Retirement Planning/Simple IRA


steve wrote at 2012-08-27 14:30:26
I would never put money into a Fixed Index Annuity.  It only favors the insurance company. If you are looking for growth I am would look at mutual funds with PIMCO and Third Party Money Management.

If you are looking for guarantees. I would look at variable annuites.

ALl of this can be accomplished in an IRA.

Willard Brumbaugh wrote at 2012-12-25 01:23:58
The guarantees in Variable Annuities are no better than those found in modern Fixed Annuities, while the actual accumulation value of VAs is not certain to be at least what had been invested.

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Willard R. Brumbaugh, LUTCF


I have answered many questions regarding 401ks, IRAs and annuities as well as life insurance. I have been counselling against most Qualified Plans since 1994.


Ranked in the top 5 in retirement catagories at most of its last 2 1/2 years. Organizations I belong to: National Association of Insurance and Financial Advisors-California
Inland Empire Estate Planning Council

Life Underwriters Training Council Fellow

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