AboutLaurie Stephenson Expertise I can answer questions about Residential Real Estate in the Upstate Capital District area. I specialize in Saratoga County, but can help you with information from Albany north to the Lake George area.
Experience Residential Buyers and Sellers Agent
Organizations Greater Capital Association of Realtors, (GCAR) New York State Association of Realtors,(NYSAR) National Association of Realtors, (NAR)
Education/Credentials Associate Broker
Awards and Honors Million Dollar Club
Past/Present Clients My goal is to make the process of buying, selling, or owning a home efficient, enjoyable and rewarding for you. See what my clients have said about my real estate services... *Comments: Laurie was enthusiastic and supportive through the whole process. I would highly recommend her! JAC - Stillwater *Comments: My wife and I recently purchased our home with Laurie Stephenson. This purchase was difficult because we were buying a home from 3000 miles away. Laurie worked with us for several months prior to the purchase. Then, when my wife and I arrived to look at homes, she helped us get right down to business. Laurie's knowledge and expertise pertaining to the Saratoga community allowed my wife and I to find a house that was honestly, the exact home we were looking for. Laurie took our situation, our hopes and dreams, and helped us put them into perspective and find the home that was just right for our family. Laurie's dedication to our family was invaluable throughout the entire process and continues on past the closing of our home. My family and I appreciate everything that Laurie has done for us. We got the luck of the draw with Laurie, and couldn't have asked for a better real estate agent and friend. Sincerely, Randal& Shanna Thorpe *Comments: One of the most refreshing qualities about Laurie is she goes to great lengths before even showing a house to make sure her clients are qualified and she understands exactly what there looking for. Her unique ability to understand people and listen is why she's so successful. She puts her client's best interest first and assures they can buy and afford the house for years to come. As a Mortgage Broker responsible to the banks and the clients we have a perfect record and many happy homeowners. Thank you Laurie!!! Jim Teele
re:On September 12, 2000, HUD
published a final rule in the
Federal Register allowing PHAs to
establish a Section 8 homeownership
program. Through this program,
Section 8 households can use their
housing assistance payments toward
homeownership expenses. In October
of 2002, HUD published some amendments
to the final rule that changed
some of the program guidelines, especially
for people with disabilities.
PHAs are not required to administer
a Section 8 homeownership
program. In fact, PHAs must demonstrate
to HUD that they have
the capacity to administer
the Section 8 homeownership
program, which differs in
many ways from the rental
assistance program. The PHA
Plan should document a PHA’s intention
to implement a Section 8 homeownership
program.
PHAs do not receive any additional
funding if they decide to offer this
option. As a result, some PHAs may
be reluctant to establish a Section 8home
ownership program.
However, according to HUD regulations,
a PHA must offer the Section
8 homeownership option to a person
with a disability if it is needed as a
reasonable accommodation. In
other words, under certain
circumstances a PHA must
provide the homeownership
option to a person with a
disability even if the PHA
does not have an existing Section 8
homeownership program. An example
of this type of reasonable accommodation
might be a person with a
chemical sensitivity disorder who is
unable to find suitable rental housing
that meets his/her needs. In the
Section 8 Homeownership Final Rule,
HUD reminds PHAs that these accommodations
must be determined on a caseby-
case basis and be “reasonable” as
defined in the provisions of Section
504 of the Rehabilitation Act of 1973.
I have a chemical sensitivity disorder and am based in florida and nyc, nycha the new york city housign authority
does not have a large section 8 homeownershp program for anyone disabled or not, except for some pilot and few and far in between initiatives
DO THEY have to allow my rental payments to go towards ownership?
how do i bolster my case with them?
i have MCS and my landlord has a right to tak e and is taking my apt as soos as the emergency transfer voucher i got from nycha expires , which is soon, thus
a new condo where i have more autonomy abou tventialtion and climate control w/o there beign seepages in the walls where cooking and other fumes can get thru etc is optimally needed for my health and i have a doctors letter certifying the same
i would meet with great difficulty in inding a sutiable apt in the remaining time,
although i lived in an apt ( my current one) for a number of years i was very uncomfortable and had to leave the a/c on all the time to compens8 for the laundry fumes coming thru the poorly structured walls and flooring and , in any case i ahve to leave there soon anyways, usually , new construction would be best toalleviate my medical problem but apt's that r new in my price affordability range are hard to find
so can a case be made to force nycha to grant my request for a reasonable accommodation and allow my rental payments to go towards ownership? and specifically for a new codno that i won in a lottery under the affordable housing program?
Answer Hi j,
As I am a Realtor, and not an attorney or a HUD representative, the best advice I can give you on this complicated issue is to contact HUD and speak to a housing counselor. Here is a link:
