About Tom Adams Expertise I can answer questions about US Savings Bonds - current value, current interest rates, how to get them redeemed, what to do if they are lost or stolen, how to buy them online, etc...
Experience Experience in the area I am the author of the best-selling book about Savings Bonds,
Savings Bond Advisor.
Expert: Tom Adams Date: 12/18/2007 Subject: Bond Maturity
Question Hello,
Most of my bonds have matured or met face value. My question is; should I cash them in and purchase 1 bond in a lg. amt. and start over, or continue to hang on to them? Do they still gain interest no matter how many yrs. you have them? Thank u. p.s. If I purchase a bond, do you suggest EE or I?
Answer Hi Cynthia - Savings Bonds earn interest for 30 years. The ones you have pay better rates than new ones (the rules have changed) so you're better off keeping the ones you have.
If you do invest in additional Savings Bonds, the I bonds are preferable to the EE.
