AboutJacqueline Kounkel Expertise I am able to lend in every State. I specialize in first time buyers, refinancing, purchases, lines of credit and cash out transactions for residential homes. I can answer questions for you regarding what to look for when choosing a lender or Mortgage Broker. I can assist with questions that you should always ask when shopping for a loan. I will help you to protect your credit score while shopping for a loan. Shopping for the best mortgage is about more than interest rates. Besides getting you the most competitive rate, I will also help you decide which program guidelines are most likely to accept your unique qualifications. Together we will determine which programs will ultimately save you the most money. I will make sure you avoid “bait-and-switch” offers, prepayment penalties and hidden fees. Sometimes a low rate on the wrong loan could COST you thousands of dollars! I can help you to understand your Closing documents, Your Good Faith Estimate, the dynamics of your loan and how it works.
Experience I can offer clients an unmatched variety of loan programs designed to suit the borrowing needs of every lifestyle. Whether you are looking for a conventional program or one especially suited to a unique circumstance, I have the necessary tools to serve the best interests of my clients and provide mortgage financing to all kinds of buyers. I have worked in the financial industry for 10 yrs and love what I do.
Organizations Chamber of Commerce, DRA, SMDRA, Colorado Business Group and Southeast Christian Kids Care Volunteer
Publications I go to schools and teach credit courses to High School Students so that they understand the importance of a credit score and how it works.
Education/Credentials ACC degree in Banking and Finance
Awards and Honors Top Producer, Circle of Excellence, Customer CARE, President's Club Member
Past/Present Clients Because I can do loans in every State my clients range from Colorado, Arizona, North Carolina, Illinois, California, Nevada, Utah, Michigan, Minnesota and Wisconsin.
Question my 1st mortgage foreclosed on my house. the house is about to go back to the mortgage company. i have a 2nd mortgage on the house also. they are not foreclosing on me. with the new mortgage laws, can both the 1st and 2nd mortgage companies come after me for the loan debt. there is no equity in the house. i refinanced for someone who lost their job (this is Michigan). the house, after 3 years is now worth between $4,000 AND $14,000. the mortgage balances are respectively $62,000 and $13,000, so you can see why it wasn't a keeper.
Answer Hi Linda,
I am sorry that I am not the correct person to answer this question for you. I would speak to a real estate or foreclosure attorney to get the correct answers for your questions.
I actually do home loans for clients buying properties and do not deal in legal finance or bankruptcy foreclosure.
