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Retirement Planning/Questions Answered by Expert Richard Fritzler
| Subject | Date Asked |
| 401K vs Taxes | 11/4/2010 |
| Q: I am trying to find out what would be more beneficial to me. According to the Tax Law, :-), I made ... A: I can commiserate with you. It is hard to find the perfect balance to somehow eek out a little ... | |
| IRA contribution | 8/30/2010 |
| Q: What is the maximum allowable IRA contribution per yr. for a 35 yr. old who wants to retire at 60 ... A: $5000 at the high end. If you had a 401k then 16,500. If you income is too high then less. But ... | |
| retirement | 2/4/2010 |
| Q: My employer automatically contributes what would be 6% of my annual salary into a 403(b). I do not ... A: Well, I am not a proponent of traditional retirement planning and here is why. Most of the ... | |
| 401K | 10/15/2009 |
| Q: I am 75 1/2 and will retire October 30, 2009. I intend to set up quarterly disbursements from my ... A: If by "qualified IRA" you mean one that can make a charitable non-taxed contribution, yes. But. . . ... | |
| Roth variations? | 5/15/2009 |
| Q: I have 3 mutuals in a (Janus) Roth worth 15% less than my $22K contributions over 11 yr. No more ... A: I'm not an investment advisor, I do not recommend any particular investments or even investing ... | |
| 401(k) top heavy distribution | 3/23/2009 |
| Q: Our 401k plan at work recently became "top heavy" and I had funds returned. I do not qualify for a ... A: Quit making so much money! Although it sounds wrong it really isn't. You are trying to cram money ... | |
| Saving Taxes | 9/16/2007 |
| Q: I am 65 and mostly retired. I have a small business (Proprietorship - not a corporation) earning ... A: Did you want to spend the $15,000 or reinvest the $15,000? If you want to enjoy it, the corporation ... | |
| 401k early withdrawal | 1/2/2007 |
| Q: I am currently a 3rd year medical student. I am married and recently we had our first child. My ... A: Are you saying that $6017 is all you need to solve your problems? that once that money is gone, you ... | |
| Convert 401k funds to Roth | 1/30/2006 |
| Q: It has been suggested to me that converting some of my 401k funds to a Roth IRA would be a good move ... A: Let me first apologize for the delay in you receiving this answer. The AllExperts.com Website has ... | |
| extra money | 9/30/2005 |
| Q: I have an extra 100 a month, should I invest it in a mutual fund or annunities or should I put the ... A: Well, it is conventional wisdom, to pay off debt before you start investing, since the debt is a ... | |
| IRA | 3/6/2005 |
| Q: Rich, My accountant suggested I open an IRA for my wife. I have a few questions before I do. We both ... A: As a payrolled employee there is very little truly beneficial tax reducing available. Traditional ... | |
| Annuities | 10/12/2004 |
| Q: Don't know if you have knowledge of these, but if so I wanted to know if a fixed term immediate ... A: The Annuity must specifically define all of the aspects, including the term, the rate, and any ... | |
| retirement | 10/6/2004 |
| Q: I am a 55 yr old postal employee. My wife is a 50 yr old postmaster. I plan to retire within 5-7yrs. ... A: You have attained a textbook retirement situation. You have reduced your need for income (paying off ... | |
| Investment | 8/7/2004 |
| Q: Do you think that it is better to pay off your debts (ie. Mortgage) first before investing in a ... A: The first order of personal finance, is reduce and eliminate debt. If you do that you will be far ... | |
| retirement income | 5/25/2004 |
| Q: I am 55 trs old. I plan to work 7 more years if my health holds up. I have a 70000 dollar cd about ... A: I'm not an investment advisory, I don't always make good investments for myself. What I can tell you ... | |
Answers by Expert:
Richard Fritzler
Top Expert on this page
Expertise
We do not sell insurance, we are not money managers. Our programs allow you to make any investment and pay a far lower tax. Whatever your plan, you will be more successful, by drastically lowering the taxes that are owed. Your retirement will grow faster.
Experience
I have been in the business of assisting business owners in reducing their taxes and liability for over 17 years. Providing retirement option that are not just tax defered, and not limited to a "token" tax free contribution. Retirement plans that allow for total and complete access before you are 59.5 with no penalties.
Organizations
National Small Business Owners Association.
Nevada Association of Listed Resident Agents.
Citizens Legal Association
Small Business Administration (SBA) Mentor
Publications
Contributing author to "The Corporate Standard Newsletter".
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