AboutBrad Zacharia Expertise All aspects of residential Roofing. This includes shingles and flat (low slope) roofs. I have knowledge in the installation as well as the design of roofs from an engineering standpoint.
Experience I have been doing roofing for 40 years. This was my father's business and I took it over in 1980.
Publications I have written responses to artcles that I felt needed a response to and those responses have been published in roofing trade magazines.
Education/Credentials BSEE Drexel University
www.ZachariaRoofing.com
Question Hi, I live in NC and we have recently had severe storms here with hail and high winds. I started seeing all kinds of roofing signs going up in neighbors yards, so I decided to call and get someone to check my roof. They came out and went on the roof and mailed me an estimate to replace the entire roof. My question is this: is it typical to just do an estimate to replace entire roof without any details of damage found? I am going to call my insurance company to submit an incident for this so they can have an adjustor come out, but I just want to be educated a bit as to if this is standard. My immediate neighbor got a roofing company to give him an estimate with similiar results as mine, then his insurance had an adjustor come out, and they say there is no damage. I want to call the roofer that gave me the estimate and ask some questions, but not sure if that's necessary or if I should just wait until the adjustor gives his findings. Thanks.
Answer It depends what you asked of him. If you asked him for an estimate for a new roof and that's what he gave you then he did what you asked of him. If I buy a new car and take it to the paint shop and tell him I want it painted, he might think I'm nuts, but he'll do it.
The roofer is looking for work so he might just push a new roof. The insurance company doesn't want to pay for damage so they'll sway towards no damage. You have to find someone you can trust.
Hail damage can be cosmetic damage or structural damage. Some insurance companies won't pay for cosmetic damage.
