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About Marina Lando
(Top Expert on this page)

Expertise
How to start new business. How to apply for business loan or start-up loan.

Experience
Business lending, business credit.

   

You are here:  Experts > Business > Small Business: Canada > Starting a Small Business

Questions Answered By Expert  Marina Lando 
In Category  Starting a Small Business

SubjectDate Asked

Loans4/21/2007
  Q: Mrs. Lando, I wanted to start a small business which involves purchasing movies without a copyright ...
  A: First of all interest rate on Microloans is not that high. For a loan of $5,000 you have a couple ...
Custom Tee Shirt Business4/19/2007
  Q: I have completed one design for a line of tee shirts that I want to create with a music-inspired ...
  A: Unfortunately, I do not have any links. I can recommend business plan writer (he warks with our ...
Custom Tee Shirt Business4/13/2007
  Q: I have completed one design for a line of tee shirts that I want to create with a music-inspired ...
  A: The following are steps that you must take when starting any new business: 1) Choose your Business ...
starting a retail business3/27/2007
  Q: ..thinking about starting a music retail store (ie tshirts, magazines, vinyl records, etc) in ...
  A: The following are steps that you must take when starting any new business: 1) Choose your Business ...
opening a bar3/22/2007
  Q: Would a small business loan be enough money to start up and operate a bar? Are there other ...
  A: Sure. But you need to have: good credit, down payment and collateral (business you are opening can ...
Opening a small buisness3/2/2007
  Q: I want to open a small bakery buisness ive been talking about it for a few years now. I love to ...
  A: The following are steps that you must take when starting any new business: 1) Choose your Business ...
Start?2/1/2007
  Q: Greetings! Basically I'd like to look into starting a small business but I've no idea what sort of ...
  A: The following are steps that you must take when starting any new business: 1) Choose your Business ...
starting biseness fro scratch1/27/2007
  Q: what is my first step to open a brand new hair salon?
  A: The following are steps that you must take when starting any new business: 1) Choose your Business ...
how to start new bussines1/5/2007
  Q: How do we go about finding and starting a new business Could you please tell us how to do that. Do ...
  A: The following are steps that you must take when starting new business: 1) Choose your Business Name ...
Starting a small business12/16/2006
  Q: My business will be a automotive aftermarket customization shop. My intentions are for the shop ...
  A: I can answer only your question about the loan. To get the loan you need 30% down payment for your ...
Grants for small buisnesses12/7/2006
  Q: Do they exist are can you just get a loan to start a small business? Also looking at maybe starting ...
  A: For grant information visit official government website: www.grants.gov Yes, you can recieve ...
Financing a purchase of a business11/27/2006
  Q: I am looking into purchasing a small business from a friend who is moving out of state. I don't ...
  A: Without established credit history it will be hard to find a loan. The ideal way for you to finance ...
Business Startup11/6/2006
  Q: I have two questions. My huband, a Corporate Chef, and I would like to start up our own ...
  A: Sorry, I could not answer your question about the name of the restaurant. The lawyer will be able to ...
small bizness funding10/28/2006
  Q: I am in the process of opening a construction / remodeling company. I have been running into a ...
  A: You can find information about grants at the U.S. government Web site: www.grants.gov As for a ...
Where to register10/23/2006
  Q: I wish to get started in a catalog business. I already have what I need to get started, but don't ...
  A: The following are steps that you must take when starting new business: 1) Choose your Business Name ...
I want to start a small buisness10/19/2006
  Q: I had a couple of questions on starting a small business. First do i need a license? How do I get a ...
  A: The following are steps that you must take when starting new business: 1) Choose your Business Name ...
i want to start a new small business10/14/2006
  Q: I've been thinking about starting a small business here in Florida, or maybe in the Philippines. Can ...
  A: I don't know how to start business in Philippines. But in the USA you must take the following steps: ...
How to start a BUSINESS10/13/2006
  Q: HOW TO START A BUSINESS IN VIRGINIA BEACH VIRGINIA
  A: The following are steps that you must take when starting any business anywher in the USA: 1) Choose ...
Starting a Bakery10/6/2006
  Q: I really want to start a bakery. Even if I have to start from my home.But I dont know where to ...
  A: The following are steps that you must take when starting any business: 1) Choose your Business Name ...
starting a business10/5/2006
  Q: I am on the process of starting an online company. I was wondering if you could tell me how to ...
  A: The following are steps that you must take when starting any business: 1) Choose your Business Name ...
i want to own my own apartment9/8/2006
  Q: i want to own my own apartment so howdo i go by during that and where can i get the money to get ...
  A: You can purchase an existing apartment building. Look at your local classified or call commercial ...
how to go about getting a startup buisness loan8/31/2006
  Q: this land is on a main throughfair going into gainesville there is already an existing buisness ...
  A: In this case you might want to apply for SBA business loan. You will need: 1) Credit score of 640+ ...
how to go about getting a startup buisness loan8/22/2006
  Q: i am very interested in starting this buisness that i have on my mind.But the land needs to be ...
  A: It is hard to give you a correct answer, because it is not clear what you intend to do with the ...
starting a small rental business7/29/2006
  Q: i'm thinking of starting a small business that rents personal water crafts (jetski's, boats, and ...
  A: The only business structure that will protect you is the properly registered and run corporation. I ...
Money & Distributors7/24/2006
  Q: -my name is Iris Glover, I'm a Christian Native American/African American women, who is trying to ...
  A: You can qualify for a business loan if: 1) Your credit score is 640+ 2) You have at least 20% down ...
whats best shop front or mobile7/20/2006
  Q: i'm starting up a bridal shop more for flower girls and page boys because they dont specialise this ...
  A: I am sorry, I am not an expert in bridal shops, so I could not help you with the first part of your ...
Starting a vacation booking agency7/16/2006
  Q: How would I go about starting a agency that offers vacations with the use of the Preferred Starwood ...
  A: The following are steps that you must take when starting any business: 1) Choose your Business Name ...
opening a night club7/15/2006
  Q: i'm currently thinking of starting my own night club. i dont know where too start. do you have any ...
  A: The following are steps that you must take when starting any business: 1) Choose your Business Name ...
Financing a new business6/27/2006
  Q: I am starting a new business. (multi-media, concentrating on web design, website programming, and ...
  A: I don't think there are any grants for your business type unless you are in rural area. Check with ...
New business6/8/2006
  Q: I’m planning on creating a company that imports products from another country and sell these ...
  A: > The company wouldn’t have more than three employees at best. > Should I create a corporation or an ...
Share Structure5/27/2006
  Q: My partner and I have financed a young entreprenuer to import and distribute material from Asia used ...
  A: Your best approach is contact licensed specialist. Publicly traded companies are subject to ...
grants and loans to start new buisness5/23/2006
  Q: what type of grant would I be elligable for a small buisness start up, and what would I have to do ...
  A: First of all check with your local authority. Some states have Entrepreneurial Development Programs. ...
Company structure.5/20/2006
  Q: I am currently setting up a business importing burial caskets. This company will be owned by me and ...
  A: > What would be the best form to take? LLC or S Corp? S Corp has better legal protection and better ...
Starting a Small buisness5/17/2006
  Q: My name is Amit from San Diego CA, and my cousin and I have an Idea of opening our own buisness. so, ...
  A: First of all you do not have to go to business school to start your own business, but you must have ...
Establishing Business Lines of Credit5/14/2006
  Q: you seem to be the "Expert" that I need to ask this particularI need to know your opinion on which ...
  A: It is difficult to give advice about which structure to choose without knowing all the details. You ...
Dear ms Lando, what´s necessary...4/20/2006
  Q: what´s necessary to start in a home based Ebay oriented selling business? Say I intend to sell ...
  A: > what´s necessary to start in a home based Ebay oriented > selling business? Steps to Start ...
DBA4/8/2006
  Q: My wife and I are currently engaged in a small internet-based business in North Carolina where the ...
  A: DBA is the worst business structure for any business. Corporation or LLC will not only protect you ...
starting a small business4/6/2006
  Q: I am in technical school for air conditioning and refrigeration and I want to start a ...
  A: I am not sure what you mean by prices on start-up loans. If you mean bank's fees - you could not ...
Own my business3/25/2006
  Q: I want a deli & fashion design businesses, what I need to look into before I invest? thanks
  A: It is not very clear from your question what you want to do. There are two options. 1) You can ...
Credit question????9/9/2004
  Q: I just started and LLC business, doing e-commerece. I am doing dropshipping with my vendor as they ...
  A: I think you found the ideal way. Just let your customers know that it takes 2 day to clear the funds ...
hello , i want to know9/2/2004
  Q: i want to know from u some info wish to give me ur help & guidence now i have many projects want ...
  A: I am not sure what you are asking about (your message is very hard to read), but general guidelines ...
Funding my Business8/9/2004
  Q: Over the last 5 years, I have developed a concept for an internet based travel business. I have ...
  A: You do not have to have a lot of money or creditworthy partner to start marketing. The internet ...
Opening a bar7/29/2004
  Q: I am interested in opening a bar in San Antonio, TX. I don't have any money saved to help me get ...
  A: It is unfortunate, but there are no known grants for a start-up bar (even for minorities). Grants ...
New Business7/27/2004
  Q: Without substantial personal resources, what are my best options for financing the opening and ...
  A: I am afraid that you have very little options. For a start-up loan you have to inject 25% - 30% of ...
home biz7/20/2004
  Q: I want to start a business from home to make some extra money so my wife can stay home and support ...
  A: To learn how to start your own business go to: http://www.blquest.biz/start_business.htm Only you ...
home based7/9/2004
  Q: I'm thinking about opening my own single operator (myself) salon from my home. When I get into the ...
  A: Zoning and license requirements are different from town to town. I couldn't help you here. Yes, ...
Business entity6/26/2004
  Q: Ms. Lando: First, let me take a moment to thank you for your willingness to give of your time and ...
  A: I would strongly disagree with people who suggest using sole proprietor for any business. Luck of ...
What's next6/14/2004
  Q: I'm hoping to open my own online home base business. At the same time my husband is working on his ...
  A: First of all create a corporation (Computer and Entertainment). This is going to be your management ...
Small Bus Setup5/18/2004
  Q: We are in the process of setting up an S-Corp. The question that I have is regarding the number of ...
  A: The number of shares doesn't meter. Pick the number that is easy to distribute between partners. ...
small business5/9/2004
  Q: I would like to start a small business.Iam an electrician so i feel the best business for me is to ...
  A: These are the steps that you must take to start your business. • Choose your Business Name • Create ...
restuarant business4/26/2004
  Q: how to apply for a start-up loan
  A: You can apply with your local bank (see your Yellow Pages) or with the broker: ...
start up loan4/25/2004
  Q: I was woundering how to get a start up loan for a small business my credit is not realy good. And i ...
  A: You may apply for Microloan Program. The federal government introduced a special loan program called ...
finance3/29/2004
  Q: Marina, I have owned my floral business since 1991. I have been located in an old factory building ...
  A: There is a very nice SBA program for real estate purchase by an existing business. But your business ...
Shares in an S-Corp3/29/2004
  Q: Good Morning, I am in the process of establishing my own business and I have decided on an S-Corp. ...
  A: Buitrago: When you complete Articles of Incorporation with the Department of Secretary of State ...
Starting a business3/27/2004
  Q: My daughter and I would like to start a business of bathsalts,body oils from home. we enjoy making ...
  A: Most of the banks will not lend to home based business. You can finance it with a credit cards or ...
Start up Loans.3/27/2004
  Q: I am looking to start up a Hobby gaming business. I have no credit good or bad. Is there any way to ...
  A: You may try to obtain a “bad credit/no credit” credit card or loan. The interest rates and fees are ...
investment property business3/15/2004
  Q: I am trying to get a group of investors together to purchase rental properties. For my own ...
  A: I would suggest incorporating. Investments of any kind are a risky business. And when something goes ...
small business startup3/15/2004
  Q: My wife would like to start her own business. We have seen things on how easy it is for a woman to ...
  A: SBA makes special effort to assist women, minorities, the handicapped and veterans to get into ...
Small Business Loan3/6/2004
  Q: I want to start up a small business of building residental houses ,I have the know how of building ...
  A: Please, be aware that banks will not finance “carrier change” event. It means that you have to have ...
Business startup3/6/2004
  Q: I hope all is well with you. I would like to get some advice if possible. I have never been in ...
  A: It depends on how much money you need. For the loan less than $35,000 you can apply for Microloan ...
small business start-up re: leasing location3/3/2004
  Q: What typically comes first, a location for a new business or financing? How do you secure a location ...
  A: Lease agreement comes first. You have to show the bank lease agreement (it can be tentative) when ...
if and how to incorporate3/3/2004
  Q: We're buying a business for the first time in our lives. Its value is less than $50,000 and my ...
  A: Business license requirements vary from state to state and from town to town. Check with your ...
How to sell my business?2/26/2004
  Q: I have a great little company that makes good money but could be making a lot more, and I'm looking ...
  A: You can sell your company with the help of one of our partners: ...
what type of business2/19/2004
  Q: I am a wedding designer with rental/vases, bridal arch etc. The business is just starting up and is ...
  A: It is not a good idea to run any business as Sole Proprietor. LLC or corporation will give you more ...
OPENING A RESTUARANT2/18/2004
  Q: I WANT TO OPEN A RESTUARANT WITH A BUFFET IN A TOWN THAT HAS NONE AS I KNOW IT. LIKE HOW TO GATHER ...
  A: “HOW TO GATHER MONEY TO BUILD A RESTUARANT?” Friends, relatives and banks can be a source of cash. ...
I wanto open a school to train cna's2/10/2004
  Q: Iam a registered nurse and I am trying to open a schoool to train nursing assistants(cna's) and ...
  A: You should contact Secretary of State - The Professional Licensing Boards Division. ...
To start a business2/9/2004
  Q: Marina Lando, I am a graduate in engineering(elecronics and communication). I am greatly ...
  A: I would suggest working for somebody for a couple of years first. You will kill two birds with one ...
TO INC, LCC or Sole Prop.1/31/2004
  Q: I am in the process of buying a license to operate a fast dating business. I will be the only ...
  A: I would suggest incorporating. Working with people is an extremely risky business. Corporation will ...
want to start business.11/16/2003
  Q: I want to start and register a businees in USA (california), can you guide me the procedure how I ...
  A: You can find a lot of information about how to start business at: ...
liability11/6/2003
  Q: I would like to start a SMALL computer consulting side business, where I go to customer's homes and ...
  A: The following are the steps you can take to protect yourself: 1) Incorporate. Corporation and you ...
Starting up10/29/2003
  Q: How would I go about getting a reseller number without incorporating myself in PA. With reseller ...
  A: To learn how to start business and how to choose business structure, please, go to: ...
Hello, Marina! I want to...9/14/2003
  Q: Marina! I want to start on my own. I am a licensed Acupuncturist by NYS. I don't quite understand ...
  A: LLC and Corporation both legally separate company (and its assets) and the owner (and his/her ...
hedgehog1204@yahoo.com8/27/2003
  Q: hedgehog1204@yahoo.com I work in production industry for a small company and have 2 years of ...
  A: I am very sorry to tell you this but I WOULD NOT recommend you to start Software Company. You will ...

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