AboutBret Temple Expertise I can answer any question that pertains to Real Estate Finance, both in Residential and commercial Real Estate. This includes questions on Financing the purchase of a new home, refinance, debt consolodation, 100% Financing Loans, FHA, VA, and pers/Sters Loans as well just to name a few.
Experience I have over 10 Years in the Mortgage Lending Field, working as both a Banker, and now currently owning my own Mortgage Brokerage Firm. I specialize in working with Family Law Attorneys, Estate Attorneys, and First Time Home Buyers, although I don't limit myself, and welcome any kind of client in need of financing. Because I also Interned at Merrill Lynch, I have thourough knowledge of Financial Planning and utilize that knowledge when helping someone to find the proper loan to suit their needs. I am also qualified to assist clients in credit counseling, at no charge to them at all.
Organizations Southland Regional Association of Realtors
Education/Credentials Bachelor Degree in Business Administration (emphasis on Finance)
California State Real Estate License
Awards and Honors Highest Producing Agent 2004, 2005, 2006
Question hi..i recently bought a home, and last month sent in a few extra dollars to help pay down faster. they took that money and put it towards the interest but not the principle. so, what then would be a good way to be sure any extra money i send in goes towards the principle and not the interest. thanks!
Answer Hi James,
Make sure when you send your payment in that you write on the check on the memo line, "To Principle Balance Only". They should apply the money appropriately. You might also want to call the lender up and ask if they want you to do something specific when paying down the balance.
