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About Stephanie Frost
(Top Expert on this page)

Expertise
I can answer any general questions about the buying and selling process in the state of Florida such as:
How to market your home
Why choose a REALTOR?
How do I find a REALTOR?
Questions from first time buyers
Should I consider buying or selling without a REALTOR?
Helpful tips for home sellers
Helpful tips for home buyers
Tips for home sellers selling without a real estate agent(For Sale By Owner)
Questions about the Florida real estate market
Questions about horse specific properties such as farms, equestrian complexes, etc.

Experience
I am a licensed Realtor in the state of Florida. I specialize in residential and equestrian properties.

Organizations
National Asociation Of Realtors Florida Association Of Realtors

Education/Credentials
Mercer University

   

You are here:  Experts > Real Estate > Real Estate by Location > Real Estate: Florida

Questions Answered By Expert  Stephanie Frost 
In Category  Real Estate: Florida

SubjectDate Asked

short sale11/3/2009
  Q: it been almost 1 year my home been on the market for sale. i got a short sale approval from lender 8 ...
  A: Susan You're not alone. Many property owners are in the same boat, and unfortunately there is ...
real estate commission11/1/2009
  Q: Under Florida law is a commission due a prior listing agent if a home, seen during the contract ...
  A: Tom, This issue isn't addressed by Florida law, but but it is all covered by the listing contract ...
adding someone to a title9/4/2009
  Q: My brother is going to buy a house as first time homebuyer using VA loan, at closing he wants to add ...
  A: A quit claim deed would be what you probably need. A Warranty Deed insures that the seller actually ...
Quit Claim Deed for selling a timeshare week6/5/2009
  Q: We are trying to sell a timeshare week and are looking at using a quit claim deed to simplify the ...
  A: Carl, While a Quit Claim Deed is valid in Florida, I can't imagine a buyer being willing to accept ...
BONUS6/1/2009
  Q: WHEN A BUILDER OFFERS A SALES BONUS,(NOT CALLED A BONUS COMMISSION), IS IT TYPICAL FOR THE REAL ...
  A: Erika, Here in Florida, a real estate agent cannot be paid directly for anything related to real ...
present at closing5/22/2009
  Q: I am purchasing a 2nd home in Florida. I lives in NY. In a brief conversation with a friend today I ...
  A: Lydia, You do not have to be present at closing in Florida. I actually had two closings today, ...
Deed of Trust5/6/2009
  Q: If you where married in Sept 1999 and purchased and your spouse was not on the mortage does his name ...
  A: In Florida, your spouse doesn't have to be on the deed, but if the property is your homestead, and ...
The Housing for Older Persons Act of 1995 (HOPA)4/25/2009
  Q: The Housing for Older Persons Act of 1995 (HOPA) says that 80% of units must be occupied by at least ...
  A: Tim, I'm sorry that you aren't having any luck finding the perfect condo, but the Housing For Older ...
How to find communities by local landmarks?3/4/2009
  Q: have a question. Within the next few years I will be working on getting a job within the Disney ...
  A: Your best bet is to consult a Realtor who is local to the Orlando market. They can give you ...
1st time home buyer2/23/2009
  Q: I have a home in Florida for sale. I plan to move to Ohio when the Florida home is sold. How long ...
  A: Cheryl, Unfortunately the first time buyer tax credit is a federal issue, not a state issue. If ...
rental fee2/13/2009
  Q: I am from Europe and I was surprised that the renting a property (a condominium or a family single ...
  A: Tibor, There isn't any law or regulation regarding how much you can charge for a rental property. ...
Real Estate signs2/12/2009
  Q: Stephanie, is there a national or state standard for the realtor signage put in the front yards, ...
  A: Monte, No, there is no state or national standard for the size or height of signage, but individual ...
selling a condo in florida1/31/2009
  Q: I have had an offer on my condo in Florida. I have not had the services of a realtor this is a ...
  A: If you have all of the contracts and paperwork in order, then you can sell using only the services ...
How to pick a realtor12/1/2008
  Q: How do you find a realtor that's good for you? There are so many out there to choose from. I just so ...
  A: Shana, As a Realtor myself, I think that it is important that your agent be a Realtor as well. ...
Real state loan/property11/30/2008
  Q: Because of the poor real estate market I am wondering if a real estate loan in addition to the ...
  A: Sharon, There is such a thing as an assumable loan, but they are few and far between, and almost ...
Quitclaim deed homestead issue in FL11/2/2008
  Q: In June of 2006 I provided a mortgage to my then-single son for ~$180K in Pasco County, FL. Only his ...
  A: Charles, I strongly advise you to contact a local real estate attorney, or a title insurance ...
buying foreclosure@ court house auction10/20/2008
  Q: In Florida court houses do they auction foreclosures as "absolute auctions"?
  A: Jessie, Yes, in Florida a foreclosure auction is an absolute auction, in that there is no ...
Buying10/19/2008
  Q: My parents signed papers 2 months ago that said that they would use this special realtor to purchase ...
  A: Dee, If your parents signed an agreement with a Realtor stating that they would use that Realtor to ...
Stay or Go?6/14/2008
  Q: I have a townhouse in Bonita Springs, the home is 100k less than what I owe. I owe 298k with a ...
  A: Both of your mortgage holders must agree to allow a short sale. That means both the primary lender ...
Stay or Go?6/10/2008
  Q: I have a townhouse in Bonita Springs, the home is 100k less than what I owe. I owe 298k with a ...
  A: Lois, Only hand over the keys as a last resort. Foreclosure is not a pleasant thing. Neither is ...
Spouse buying property5/28/2008
  Q: I own a house in NY and the Title and Mortgage is in my name. My spouse wants to buy a house in ...
  A: Paul, I am not an attorney, and I don't usually deal with title issues, so you would have to ...
First time homebuyer5/4/2008
  Q: I live in Lakeland Florida and currently rent a 3 bedroom apartment for $950.00 a month. My fiance ...
  A: Roy, Congratulations on the upcoming addition to your family! Since the housing downtown, lenders ...
Selling a property4/14/2008
  Q: I owned a house in Florida City, Fl. 33034, but it's in my sisters name. I am going through ...
  A: Maria, If the house is in your sister's name, then your sister is the only one who can enter into a ...
using multiple agents12/25/2007
  Q: with the slow housing market in florida,i would like to hire multiple agents from differant agencies ...
  A: Ron, This type of listing is called an open listing, and it is perfectly legal in Florida. The ...
legal representation in FL home purchase12/24/2007
  Q: Stephanie, we're purchasing a vacation home near Disney, and want legal representation (we reside in ...
  A: Scott, Yes, here in Florida a title company usually handles the closing, rather than a lawyer. ...
Agent ethics11/24/2007
  Q: We just listed a house we inherited in south FL. We listed it at a lower price than any of the other ...
  A: John, The short answer is that while it isn't illegal for your agent to make a verbal offer on her ...
buying a home11/4/2007
  Q: I am currently residing abroad and plan of moving to the state of Florida soon. The last time I ...
  A: Lisa, This is a question that a lender could answer better than I, but I have checked with several ...
Seller backe out of Selling to Sell to someone else10/28/2007
  Q: We currently live in New Jersey and we flew to Tampa Florida to view some houses of interest. We ...
  A: Ivette, First of all, I want to apologize for answering this so late. My Internet connection has ...
Selling my home9/29/2007
  Q: I have my house listed on ForSaleByOwner.com and also with Realtor.com. I was wondering if it is ...
  A: P.J., I have looked at both Realtor.com and Forsalebyowner.com, and both have many listings ...
Rental property listed with a real estate agent8/21/2007
  Q: I signed with a real estate broker to show my rental property in June. It is now end of August and ...
  A: It depends on your individual contract, but in general yes, you would owe her a month's rent. Most ...
contracts5/17/2007
  Q: What costs are the sellers responsibilities. What are negotiable?
  A: Shirley, Of course the seller is responsible for paying off all mortgages and taxes owed on the ...
Purchase second home in Melbourne Fla.5/1/2007
  Q: Stephanie, My wife and I are contemplating the purchase of a condo or townhouse for a second home in ...
  A: Jim, This is the perfect question for a Realtor who specializes in the Melbourne area. They can do ...
foreclosures4/2/2007
  Q: I have found several properties that are in foreclosure. My question is how are the taxes calculated ...
  A: Leslie, Sorry to take so long to reply. I actually answered this the day that you posted, but it ...
foreclosures3/31/2007
  Q: I have found several properties that are in foreclosure. My question is how are the taxes calculated ...
  A: Leslie, Whenever a property is purchased, the county tax assessor will set a new taxable value on ...
Wondering if we should change realtors3/26/2007
  Q: We have a question about switching realtors. We have a team of three realtors, one Hispanic, which ...
  A: Leo, I understand your frustration. Sadly, you are not alone. many people bought homes at the peak ...
1st time buyer3/23/2007
  Q: My wife and I are currently under Chapter 13 and our credit is fair to poor. Is there anyway we can ...
  A: John, I believe that it is possible to get a loan while under chapter 13, but very difficult, ...
selling3/5/2007
  Q: I'm considering selling my apt with a newspaper ad that will have a weblink with photos. I'd like ...
  A: Mike, Welcome to the Real Estate business! Advertising: the more you do, the better. Flyers, ...
MANUFACTURED HOMES3/4/2007
  Q: DO YOU HAVE ANY IDEA WHAT INSURANCE WILL RUN ON A MANUFACTURED HOME PRICED AT $200,000? DO HAVE ANY ...
  A: Larry, I have no idea what insurance would run. It varies by size, type of home, location, etc. ...
MANUFACTURED HOMES3/4/2007
  Q: WHAT'S THE REAL STORY BEHIND THIS TYPE HOUSING. DOES APPRECIATE OR DEPRECIATE OVER TIME. HOW DO THEY ...
  A: Larry, The manufactured home itself generally depreciates over time, rather than appreciating. If ...

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