| Subject | Date Asked |
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| Florida Homestead exemption rules | 8/1/2008 |
Q: We have just moved from our home and rented it. We have received Homestead exemption on our home ...
A: You really don't have to do anything at this time, because abandonment of such homestead after ...
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| Homeowner's Association | 7/25/2008 |
Q: Ginsburg, I am the director of a HOA in Miami, FL. Our community consists of 24 units, of which 6 ...
A: Your question is a difficult one to answer since there are various condominium documents associated ...
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| Canquit claim be reversed? | 7/23/2008 |
Q: My Mom is now estranged from her former live in partner. When things were going well he talked her ...
A: Carlson, Thank you for your question. Sorry to hear that your Mother is having such a difficult at ...
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| homestead exemption | 7/23/2008 |
Q: In February of this year, we bought a house in Calhoun County, FL, with the expectation of moving in ...
A: The Florida Homestead exemption applies to the residence where you own and living in on January 1st. ...
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| Homeowner's Association | 7/19/2008 |
Q: Ginsburg, I am the director of a HOA in Miami, FL. Our community consists of 24 units, of which 6 ...
A: Having previously served on the Board of Directors for a condominium many years ago, we did find ...
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| homestead exemption | 7/11/2008 |
Q: The house that my husband and I currently call home, was originally my mother's house. She recently ...
A: There are several factors that are coming into effect this year for homesteaded properties which ...
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| Correcting a Quit Claim Deed | 7/11/2008 |
Q: Am 71 years old,& Made a Revocable Trust,via a Quicken disk,& Filed a Quick Claim Deed,here in Palm ...
A: What you are going to have to do in this situation is go to a title company or real estate attorney ...
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| homestead exemption | 7/10/2008 |
Q: The house that my husband and I currently call home, was originally my mother's house. She recently ...
A: If your Mother passed away after January 1, 2008, the home will still have the homestead exemption ...
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| Adding name to property | 7/10/2008 |
Q: I purchased a home last year with my boyfriend. Although we are in a committed relationship and are ...
A: Good morning Anne, You can be added to the deed with the permission of the lender(s) via a warranty ...
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| real estate | 7/7/2008 |
Q: I have a mortgage of 99k. It is not a house, it is just land worth 6k (long story). What would ...
A: In today's real estate and credit environment, whatever action you decide to do will have an adverse ...
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| Adding a name to a deed with mortgage on it while out of country | 6/28/2008 |
Q: I would appreciate it very much if you could help me with this question. I have a mortgage on a ...
A: Sorry for the delay in responding to your question - however my e-mail server was down for a few ...
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| Hurricane Insurance | 6/23/2008 |
Q: I'm moving to FL from Las Vegas and I would like to know more about hurricane insurance. I plan to ...
A: Good morning Stephen, The typical condominium association insures the building, so hazard insurance ...
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| short sale approved by bank, but up for sale again | 6/19/2008 |
Q: My husband & I signed a contract with a seller for a Ft Myers property on April 4, and have since ...
A: Potential short sales are a very difficult area within the real estate market not only for the ...
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| deed/title | 5/27/2008 |
Q: my husband and i have always kept our stuff separate. he has great credit, i have bad. he just ...
A: Here is the exact quote from the State of Florida website regarding homestead exemption - "Every ...
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| TITLE/DEED INFO | 5/24/2008 |
Q: MY DIVORCE WILL BE FINALIZED ON 7-11-08. I AM PURCHASING A CONDO BY MYSELF. THE MORTGAGE IS IN MY ...
A: The more information you furnish and questions you ask - gives rise to more concerns for you. No ...
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| TITLE/DEED INFO | 5/24/2008 |
Q: MY DIVORCE WILL BE FINALIZED ON 7-11-08. I AM PURCHASING A CONDO BY MYSELF. THE MORTGAGE IS IN MY ...
A: The handling of real estate during a divorce has major pitfalls, which should be addressed and ...
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| Lost Job | 5/20/2008 |
Q: My wife and I have signed a two lease for a house here in Duvall county. That was May 2007. Last ...
A: According to Florida Statutes real estate agents are permitted to only use the Florida Supreme Court ...
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| protection of vacant property in florida | 5/3/2008 |
Q: My husband and I own properties in florida and I was wondering if a creditor with a judgemnt against ...
A: A creditor of either spouse may seize the interest the debtor spouse holds in joint tenant property. ...
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| Short sale | 4/29/2008 |
Q: I am a home owner in Florida, current on both loans at this time, Not for long. Does it make sense ...
A: Good morning Dave, Many homeowners are looking at a possible short sale to cure their financial ...
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| Lease Agreement | 4/28/2008 |
Q: I have a tenant in an apartment in Miami Beach. He signed a lease agreement for 1-year but he wants ...
A: Within the lease agreement, there is a clause which may or may not address the continuation of the ...
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| Question about validity of two year lease | 4/28/2008 |
Q: My wife and I entered into a two year lease agreement in July of 2006, to run until July 31, 2008 ...
A: It is possible that the owner of the property did sign a copy of the lease, which you did not ...
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| Invalid Lease, Threat to evict | 4/25/2008 |
Q: I signed a one-year lease in Miami Beach for a unit in an 10-unit complex in November 2007. Recently ...
A: Sorry to hear about your difficulties. During these difficult times in real estate I do hear about ...
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| Quit Claim Deed | 4/25/2008 |
Q: I have been asked by the buyer of my property to sign and notarize a quit claim deed prior to ...
A: Yes, they can use the document for recording purposes without paying you. You should be using a ...
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| Florida foreclosure | 4/18/2008 |
Q: Due to a combination of divorce and a significant ARM interest hike, I an not able to stay current ...
A: Larry, After the property is auctioned at the Sarasota County Courthouse, the new owner will serve ...
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| Term of lease | 4/8/2008 |
Q: I am thinking of offering my tenants a 2 year lease. Is this permitted in Florida? If they accept, ...
A: As the owner of the property you are free to draw up a lease for any time period and impose any ...
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| adding a name to a deed | 3/27/2008 |
Q: My mother recenlty bought a house in Parrish, FL. She is married but bought the house with her own ...
A: What you have to check is if the deed is recorded in both names, this can be checked with the ...
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| Deeds | 3/24/2008 |
Q: What is the difference between quitclaim deed and a warranty deed. Which one is safer?
A: A quitclaim deed is a term used in property law to describe a document by which a person (the ...
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| Deed/Title Change to Timeshare Week | 3/5/2008 |
Q: My soon-to-be ex-husband and I purchased a Timeshare at Vistana in Orlando in 1993. There is no ...
A: Easley, The attorney handling your divorce, if a Florida attorney, should handle the transfer of ...
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| follow up on Francesca's question | 2/22/2008 |
Q: So you state, sale does not break lease. I know that for Section 8 residences this is true, however ...
A: Yes, if you look at the State of Florida Supreme Court Approved lease used commonly by real estate ...
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| Real Estate transfer when one dies | 2/21/2008 |
Q: I have a customer who owns property with his spouse in Florida. His spouse died in 2000. Which form ...
A: Heather - no additional suggestions. I seen too many people try to transfer title in these ...
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| Real Estate transfer when one dies | 2/21/2008 |
Q: I have a customer who owns property with his spouse in Florida. His spouse died in 2000. Which form ...
A: First there needs to be made a determination if the property was a homestead or not. Second, after ...
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| Lease violation | 2/5/2008 |
Q: We are renting a home in Lee County, Florida. We recently learned the Landlord has a second home ...
A: Francesca, Thank you for your question. An interesting item you noted was that the home is being ...
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| Transfer of ownership | 2/4/2008 |
Q: Glenn, If I want to transfer the ownership of my house to my significant other do I just complete a ...
A: First, if you have a loan or mortgage on the property, in order to transfer ownership you will need ...
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| quitclaim deed | 2/4/2008 |
Q: My husband and I own a house in palm beach county. For the past 4 years the mortgage has been in his ...
A: If you name is on the deed to your present home, there will be a record in the Palm Beach County ...
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| Sellers and Seller's agents | 1/30/2008 |
Q: We recently terminated a purchase contract for the sale of residential property in Naples due to the ...
A: The first question that arises in this situation is - did you use a real estate agent in this ...
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| Save Our Homes | 1/27/2008 |
Q: Can I add my 18 year old daughter to the title to our home, owned free and clear and currently ...
A: You may add your daughter to the title of your home. I have some other thoughts later in this ...
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| Title question | 1/24/2008 |
Q: I am the sole owner of an investment property in Daytona. I have a still have a mortgage on this ...
A: First, if you have a mortgage on the property in Daytona, you need to speak with your lender about ...
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| Title Transfer | 1/16/2008 |
Q: My mother in law owns a residential condominium and is interested in adding her two daughters to the ...
A: Since August 15th, the date when the subprime mortgage market crashed, many things have changed as ...
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| homestead exemption | 1/10/2008 |
Q: We have lived here in Florida for 4 years, having purchased a home in 2003. Call us stupid, but we ...
A: Sorry to hear that you did not realize Florida has a homestead exemption, as well as, the "Save Our ...
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| Homeowners Insurance on Leased Property | 1/9/2008 |
Q: Due to the downturn in the real estate market I have decided to lease my home in Jacksonville. I am ...
A: The best advice is to inform your insurance company about the home Jacksonville being leased. ...
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| my deed | 12/25/2007 |
Q: i have a 19 year old son i want to add him to the deed of the house. my husband does not want to ...
A: Happy Holidays Maggie, To add your son to the deed of the house both you and your husband, if both ...
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| adding name to deed or transfer by quit claim | 11/29/2007 |
Q: Planned on quit claim for a lot I own, worth about 25K, to my nephew, since I cannot afford the ...
A: The first thing that I would do is get a market analysis of the lot to determine its value. With ...
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| How should a married couple's names be listed on their warranty deed? | 11/28/2007 |
Q: The deed we received when my wife and I purchased our home lists us simply as "husband and Wife". ...
A: The recording of the deed list both yourself and your wife as "husband and wife" is the same as ...
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| Agents Commission | 11/27/2007 |
Q: I am working for a broker that in the past has not paid agents for there closings. I have a large ...
A: As an independent contractor with a real estate broker you should have an agreement or contract ...
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| Homestead Exemption with a Quit Claim deed? | 10/18/2007 |
Q: I own my own townhouse in SW Miami and I bought it using a Florida Corporation name that I own. For ...
A: If I understand what you are saying you planning to do a refinance shortly. If this is correct, ...
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| Homestead Exemption with a Quit Claim deed? | 10/18/2007 |
Q: I own my own townhouse in SW Miami and I bought it using a Florida Corporation name that I own. For ...
A: As the owner of the property on the recorded Quit Claim Deed, you can file for homestead exemption ...
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| renting a townhome | 10/12/2007 |
Q: My wife and I are renting a townhome in Tampa. We signed a one year lease in May of this year, so ...
A: I am sorry to hear that after living in the townhome for a little over 4 months, you are faced with ...
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| Adding name on deed for homestead | 10/11/2007 |
Q: My parents own a townhouse in Miami. I just got married and I have been living in the townhouse, ...
A: Because the property is paid, your parents can add you to the deed using a Quit Claim deed and ...
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| eviction in Miami | 10/10/2007 |
Q: How long does it take to get someone evicted? If someone was to Quit Claim a property how does one ...
A: If I were you, I would do one of two things - have a heart to heart meeting with the lawyer and ask ...
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| listing contract | 10/7/2007 |
Q: My home was listed for sale with a large area realtor for the last two years. The contract ...
A: Good evening Bill, Thank you for your question. The wording in some listing contracts is very ...
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| eviction in Miami | 10/7/2007 |
Q: How long does it take to get someone evicted? If someone was to Quit Claim a property how does one ...
A: Before eviction can take place you must prove to the local court that the tenant has violated the ...
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| HOUSE - AUCTION | 8/27/2007 |
Q: I found an ad for a house auction - NOT FORCLOSURE RELATED - the ad read 199500 or best reasonable ...
A: Prior to making a bid on a property there are some information that you might have received ...
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| real estate purchase | 8/18/2007 |
Q: I am new to Florida and was wondering can I purchase a home without my Husband. We separated three ...
A: Good morning Patricia, Thank you for your question. Yes, you can purchase a home in Florida. Even ...
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| home owners insurance | 8/8/2007 |
Q: 1 does a homeowners insurance cover an empty house,listed with a realtor for sale.What happens in a ...
A: Good morning Bart, Thank you for your questions on homeowners insurance. First, if you have a ...
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| My agent won't attend closing | 8/6/2007 |
Q: I have spent the past 8 months with a realtor that I disliked. We did not see eye-to-eye on things. ...
A: The vast majority of real estate agents do in fact attend closings, because issues could come up at ...
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| Homestead exemption. | 6/22/2007 |
Q: Can I apply for homestead exemption on my residential rental property. That is my first and only ...
A: Below is all the information to determine you are eligible for homestead exemption, when and where ...
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| Adding a name to a Deed | 6/13/2007 |
Q: My mother recently passed away and my father isn't in the best health and wants to add my name to ...
A: By adding a name to the deed would not change the assessed value of the property. Before moving ...
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| Foreclosures | 6/8/2007 |
Q: My relative has recently gone through an unforeseen medical circumstance where he is now ...
A: Brenda, If you relative receives any type of public assistance (Medicaid) to cover his medical ...
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| Landlord breaking a lease | 5/15/2007 |
Q: We have a 1 year lease and our landlord asked us if we wanted to buy the house. We said no we aren't ...
A: Based upon what you have written there appears to a written lease between yourselves and your ...
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| Mobile Home | 4/28/2007 |
Q: This may not even be a Real Estate question....but how can an interested buyer check for liens ...
A: There are two ways to check for any liens - first, you would have to do a public records search at ...
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