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About Brian HAHN
Expertise
I am a mortgage banker/loan officer.Have top knowledge of all types of mortgage loans.Can assist nearly anyone looking to finance a residential property.I enjoy traveling [Society Islands (Tahiti, Bora Bora), Hawaii (Maui) and Africa (Zimbabwe)].I keep detailed information on adventures and am willing to share this information with others.{{Bachelor of Science in Business Administration from the University of Iowa, 1986"

Experience
Home Buying

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Real Estate Home Mortgages - mortgages & ex-wife

Expert: Brian HAHN - 5/18/2009

Question
my ex-wife and i recently divorced and she stayed with the house. Is there still a chance i can still remove my name from the house after a divorce? Can they just refinance it under her name? Can she refuse? and if so can i sell it if im primary signer of the house?

Answer
Julian,
The only way to get your name removed is if your ex-wife refinances the mortgage in her name only!
Yes, she can refuse, unless you have something specific in the divorce decree spelling out a period of time that she has to get the mortgage put into her only.
if both you and your ex-wife are on title, then both of you have to agree to sell the property and both of you will have to sign all of the documentation required to sell a property jointly owned.

I wish you nothing but the very best.

Respectfully,
Brian Hahn

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About Real Estate Home Mortgages
This topic answers questions related to purchasing a home, owning a home, home ownership, mortgage education, mortgage applications, and mortgage needs whether buying a first home or refinancing a current loan. Issues related to home ownership, home equity, mortgage education, refinacing options, home improvment finacing, first time home loans, home equity loans, vactation home loans, and mortgages for investment homes are dealt with here also. Though not the primary focus of this topic, Home Equity Lines of Credits (HELOCS), reverse mortgages, and calculating home equity may also be asked. If you do not see your home mortgae, home finacing, or home equity question answered in this area then please ask a question here