AboutJacqueline Kounkel Expertise I am able to lend in every State. I specialize in large money deals, jumbo and super jumbo home loans, construction, permanent financing, refinancing, purchases, lines of credit and cash out transactions for residential homes. I can answer questions for you regarding what to look for when choosing a lender or Mortgage Broker. I can assist with questions that you should always ask when shopping for a loan. I will help you to protect your credit score while shopping for a loan. I understand that shopping for the best mortgage is about more than just a rate and my clients needs are always kept in my best interest. Besides getting you the most competitive rate, I will also help you decide which program guidelines are most likely to accept your unique qualifications. Together we will determine which programs will ultimately save you the most money. I will make sure you avoid “bait-and-switch” offers, prepayment penalties and hidden fees. Sometimes a low rate on the wrong loan could COST you thousands of dollars! I can help you to understand your Closing documents, Your Good Faith Estimate, the dynamics of your loan and how it works. I work with my clients for the life long relationship, the lowest rates, and conservative closing costs.
Experience I can offer clients an unmatched variety of loan programs designed to suit the borrowing needs of every lifestyle. Whether you are looking for a conventional program or one especially suited to a unique circumstance, I have the necessary tools to serve the best interests of my clients and provide mortgage financing to all kinds of buyers. I have worked in the financial industry for 15 yrs and love what I do.
Organizations Chamber of Commerce, DRA, SMDRA, Colorado Business Group and SEC Kids Care Volunteer Publications
Education/Credentials ACC degree in Banking and Finance
Awards and Honors Top Producer, Circle of Excellence, Customer CARE, President's Club Member
Question I live in Muskegon,MI and I have been paying rent for 2 years and now the house was going into foreclosure. So the Landlord is now putting the house into a short sale with a "For Sale" sign in front of the home. I have paid my rent and I can't purchase a home because once before I had a house foreclosed. So there is no bank the will lend to me. What I need to know is how long after the house is sold do I have to live in the house? Also the realator said that that I have to let strangers into the rental while I still live there to look at the home, is that true? I just feel violated in everyway. First I am being foreclosed upon when I paid my rent and that I have to let soon to be buyers (strangers) into my home to look at the home. I need to know if I can refuse the people to look at the home until I am force to move or what?
Answer Hi Sheteta,
I am sorry to hear that you are having to leave your rental home. I can not be sure of the laws of Michigan and suggest for you to contact a Real Estate Atty that knows the Rental Laws in your state to be certain.
Although it seems unfair, in similar situations I have had clients that have lost their deposits and had to allow people into the home during the sale process. I have had some clients that had been renting to own and paid more money due to the possibility of buying out the current owner. They have ended up with no option to buy and lost all the extra money that was given to the home owner that was now going into foreclosure.
If I were in your situation, I would try to find another place as soon as possible and get yourself into another place. This way you won't have to deal with the disruption of possible buyers or the fear of yourself going out to the street and being locked out of the home when your least expecting it.
