| Subject | Date Asked |
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| a loan ? | 6/29/2008 |
Q: can i get a mortgage after chaper 7 one year later
A: Stephen The general rule is 2 years from discharge. However if you filed BK due to medical or death ...
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| FHA loan | 6/23/2008 |
Q: i have a question,. We have been on our new house for almost a year and the loan we were paying ...
A: FHA does not have a set amount time that you have to own your home in order to refi. The requirement ...
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| Mortages | 6/20/2008 |
Q: Can you tell me the different kind of mortages out there and how they differ from one another ...
A: Conventional loans are back by Fannie Mae and Freddie Mac. Credit requirements are more strict. FHA ...
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| fha loan while in bankruptcy. | 6/9/2008 |
Q: I read your response to another question about this and I am hearing a different story from lenders ...
A: Albert The following information is the person I refer all my VA loans too. Her name is Tina ...
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| fha loan while in bankruptcy. | 6/6/2008 |
Q: I read your response to another question about this and I am hearing a different story from lenders ...
A: Albert FHA will allow a borrower to obtain a loan with court approval. You will have to show a good ...
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| payments on mortgage | 6/4/2008 |
Q: I have been paying on 2 mortgages for several years. I always mail my payment on the last day of ...
A: Bonnie You have until the 15th for a grace period. If they are calling and harassing you I would ...
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| Foreclosure Home vs Paying Rent | 5/28/2008 |
Q: My daughter is a screenwriting student at University of Southern California. She has a reasonable ...
A: Cathy Sorry I responded right after you left the questions. My blackberry must have not sent it. I ...
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| Titling fees and errors | 4/30/2008 |
Q: We are refinancing our 1 year old home for a better rate. In the process it was deterimined that ...
A: Justjace Title fees are set with recorded with the state. However if you went back thru the same ...
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| escrow | 4/29/2008 |
Q: my lender wants to charge me $250.00 not to have an escrow account with my mortgage. my downpayment ...
A: Thomas Generally lenders charge .25 percent to waive escrows. You have to be at 80 percent to waive ...
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| subprime mortgage crisis | 4/29/2008 |
Q: what shareholders where hurt with the subprime crisis fallout.
A: Kevin Bankers, shareholders of companies, and one that had stock in the companies that held mortgage ...
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| Construction loan question | 4/25/2008 |
Q: I recently purchased vacant land with a construction loan to build a home. Because of the fact that ...
A: Clint Yes you can sell the property as long as you have not starting building your home. I wouls ...
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| Mortgage | 4/24/2008 |
Q: My husband and i are considering getting our own 1st home, but we have 2 problems. We have ...
A: Nicole Sounds like you could qualify for an FHA loan. What area do you live in? Loan amounts for FHA ...
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| No down payment | 4/21/2008 |
Q: I recently recieved the closing papers for a local residence and they would like either 4,200 down ...
A: Yes they will check to see if you live in the property. Lenders have systems to check and see where ...
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| Lien release | 4/18/2008 |
Q: We refinanced our home years ago and paid off a second mortgage. Now, no one has the lien release ...
A: First you should go back to the title company and ask them to do the work. You should have recieved ...
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| powerlines | 4/15/2008 |
Q: I have found the perfect house but i am afraid it will not pass fha inspection due to the powerline ...
A: In regards to fha requirements, You have to see if it is a health hazard. If it is a true health ...
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| mortgage deal | 4/14/2008 |
Q: I would like to know how you can get the best deal on a mortgage or do I have to shop around? When ...
A: let me say this, YES shop around, If they are a good company they should have not problem giving you ...
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| Buyer/Seller contract (Land downpayment purchase) | 3/17/2008 |
Q: My husband and i have decided to give up our home of 12 years. We purchased the home, with a ...
A: First let me start with, the land down payment was part of your loan. So if you are giving up your ...
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| Home Financing | 2/18/2008 |
Q: I am interested in purchasing a home this summer. I don't have good credit and I also have a lot of ...
A: Richard I understand what you are saying with debt and having a few issues on credit. Before you ...
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| Quit-Claim Deed | 2/10/2008 |
Q: My Parents has sold me their home for $5.00 with a quit-claim deed. There is no mortgage on the ...
A: Jimmy First you need to find out if the trust will allow you to take out a loan. You also need to ...
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| subprime lending | 2/8/2008 |
Q: what do you think is the best plan action to take to provide the most advantages and get us out of ...
A: I have thought long and hard about this, it all needs to start with educating homeowners and ...
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