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About Steve Schiffer
(Top Expert on this page)

Expertise
Questions about buying, selling, renting or investing in residential and small commercial real estate.

Experience
Licensed real estate agent since 2003

Organizations
Orlando Regional Real Estate Associate (ORRA)

Publications
WKMG Channel 6

Education/Credentials
GRI

Awards and Honors
Voted Orlando Magazine Hot Realtor in '06 & '07

   

You are here:  Experts > Real Estate > Real Estate by Location > Real Estate: Florida

Questions Answered By Expert  Steve Schiffer 
In Category  Real Estate: Florida

SubjectDate Asked

Deed in Lieu of Foreclosure probability in Florida11/20/2009
  Q: My husband died recently and he was the original borrower on the condo we have in Florida. I know ...
  A: Lauren, I am sorry for your loss. If you were not a signor or guarantor on the loan then you are ...
deed transfer from passed relative11/20/2009
  Q: My father had passed almost four years ago and my mother just mentioned that he owned some property ...
  A: Michael, There are a lot of questions before I can give more advice. Was there a will? What name ...
timshare resale11/18/2009
  Q: I am selling my timeshare at Vacation Villas at Fantasy world I've been told prices all over the ...
  A: Tom, I do not work in the timeshare side of the market. All I can say is be very careful and do ...
NOISES NEIGHBORS11/18/2009
  Q: I have upstairs neighbors that has forgotten they live over another family. Just about every night ...
  A: Becky, To get out of your lease legally you would have to prove the management company is not ...
deed transfer from passed relative11/17/2009
  Q: My father had passed almost four years ago and my mother just mentioned that he owned some property ...
  A: Michael, I am sorry for your loss. Try calling the clerk of the court in the county the property ...
security deposit11/15/2009
  Q: I have a small claims court judgement against my previous landlord for my deposit. The property is ...
  A: Chuck, I am not an attorney but with a court judgement try putting a lien on the property. A lien ...
timeshare contract invalid?11/12/2009
  Q: bought a timeshare 10-28 with Westgate. Was pressured into buying by real estate agent with promises ...
  A: Wayne, I am so sorry you had this experience. You need to consult with an attorney who has ...
Florida Real Estate Contracts Law11/10/2009
  Q: My brother and I inherited a condo in Florida when our father died. Initally my brother as the ...
  A: Lauren, If you are on the deed you need to be on the listing agreement/contract. If you are not on ...
Florida Real Estate Contracts Law11/10/2009
  Q: My brother and I inherited a condo in Florida when our father died. Initally my brother as the ...
  A: Lauren, "is it still considered a "real estate sale transaction" that would require us to pay the ...
Transfer of title11/2/2009
  Q: I own about 6 parcels of vacant land and a sigle family redisential rental property, all in Lee ...
  A: Fred, You should be able to "quitclaim" deed them all to the Florida LLC and do it for $100 each. ...
counter offers10/22/2009
  Q: We are in Canada and are buying a vacation home in Davenport Florida. The property that we choose ...
  A: Lisa, If you do not have a copy of your offer at $76,226 properly executed (signatures, etc.) then ...
rental lease10/21/2009
  Q: I can not live with my roommate any longer. We both signed the rental agreement on a house. What is ...
  A: Judy, I presume your lease says you are jointly and severly responsible for the lease? If that is ...
lease breaking due to foreclosure10/15/2009
  Q: I am the renter of a condo in Merritt Island, Florida. My unit is owned by a private individual. I ...
  A: Fred, Even though the condo is in foreclosure proceedings the owner still "owns" the condo and you ...
quit claim deed10/14/2009
  Q: I own a single family residence in Palm Beach County with my ex-husband. Currently, the property is ...
  A: Kristen, Go ahead with the quitclaim via your county's clerk of the court. I am not sure the bank ...
real estate9/29/2009
  Q: How does one add a spouses name to the deed of their home
  A: Nancy, Go to the clerk of the court where you live and ask them for the paperwork to add a spouse ...
landlord tenant- security deposit9/17/2009
  Q: Okay so I know that in Florida that the landlord has 15 days to return your security deposit or 30 ...
  A: Erica, I am not an attorney but I would say postmarked meets the language of the statute. Remember, ...
Delaware deceased/ owns property in Fla.9/14/2009
  Q: I am currently working on an estate and the deceased jointly owns property in Florida with her ...
  A: Dawn, I am not an attorney so please seek legal counsel right here on AllExperts. But, why not ...
Buying Commission Rebates9/14/2009
  Q: I've read a bit about buyer agent rebates. As I've found a property on my own, I'd like to take ...
  A: Michael, Lets cut to the chase. You want to get the very best price on the house that you can with ...
Buying Commission Rebates9/14/2009
  Q: I've read a bit about buyer agent rebates. As I've found a property on my own, I'd like to take ...
  A: Michael, Pitfalls - You get what you pay for. I believe agents who give rebates are less ...
Breaking a Lease-Medical reasons9/13/2009
  Q: I have been an outstanding tenant of my complex for the last 8 years. I renewed my lease in April ...
  A: Bonnie, Sorry to hear about your father's passing. I am not aware of any law that allows for ...
Notice of Claim on Security Deposit9/9/2009
  Q: Good morning, I signed a lease after making a verbal agreement of my intentions that I could only ...
  A: Scott, Read your lease...does it state clearly upon expiration it automatically renews for a year. ...
Notice of Claim on Security Deposit9/9/2009
  Q: Good morning, I signed a lease after making a verbal agreement of my intentions that I could only ...
  A: Scott, Leases that are not renewed can have clauses that state the lease defaults to a ...
Question8/29/2009
  Q: . I am hoping you can help me. My husband and I live in Yulee/Fernandina Beach FL, right outside of ...
  A: Jennifer, If your move is military related I believe you have benefits that civilians do not have. ...
Question8/29/2009
  Q: . I am hoping you can help me. My husband and I live in Yulee/Fernandina Beach FL, right outside of ...
  A: Jennifer, Quick answers: 1. Short sales, if successful, take anywhere from 6 months to a year and ...
Transfer of real property upon death8/20/2009
  Q: A couple in FL own homesteaded real property with Warranty Deed listing both names as husband and ...
  A: Ellen, I would really suggest you speak with a real estate attorney. In the typical situation ...
name off of title8/19/2009
  Q: my mother wants to remove her name off of our title (which she does not pay nor claims homestead). ...
  A: Kimberly, You can go down to the county office that manages the recording of the deed/titles in ...
Florida Statute 83, Sec 83.498/13/2009
  Q: We moved out of our rental townhouse at the end of our lease, July 31st. We have been trying to ...
  A: Brittany, Sorry for the delay...I am on vacation. Sounds like you are doing everything right. ...
condo by laws7/31/2009
  Q: I have inherited a condo in Florida and I am trying to complete the application for approval by the ...
  A: Marty, Let me guess they will send the form to sign but not a copy of the by-laws. Amazing...this ...
Security deposit - does lease language supercede the Florida law ?7/26/2009
  Q: I am a landlord for a relatively newly developed condo. The departing tenant trashed the place upon ...
  A: Dallas, I am not an attorney so I am not sure. My guess is you can not change the language of the ...
return of Secuity Deposit7/24/2009
  Q: I recently had to terminate my lease and I was paid up to July 15,2009 for my rent. My landlord ...
  A: Kimberly, Remember, I am not an attorney but here goes. The deposit if for damages. Since there ...
Security Deposit7/23/2009
  Q: Steve, I moved out of my last apartment on at the end of May. I emailed my landlord asking when to ...
  A: Mary, I am not an attorney but small claims court sounds like the way to go. Let your landlord ...
rental properties7/14/2009
  Q: I have a 2 part question. 1) do you need to have a license to rent properties. Say for example I ...
  A: Tom, If you are finding people practicing real estate without a license you need to report them to ...
Security Deposit Paid to Management Co.7/11/2009
  Q: I am currently renting privately owned condo. When I entered into the lease, I was told that I ...
  A: Meryl, Just make sure you have them inspect the property immediately after you vacate...do it with ...
Security Deposit Paid to Management Co.7/10/2009
  Q: I am currently renting privately owned condo. When I entered into the lease, I was told that I ...
  A: Meryl, 2 security deposits is highly unusual. 1 for the landlord and 1 for the management company ...
When can I show my Condo?7/9/2009
  Q: The lease that I have with my tenant expires August 31st, 2009. I would like to begin showing the ...
  A: Alex, Most leases have a clause stating the landlord has the right to enter the property with ...
rental of RV lots in resort7/5/2009
  Q: Can a private individual (unlicensed) charge a finders fee based on the length of rental for another ...
  A: Warren, Interesting question...I believe RV lots would fall under motor vehicle department rules, ...
Home Equity Loans7/2/2009
  Q: My mom deeded her house to me and my sister before she passed away. Can one of us take a equity ...
  A: Todd, You can certainly try to get the equity loan in one name and most likely it will not be a ...
HOA failure to repair my screen enclosure7/1/2009
  Q: Nearly two years have passed since Aug.07' During this period two of the previous property managers ...
  A: Ben, The HOA's capital reserve account. A % of your monthly fees should be going into the reserve ...
HOA failure to repair my screen enclosure7/1/2009
  Q: Nearly two years have passed since Aug.07' During this period two of the previous property ...
  A: Ben, It certainly seems like the screen enclosure falls under "building maintenance" which your ...
Buying a house in Florida for my son6/26/2009
  Q: I live in Houston, TX and I am retired. My son is living in Tampa and renting. His credit is ...
  A: Renato, Due to the distance between your (presumed) primary residence in TX and the new property in ...
Short Sale6/25/2009
  Q: We are in the process of moving from California to Central Florida. We found a house we love but it ...
  A: Regina, Short answer - Highly unlikely. It all depends on what stage the short sale is in. If the ...
Real Estate Contracts - Seller recourse6/23/2009
  Q: We have a contract on a house that we are selling. The Buyer, after recieving an inspection report, ...
  A: Sheldon, Is there any language stating the buyer can inspect to his or her sole satisfaction? If ...
Breaking Rental Lease6/19/2009
  Q: My husband was unemployed for 10 months and finally has a new job he is making 1/3 of his previous ...
  A: Suan, Of course you can walk away but without seeing your lease you will most likely be breaking ...
Unlicensed Rental Agent - FL Condo Bldg6/18/2009
  Q: It has come to the attention of our Board that an individual that has rented out units in our ...
  A: Rex, You could start by checking out this site ...
Rental in foreclosure only 2 weeks after moving in...6/18/2009
  Q: I am a single mom and in April of this year I signed a 1 year lease on a nice condo. Spent all the ...
  A: Tricia, Check it out... Renters in Foreclosure: What Are Their Rights? by Attorney Janet Portman ...
leasing homestead6/17/2009
  Q: I recently had to close my company. In order to make the payments on my homestead I need to lease ...
  A: Chris, Florida has a constitution...ha! Half-kidding. I have no idea about "unlimited asset ...
Const to perm loan6/14/2009
  Q: My brother did a CP loan in 10/07. Original appraisal $330k. Now it is completed and the bank did a ...
  A: Tom, Has the bank paid the final draw? If not, why not withhold the final draw and renegotiate the ...
Rental in foreclosure only 2 weeks after moving in...6/14/2009
  Q: I am a single mom and in April of this year I signed a 1 year lease on a nice condo. Spent all the ...
  A: Tricia, This is an unfortunate and all to common problem today. I am sorry this has happened to you ...
lawyer conflicts6/10/2009
  Q: Isn't it a conflict for an attorney to claim to represent an association and also represent board ...
  A: t I am not sure I understand the situation. Is the board member claiming to be slandered by an ...
Question about renting a house and inviting roommates?6/3/2009
  Q: I'm renting a house and have a 1yr lease until February but have been thinking of renting out the ...
  A: S, Your lease should state whether or not you are allowed to sub-lease. Meaning re-rent the ...
homestead and inheritance6/2/2009
  Q: I inherited through both will and quit claim deed with my father and I as join tenants with right of ...
  A: Sally, I am not an attorney. I highly suggest you consult with one or at the very least a title ...
Separated Spouse forclosed on Primary Res5/22/2009
  Q: Are you able to answer this question? I am separated from my spouse and in the process of divorce. ...
  A: Sherly, I am not an attorney and I really, really suggest you find one. You can try this AllExpert ...
FORCLOSURE ON RENTER PROPERTY.5/1/2009
  Q: I signed a lease for a year on a condo back in Oct 2008 through a realtor here in Palm Coast. Now 7 ...
  A: Jeff, Check this out Renters in Foreclosure: What Are Their Rights? by Attorney Janet Portman ...
FORCLOSURE ON RENTER PROPERTY.5/1/2009
  Q: I signed a lease for a year on a condo back in Oct 2008 through a realtor here in Palm Coast. Now 7 ...
  A: Jeff, Sorry about your situation...it is all to common in this market. My first question is what ...
renewing a lease during undisclosed foreclosure?4/28/2009
  Q: I apologize for the long letter. My wife and I are in an odd predicament. I know renter/foreclosure ...
  A: Robert & Cindy, There are a variety of issues here. 1. Can you sue? Sure, but it would be a waste ...
Security Deposit4/27/2009
  Q: I rented a home for 3 years from a property management company. I did my first walk-thru with them ...
  A: Michael, Sounds like you have a great case to get your security back. Most courts will recognize ...
30 days to make claims?4/24/2009
  Q: I was reading FL statute 83.49 and I'm slightly confused. I gave my landlord 8 days written notice. ...
  A: Michael, If you have moved in to the new place and your previous landlord is trying to get $1,200 ...
30 days to make claims?4/23/2009
  Q: I was reading FL statute 83.49 and I'm slightly confused. I gave my landlord 8 days written notice. ...
  A: I apologize for the delayed response. You have asked a couple questions but then seem to answer ...
Sell or keep renting out4/21/2009
  Q: I tried to sell my home for 7 months before I gave up and rented it out. The renter also has a ...
  A: Robin, Since you do not want to be a landlord you should give the tenant more time. All your ...
landlord law regarding utilities``4/8/2009
  Q: I have a lease that specifies the utilities included only $30 per month for the water/sewer/gas/ Yet ...
  A: Tiffany, I am not an attorney so my answer is only based on experience as a landlord and managing ...
foreclosures4/6/2009
  Q: I live in Florida and I have been renting a house for the past 4 months and paid rent on time every ...
  A: Kibbles, Read your lease very carefully to see if there is any language about foreclosure/default ...
highest property taxes3/29/2009
  Q: I am trying to determine which county in Florida has the highest property taxes in order to settle ...
  A: Cathy, I am not aware of any particular sites that clearly list each county and the tax rates. Try ...
Foreclosure/Eviction/Realtor3/16/2009
  Q: I leased a townhome on Indian Rocks Beach on 10/15/08. I have just found out that Wachovia Bank ...
  A: Cathy, Why are you named in a suit? By whom? Anyway, you need to read your lease very carefully. ...
getting my parents out of their sarasota condo3/10/2009
  Q: My elderly parents would like to (and urgently need to)move to an assisted living facility. ...
  A: Gary, It all makes sense. I think we can agree they will not sell the condo at '05 prices. In ...
Pay rent during a pre-forclosure?3/10/2009
  Q: My husband and I have been renting a Central Florida home for two years. In October, a county clerk ...
  A: Tamara, That is pretty funny...serve you with eviction papers when the owner is the one in ...
Return of Security Deposit Rights3/6/2009
  Q: I am confused by the return of Security Deposit in the Fla. Stat. § 83.49(3)(a),{Notice by landlord: ...
  A: Stefanie, Did you have a move-out inspection with the leasing company and if so did they provide a ...
Return of Security Deposit Rights3/6/2009
  Q: I am confused by the return of Security Deposit in the Fla. Stat. § 83.49(3)(a),{Notice by landlord: ...
  A: Stefanie, Ok question by question. "Can you tell me what the 15 day is for?" Answer - To tell ...
Return of Security Deposit Rights3/6/2009
  Q: I am confused by the return of Security Deposit in the Fla. Stat. § 83.49(3)(a),{Notice by landlord: ...
  A: Stefanie, Thanks for using AllExperts. Although I am not an attorney and am not giving you legal ...
General Advise3/5/2009
  Q: 2 Yrs. Ago a bought a House in Newberry, Fl. (Near Gainesville) I financed by using My Orlando ...
  A: Robert, I certainly hope in 8 years your property is worth at least the original $218k and ideally ...
landlord issues2/24/2009
  Q: my landlord has not fixed any of my complaints for over a year and a half. he now has tiles falling ...
  A: Kathy, Thank you for using AllExperts to get some help. I will try but I am not an attorney ...
home purchase in Florida2/22/2009
  Q: I want to make and offer on a home I saw in Florida that's on the market for $424,900. What would ...
  A: Deborah, Thanks for the follow-up. To provide you with the most accurate value I would compare ...
townhome rental2/13/2009
  Q: Iam recently started renting a townhouse in Oct of 2008. I was served this evening for my landlord ...
  A: Tamara, I am going to give you a response based on my experience. I am not an attorney and your ...
foreclosure? yes or no....2/11/2009
  Q: I am renting a property here in Naples. My landlord told me that I had to be out because he's ...
  A: Elizabeth, Sorry for the delayed reponse. There are so many questions here and so much confusion. ...
home purchase in Florida2/10/2009
  Q: I want to make and offer on a home I saw in Florida that's on the market for $424,900. What would ...
  A: Deborah, Sorry for the late replay. Your email went to my spam folder. Where in Florida are you. ...
rewriting the property deed1/15/2009
  Q: My father-in-law wants to put mine and my husband's names on the property deed. We live in Pasco Co. ...
  A: Cheryl, The easiest way to do this is via a quitclaim deed. This is the quickest way to simply ...

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