mortgage Broker. I obtained my Real Estate license so I could thoroughly understand Real Estate purchasing, the law and both sides of the transaction.

Education/Credentials
Licensed Realtor and Licensed Mortgage Broker. My credentials is the education that is required every two years, however I have been taking these classes every year. Completed additional classes for Florida Mortgage Law, Construction to Perm Financing, Conventional Loan Processing, Tax Analysis, Appraisal Analysis, Understanding Credit Scoring, FHA Underwriting And Processing, RESPA Laws, Florida Compiance Guidelines,Purchase and Refinance, Fraud Detection, Mortgage Business Ethics, Reverse Mortgages and Florida Fair Lending and the Private Investor as well as other classes pertaining to my Mortgage and Real Estate career.

   

You are here:  Experts > Real Estate > Real Estate by Location > Real Estate: Florida

SubjectDate AskedExpert

conventional vs conventional rehab loan1/4/2009Cathryn Blair-Bennett
  Q: I'm wanting to make an offer on a foreclosure that needs rehab. What is the difference between a ...
  A: There are two types of loans available for your needs. There is the conventional Fannie Mae loan ...
condo -renting1/4/2009Glenn Ginsburg
  Q: considering buying a condo in Bonita Springs concerned with privavcy and quiet looking in range of ...
  A: Robert, You should be able to find a condo with privacy and quiet in the price range you are ...
Cohabitation1/3/2009Cathryn Blair-Bennett
  Q: I have a friend who has been in a relationship with a man for over 14 years. They broke up, and I ...
  A: I do not know much about the co-habitation laws in this state, but I do know that your friend might ...
real estate taxes on purchase price12/31/2008Brenda Miller, ABR, Realtor
  Q: My mom bought a house in a working class multi culture working family neighborhood. Not a bad ...
  A: You do not state where the property is located. If it is in Florida, if it is in a Florida county, ...
real estate - commission12/16/2008Cathryn Blair-Bennett
  Q: I am Tibor from Hungary. A couple of weeks I decided to join to a real estate company in Florida. I ...
  A: Tibor, Please know that you must have a real estate license even to be paid to refer clients to a ...
ral estate - commission12/15/2008Cathryn Blair-Bennett
  Q: I am Tibor from Hungary. A couple of weeks I decided to join to a real estate company in Florida. I ...
  A: Tibor, The first thing to do is to contact a reputable and state certified Real Estate school and ...
Condo assessments/bad debt12/11/2008Scott Slocum, Licensed Broker Associate
  Q: I am the defacto President of a mini condo association comprised of 32 units. 24 units have ...
  A: Susan, You need to get in touch with a Real Estate Attorney. While this may be an added expense ...
homestead exemption on heirs property12/8/2008Cathryn Blair-Bennett
  Q: My mother passed away in 2005. She owned a home in which she and one of my brother's lived in. She ...
  A: I am still going to ask you to get the advice of a Real Estate Attorney on this one. If there is a ...
How to pick a realtor12/1/2008Stephanie Frost
  Q: How do you find a realtor that's good for you? There are so many out there to choose from. I just so ...
  A: Shana, As a Realtor myself, I think that it is important that your agent be a Realtor as well. ...
Real state loan/property11/30/2008Stephanie Frost
  Q: Because of the poor real estate market I am wondering if a real estate loan in addition to the ...
  A: Sharon, There is such a thing as an assumable loan, but they are few and far between, and almost ...
real estate closing11/23/2008Glenn Ginsburg
  Q: My husband and I signed a separation agreeement that did not go thru the courts. He bought a home to ...
  A: Teri, First a point of clarification is needed. You stated your husband (separated from) purchased ...
Quick Claim Deed11/18/2008Brenda Miller, ABR, Realtor
  Q: I live in Seminole county and I want to prepare a quick claim deed to my son who lives in New ...
  A: 1) If you own the property without any encumbrances, a quick claim deed prepared by an attorney ...
Lease Renewal Commissions11/16/2008Cathryn Blair-Bennett
  Q: I own a condo in South Florida which I will begin to rent on an annual basis. I am considering a ...
  A: Listing fees are paid for performance on a one time basis. Listings last only one year. Listings ...
Adding names to deed11/16/2008Cathryn Blair-Bennett
  Q: I own a home which is placed in an LLC for asset protection purposes. To qualify for homestead ...
  A: I am not an expert on deed transfers. This is truly a legal question. You may have to change the ...
time to leave my house11/14/2008Cathryn Blair-Bennett
  Q: My house was foreclosed for default on 10/30/08 and the sale date was set for 1/13/09. They didnt ...
  A: Maria, Seriously, please contact Golant law firm at www.golantLaw.com. I would do this first. If ...
Property Transfer11/13/2008Cathryn Blair-Bennett
  Q: I own property with two others in Florida;a condo. One has since passed away, the other would like ...
  A: It needs to be a quit claim deed drawn up by the title company, notarized by a certified notary ...
Property Transfer11/13/2008Cathryn Blair-Bennett
  Q: I own property with two others in Florida;a condo. One has since passed away, the other would like ...
  A: You need to look into doing a "Quit Claim Deed" on the other two people. Make sure you provide the ...
time to leave my house11/12/2008Cathryn Blair-Bennett
  Q: My house was foreclosed for default on 10/30/08 and the sale date was set for 1/13/09. They didnt ...
  A: I think this question deserves an answer from a professional attorney. It is from a member from the ...
Quit claim deed11/5/2008Glenn Ginsburg
  Q: My husband and I own a home in Florida (bought in 2005) that is titled in both our names, (we were ...
  A: Good morning Etta, My recommendation in cases similar to your's is for individuals to discuss any ...
contract for deed11/4/2008Cathryn Blair-Bennett
  Q: the person buying the property had made no payments since April of 2007, yet she still claims ...
  A: I have a question, Why does the seller/owner continue to pay the taxes? Is it ordered by the court? ...
Quitclaim deed homestead issue in FL11/2/2008Stephanie Frost
  Q: In June of 2006 I provided a mortgage to my then-single son for ~$180K in Pasco County, FL. Only his ...
  A: Charles, I strongly advise you to contact a local real estate attorney, or a title insurance ...
Reverse Mortgage10/25/2008Cathryn Blair-Bennett
  Q: My 66 year old mother and 69 year old father live in a condo that was purchased approximately 3 ...
  A: She needs to pre-qualified for a reverse mortgage to determine if she is eligible for one. Here is ...
Homestead Exemption - Quit Claim Deed10/22/2008Glenn Ginsburg
  Q: Ginsburg, My wife and I purchased her parents' home 10 yrs ago. In order to keep her parents' ...
  A: Jose, I would check with the title company you will be using to prepare the new deed, as well as ...
Homestead Exemption - Quit Claim Deed10/22/2008Glenn Ginsburg
  Q: Ginsburg, My wife and I purchased her parents' home 10 yrs ago. In order to keep her parents' ...
  A: Sometimes questions of what could be of a simple nature often leads to other questions. Do you have ...
buying foreclosure@ court house auction10/20/2008Stephanie Frost
  Q: In Florida court houses do they auction foreclosures as "absolute auctions"?
  A: Jessie, Yes, in Florida a foreclosure auction is an absolute auction, in that there is no ...
Buying10/19/2008Stephanie Frost
  Q: My parents signed papers 2 months ago that said that they would use this special realtor to purchase ...
  A: Dee, If your parents signed an agreement with a Realtor stating that they would use that Realtor to ...
Homestead application10/16/2008Glenn Ginsburg
  Q: I recently purchased a home in Ocala FL. We closed on June 5, 2008 but due to surgeries I wasn't ...
  A: First you would not be eligible for homestead in 2008. According to the law you have to own the ...
Right of Survivorship10/14/2008Scott Slocum, Licensed Broker Associate
  Q: My husband purchased mortgage for our house in Port Charlotte in his name only. My name is not on ...
  A: Good Afternoon Patricia, The first question would be were your both married when he purchased the ...
Deed Transfer to add Spouse10/11/2008Scott Slocum, Licensed Broker Associate
  Q: Would like to know what form i need to fill out when adding my wife to deed. Thanks
  A: Good Morning Trevor, You can pick up what is known as a Quit Claim Deed at just about any office ...
Condo10/7/2008Neil G Blair-Bennett-Licensed Broker/Associate
  Q: I need help here. My mother bought a condo in Hollywood but the President is giving her hell because ...
  A: First of all, God bless you and thank you for your service. I have a nephew who is on his 4th tour ...
Adding name to deed on home10/2/2008Cathryn Blair-Bennett
  Q: My ex husband wants to add my name to the deed of his home. We have remained great friends. :) What ...
  A: There is no way to get this done correctly without some kind of professional help. This deed must ...
Adding name to deed on home10/1/2008Cathryn Blair-Bennett
  Q: My ex husband wants to add my name to the deed of his home. We have remained great friends. :) What ...
  A: Adding a person to a deed is not very complicated at all but you should have a real estate attorney ...
home pricing9/29/2008Neil G Blair-Bennett-Licensed Broker/Associate
  Q: In 2002, my husband inherited a home in Florida when my father-in-law died. He was the only heir, ...
  A: Public records would be the best place to start. Most counties have an online search within their ...
Short Sale9/26/2008Scott Slocum, Licensed Broker Associate
  Q: My mother owns 2 houses that don't have any equity she refinance to take the money out and buy the ...
  A: Good Evening Ernesto, If you mom needs assistance in finding a REALTOR to short sale her miami ...
HUD Closing Documents9/24/2008Neil G Blair-Bennett-Licensed Broker/Associate
  Q: My daughter and her husband are purchasing their first home and they received their HUD closing ...
  A: Donna, in every transaction that I have been involved in, the seller is responsible for the taxes ...
Question regarding real estate deed9/24/2008Glenn Ginsburg
  Q: My boyfriends father received a home as an inheritance from his mother. He signed the deed as a ...
  A: I have seen where the named person on deed was a single or married individual when they were married ...
Adding my Husband to my Deed9/23/2008Glenn Ginsburg
  Q: My husband and I married two years ago. I already owned a home and he was building one before we ...
  A: Good morning Kristine, I would strongly concur with you and you are very wise that you should go ...
add name to deed9/21/2008Glenn Ginsburg
  Q: I have recently moved in with my elderly mother to help care for her. She wants to add my name to ...
  A: In your case you should use a local real estate attorney or title company to prepare the necessary ...
Preparing a Warranty Deed9/15/2008Glenn Ginsburg
  Q: I am transferring ownership of my Florida timeshare. I live in Ohio and the Buyer lives in NC. I ...
  A: Stephanie, When buying or selling real estate it is always best to use an attorney that specializes ...
Quit claim9/12/2008Cathryn Blair-Bennett
  Q: I wanted to know if one child of deceased parents (their are other siblings who have never ...
  A: Please talk to a Real Estate attorney and have them draw up documents that will hold up in a court ...

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Questions by
Active Experts:
Brenda Miller, ABR, RealtorStephanie FrostScott Slocum, Licensed Broker Associate
Cathryn Blair-BennettGlenn Ginsburg 

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