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Starting a Small Business/Questions Answered by Expert Consuelo Herrera, International Accountant and Fraud Examiner
| Subject | Date Asked |
| Instrumentation Work/Education Sequence | 7/24/2010 |
| Q: im Sammy. Ive got this dream plan of Becoming a wealthy Instrumentation Engineering oriented ... A: It seems that you have a little bit of confusing about what you really want. First of all you need ... | |
| Work/Education Sequence | 7/24/2010 |
| Q: Oraka Osita I dey o. Life after service...the real life. thats why a took a particular int rest in ... A: Although I am not sure about your inquiry, It seems that you want to start a business that combines ... | |
| Cleaning Service | 2/23/2010 |
| Q: Quisiera saber que requisitos legales son necesarios para empezar un cleaning service. Quiero ... A: Estimada Rita, Gracias por contactarme. Para empezar un negocio de cleanining, usted debe tener el ... | |
| Startup Business | 1/17/2010 |
| Q: My wife and I are Canadians, non-US residents, who have invested in a startup business in Virginia, ... A: You are what the Internal Revenue Service calls an "Alien" or an individual citizen who is not a ... | |
| Small Businesses Grown | 1/6/2010 |
| Q: Starting back in 2005, we started a web-business, and then another, then created a software which ... A: Congratulations on the success of your business. It seems that you are doing very well. You are one ... | |
| Small Business | 11/25/2009 |
| Q: I was thinking of buying properties (land acreage) using loan. Can this be done by starting a ... A: These are two different situations. Once is the creation of a business and the other is the activity ... | |
| Advice | 11/23/2009 |
| Q: I have my own print shop which opened for more than a year and when I open this small business I was ... A: It seems that you have two dilemmas here: 1) You are not confident enough on your worker's ability ... | |
| Crear una maquina que facilite creacion de un producto de consumo. | 11/17/2009 |
| Q: Tengo idea de crear una maquina para facilitar un producto de consumo o sea comestible tipico de mi ... A: Estimado Ildefonso, Gracias por contactarme, espero que su incapacidad sea transitoria y que pronto ... | |
| Ticket brokering bussiness | 11/15/2009 |
| Q: I want to start a ticket brokering business and i want to know the legal issues in starting the ... A: I am not allowed to provide legal advise in any manner. You might find the information below useful ... | |
| finding business | 11/14/2009 |
| Q: I have a small janitorial co. how can I find more business when a lot of companies dont allow ... A: There are many strategies for finding new business opportunities, however, the traditional word of ... | |
| Is it "better" to form a corporation (or LLC) in the US or in Canada? | 11/4/2009 |
| Q: I am about to start a publishing company. I want to know whether it would be "better" to incorporate ... A: Sorry I could not answer your question "quickly" as I was out the country with limited Internet ... | |
| tax credits / Buisness plan | 10/6/2009 |
| Q: How can I start a buisness picking up junk vehicles giving a portion of profits to a charity and ... A: Your idea seems feasible and you very proactive by looking for a business plan first and foremost. ... | |
| bonding | 8/29/2009 |
| Q: i was thinking about starting a delivery business. the idea being that i go shopping for people ,who ... A: The easiest way to get bonded is through the insurance company that handles your car and home ... | |
| Selling books online in USA | 8/27/2009 |
| Q: I currently sell books online in the uk and want to be able to sell my books in the USA. ... A: I would love to help you but to do so, I would need additional information. Please contact me at my ... | |
| High School Football Booster Club | 8/27/2009 |
| Q: Houston, TX Do we have to have bylaws and articles of incorporation if we are 501c3 and tax ... A: There are several permanent documents of a non profit organization, some of them are: o Bylaws o ... | |
| Where do i start? | 8/21/2009 |
| Q: I live in Atlanta Georgia, and my question is this: I want to start a business helping teens and ... A: I commend you for your drive to help other overcome wrongdoing. You do not need credentials for this ... | |
| new business or dba? | 8/21/2009 |
| Q: I currently run all aspects of a real estate and mortgage business for my broker. I have considered ... A: I apologize for the delay. Personal matters prevented me for answering sooner. Thank you for your ... | |
| tax identification number | 8/19/2009 |
| Q: What would you to do to get a tax identification. A: Perry, Thank you for writing. I apologize for the delay, personal matters prevented me for ... | |
| contabilidad, distribución de egresos e ingresos | 8/15/2009 |
| Q: Hola Consuelo: Integro un grupo de trabajo, en que por diferentes motivos no podemos crear aún una ... A: Hola Patricio, Disculpa la demora en mi respuesta. Gracias por contactarme. Tuve un imprevisto que ... | |
| Water bottle company? | 8/3/2009 |
| Q: How much money would it cost to run a factory making and producing about 150 million water bottles ... A: Your questions are part of a business plan. Before you undertake such a project you must have a ... | |
| Need objective opinion | 8/3/2009 |
| Q: Consuelo, Hi, For the past year or so, I have been researching and planning a business to ... A: I am impressed with your reasoning and know-how about what you want to achieve. It seems that you ... | |
| i want to start a wide load escort service business | 8/2/2009 |
| Q: i want to start a oversize or a wide load trucking service to big truck drivers. i would like to ... A: You might find interesting the information in the website below (although this is for Canada, it ... | |
| Opening a store, reselling new clothing | 7/29/2009 |
| Q: I live in a very rural area and we need maternity clothing and I figured "see a need, fill a need". ... A: I am impressed with your vision. I love your "See a need, fill a need." Your drive to comply with ... | |
| business loan/ vending machines | 7/26/2009 |
| Q: I need to know how I can get a business loan despite having bad personal credit. Are there any ... A: Getting credit when the credit score does not meet the criteria of financial institutions is very ... | |
| Small Business | 7/21/2009 |
| Q: Buen Dia Sra. Herrera, Hace aproximadamente dos semanas registre my empresa en el estado y obtuve el ... A: Gracias por contactarme. Lamento que sus planes no pudieron llevarse a cabo aunque siempre pienso ... | |
| Starting a Business | 7/13/2009 |
| Q: My friend and I are going to start a party helper business. We know we need to be bonded and ... A: There are several advantages to incorporating, especially when it comes to assets protection.If you ... | |
| Small Business Taxation | 7/6/2009 |
| Q: Regarding gasoline expenses, I have the % used in our small business here in Canada, and we claimed ... A: I really do not know what your tax preparer meant when he or she suggested such a change. It is a ... | |
| business advice | 7/3/2009 |
| Q: what is the significance when running a business of a) a low gross profit ratio b) a high rate of ... A: The gross profit has to rise proportionately with sales. The formula to calculate Gross Profit ... | |
| Laundry | 7/1/2009 |
| Q: Estoy interesado en comprar un Laundry. Quisiera saver que preguntas y que datos devo pedirle al ... A: Estimado Wilson, Gracias por su pregunta. Comprar un negocio es una decisión grande que tiene que ... | |
| Marketing Questions | 6/30/2009 |
| Q: I teach Kung Fu, Tai Chi and Chi Kung and I am trying to find some effective ways to market what I ... A: It seems to me that you already have a clear understanding of the market you want to target. With ... | |
| Business Names | 6/30/2009 |
| Q: I have a quick question and I hope that you can assist me. I am in the process of starting a small ... A: If you are confident that your business will soon expand beyond the medical community, I would ... | |
| Accounting | 6/25/2009 |
| Q: I am a manager over an Apartment complex an I was asked to do the accounting for someone that is ... A: Regarding your question, the very first thing you have to take into consideration is your knowledge ... | |
| Small lawn business | 6/18/2009 |
| Q: Your question was Hello my husband has bought equipment and has been cutting my parents and our ... A: The best way to explain this is with an example: If you husband makes, for instance, $45,000 a ... | |
| small cleaning biz | 5/20/2009 |
| Q: I would like to start a sml cleaning biz. I came accross a company call paramount. They have a web ... A: I checked their website and I did not find any physical address or telephone number. It seems that ... | |
| Starting a Cleaning Business | 5/18/2009 |
| Q: I live in Houston, TX and i started a new business with my mom. She worked for a company for several ... A: Congratulations! It is a big step and you will be rewarded. After registering with your county, the ... | |
| over charges from electric companies | 5/12/2009 |
| Q: I am 78 year old man trying to survive. I know there are companies that get paid for finding ... A: I am so sorry my first answer did not go through. It got stacked and preventing me for sending it. ... | |
| Office supplies business | 5/12/2009 |
| Q: Consuelo Herrera, I would like to start an office supplies business in tokyo. I need guidance in ... A: The link below gives all the details to do business in Japan. It is important for you to be familiar ... | |
| pasteleria | 5/6/2009 |
| Q: Hola Consuelo,qisiera que me dijeras que necesito para abrir una pasteleria en Houston Tx, en ... A: Apreciada Maritza, Gracias por contactarme. Las dos páginas abajo the proveeran information y ... | |
| want to start a business but dont know where to start | 5/4/2009 |
| Q: i already got 2 machine's but not good enough for attracting costumers and i dont have experince in ... A: Do not be discouraged! Your apparent failures are lessons learned that will bring valuable ... | |
| getting experience | 4/30/2009 |
| Q: I'm looking forward to a career in webdesign and marketing. I know HTML, XHTML, CSS, and JAVASCRIPT. ... A: I am impressed with your drive. It will take you far because of your determination and focus on what ... | |
| small bussiness checking account | 4/24/2009 |
| Q: i just opend a small business checking throught my bank so do i have to pay taxes out of the ... A: You need to know that you will be reporting your self-employment income on Schedule C of your tax ... | |
| Is this legal? | 4/24/2009 |
| Q: I am 15, and me and my friend are looking to start a business. First, how do you legalize your ... A: It is great that at such an early age you and your friend are enticed by the idea of start a ... | |
| felonies | 4/23/2009 |
| Q: what businesses can't you start with felonies A: Every business must have a lawful purpose. Corporations do not commit violent crimes, however, ... | |
| Business 101 | 4/21/2009 |
| Q: I would like to start my own online business, but I have no idea about business. Therefore, I think ... A: At least you have clear what kind of business you want to be in. The very first step is to determine ... | |
| How to make extra money on the side | 4/13/2009 |
| Q: I'm David and 35 years of age. I was recently laid off my job doing administrative work at a ... A: Your goal of making money on the side is great. There are plenty of opportunities out there for ... | |
| hola | 3/31/2009 |
| Q: hola soy ana y quisiera saber como empezar un pequeno negocio de limpieza?.. A: Hola Ana, Gracias por contactarme. Para empezar un servicio de limpieza primero que todo tienes ... | |
| Web Site Sales | 3/30/2009 |
| Q: Herrera, I have been told you could in Arizona.. Own and prosper in affiliate web sites, Own and ... A: I did respond your e-mail and sent my personal e-mail and phone number, I am so sorry it did not ... | |
| Web Site Sales | 3/30/2009 |
| Q: Herrera, I have been told you could in Arizona.. Own and prosper in affiliate web sites, Own and ... A: I just sent you an e-mail. I hope you received my response. Just in case, here is my personal ... | |
| Entrepreneurial Management | 3/25/2009 |
| Q: One of the crucial inputs for the entrepreneurial activity is availability of finance. What are the ... A: I just answered the first part of these two questions that seem like homework questions. Funding a ... | |
| Entrepreneurial Management | 3/25/2009 |
| Q: What do you understand by Project Formulation? Explain different stages of the Project Formulation. A: Your question seems like a homework question. It is to your benefit to spend some time doing ... | |
| Becoming Incorporated | 3/21/2009 |
| Q: I am an independant contractor who works at home and I accept customer service telephone calls. ... A: Sorry for the delay -:) Incorporating has several advantages, some of them are the credibility of a ... | |
| Non-Profit vs. For Profit | 3/18/2009 |
| Q: Good Evening, I'm interested in started a group home for either children or senior citizens. I ... A: sorry for the delay. Yes, I have heard of non profit organizations having for profit endeavors. ... | |
| bus]\siness question | 3/14/2009 |
| Q: I'm just starting my housekeeping business and i don't know how much tax I'm suppose to take out? i ... A: You are being proactiva when you are concerned about planning for your taxes. Since you are self ... | |
| Grants | 3/1/2009 |
| Q: I have been searching for Federal Grant information for starting a small business I have found ... A: I am so glad your mental scam detector is alert and let you spot fraudulent schemes. The most ... | |
| Web Site Sales | 2/25/2009 |
| Q: To any expert that knows the answer - Hello again, I've been waiting for a answer back since last ... A: I apologize again for the delay. I hope you received my former e-mail. Please see the information ... | |
| tax | 2/16/2009 |
| Q: I am in the process of starting an online business. I currently live in California but I move very ... A: These are some of the considerations regarding doing busines online: The physical presence standard ... | |
| virginia sales tax | 2/12/2009 |
| Q: I am a sole propirator of a new dropship business. the business is done on a computer. I live in Va. ... A: I suggest that you read carefully the information contained it the State of Virginia web site which ... | |
| How to fill out income tax. | 2/11/2009 |
| Q: I was in an S-corp last year(2008) and I was a partner I held 40 shares. I would like to know if ... A: In your subject line you ask how to fill out an income tax. With respect to this matter since you ... | |
| would like to get info on how I can start a buisness from home | 1/24/2009 |
| Q: I'm a 57 yrs. young hispanic woman. I moved to Georgia from New York 4yrs. ago for personal reasons. ... A: Sorry to hear that you have not been able to find a job, however, I am proud of you because you are ... | |
| to open college | 1/11/2009 |
| Q: How to open a college for bca & bba? A: I found valuable information that could guide you through the process in the web page below. I hope ... | |
| LLC Ownership Effect on Residency Status | 1/9/2009 |
| Q: Ms. Herrera, I am creating a consulting LLC, either as a single member or with my wife as a ... A: I know first hand experience that immigration matters are very complex and have unexpected ... | |
| Starting a business - Resuce Cats | 1/2/2009 |
| Q: I am trying to help my sister with business advice and I have always felt that Allexperts.com is a ... A: Since your sister has such a passion of cats, I would suggest that she forms a not-for-profit ... | |
| Valet Service Business | 12/29/2008 |
| Q: I would like to know More about what would be required to start a valet business. And how would I ... A: Happy new year and thank you for contacting me! To start a valet parking company you need to meet ... | |
| Government Grants | 12/28/2008 |
| Q: I don't know if this is your expertise but i have a question about government grants. I just came ... A: Happy new year to you and many blessings during 2009! Thank you for contacting me. I am aware the ... | |
| Biz Structure | 12/5/2008 |
| Q: I am about to start a small financial recruiting business with about 2-3 employees total. This ... A: I apologize for the delay on my response. I found the information below objective and useful ... | |
| business | 11/25/2008 |
| Q: what would be the best to start a business by £3000 in uk.please answer,,?thank you A: To start a business the first thing you need is to know what your abilities to go into a business ... | |
| Starting an e-bay business/Taxes | 11/23/2008 |
| Q: Myself and two friends were going to sell liquidation items on e-bay for a profit. I know we need ... A: It seems that you entered in an oral agreement to form a partnership. Partnership is an entity ... | |
| taxes | 11/14/2008 |
| Q: we have a bussiness partner who never fullfilled his obligation or finished putting his name on ... A: Your questions is a legal matter and I am banned for providing legal advice since I am not an ... | |
| Taxes for foreigners in LLC | 11/11/2008 |
| Q: I want to start a LLC selling online handicraft that I produce in Haiti. The other members of the ... A: As you aleady found out, LLCs are entities that pass-through earnings and losses to their members. ... | |
| Small Bussiness license | 11/7/2008 |
| Q: I want to start my own Electrical bussiness in my town and would like to know how is the best way to ... A: Since you have a great deal of expertise and you are looking forward to manage your own schedule, I ... | |
| Service Base Small Biz | 11/5/2008 |
| Q: .. I plan on starting a small financial recruiting business in NYC within the next couple of ... A: The book I recommend because it includes many angles useful in planning a making the best of your ... | |
| How to start a rucking escort service | 11/4/2008 |
| Q: My husband and I are thinking of going into the escort business to escort wide loads and such and I ... A: Although I do not have knowledge of this type of business, I think the information below may be ... | |
| new busniess (need help) | 11/3/2008 |
| Q: Greetings, I am looking at investing approx $7K to start up a small business which would be the ... A: The steps for legally setting up a business depend on the type of entity you want. If you wish to ... | |
| Service Base Small Biz | 11/1/2008 |
| Q: .. I plan on starting a small financial recruiting business in NYC within the next couple of ... A: Congratulations on your recruiting firm. It seems that you are very well grounded regarding the ... | |
| DBA | 10/22/2008 |
| Q: If I file a dba now as a sole proprietor, can I change the status of the dba to an LLC later on? How ... A: I overlooked your question and I apologize for that. The figure of soleproprietorship is used by ... | |
| New business suggestions | 10/16/2008 |
| Q: I need to start a business for my current job and I am thinking of using a Sole Proprietorship ... A: Each type of corporation has its risks, advantages and disadvantages. Many business persons start ... | |
| Building codes | 10/8/2008 |
| Q: Estimada Consuelo:Primero que todo le agradezco el tiempo y la ayuda que me pueda dar, vivo en la ... A: Estimado Marcos, Gracias por contactarme. Lamentablemente no poseo el conocimiento de la ... | |
| opening consulting business in New York | 10/5/2008 |
| Q: I am self employed chemical consultant: formulations of chemicals, paints, adhesives and regulatory ... A: Although this is not a strong are of my expertise, here are some findings that you could find ... | |
| Temporarily restriced fund to quasi endownment | 9/25/2008 |
| Q: Our foundation as a temp restricted fund from the proceeds of a golf tournament fund raising event. ... A: I am including the regulations that several organizations similar to your foundation have setup. The ... | |
| Store Shelving | 9/25/2008 |
| Q: What is the best way to go about buying retail shelving for my store? I am opening a beauty supply ... A: I do not blame you. You need to get excellent quality and great price. When you start a business you ... | |
| brand name clothing | 9/22/2008 |
| Q: I am currently a small business owner and I am trying something new in my store. I would like to ... A: I suggest you contact the National Association of Resale and Thrift Shops (narts.org) and tgtbt. ... | |
| profit or non? | 9/9/2008 |
| Q: and thank you for taking my question. I am in the early stages of launching a new company, and I am ... A: Although you mentioned some requirements the a not-for-profit organization(NFP)must meet, these ... | |
| FASB 116 vs FASB 117 | 9/5/2008 |
| Q: Is my Layperson positive interruptation of FASB 117, 21 correct. I have listed as Para I the ... A: I hope you are doing well. I know your organization keeps you busy since you have a great ... | |
| Wholesale/distributor help for Small Start-Up | 8/30/2008 |
| Q: I'm in the early stages of setting up an online storefront and am about to get my retail license. ... A: I do not have many contacts in the field you are looking for information. To the best of my ... | |
| FASB 116 vs FASB 117 | 8/25/2008 |
| Q: Is my Layperson positive interruptation of FASB 117, 21 correct. I have listed as Para I the ... A: Everything is well now, thanks God. I just wanted to follow up on your question. I would agree ... | |
| financial statements | 8/21/2008 |
| Q: Consuelo, I am starting a Financial Service Center. The services I will be providing is check ... A: Congratulations on your Financial Service Center. This is an exciting field, very rewarding, and ... | |
| LLC | 8/18/2008 |
| Q: Hola,vivo en Florida y estoy tratando de abrir una LLC para mi tio que vive en Argentina y quiere ... A: Apreciada Cuqui, Disculpa la demora en responder pero tenía unos compromisos inaplazables. ... | |
| valet parking business | 8/12/2008 |
| Q: I live in Worcester Ma. I have been working for a valet company for about a year. I have decided to ... A: To start a valet parking company you need to meet the requirements of your local and state ... | |
| start small business | 8/1/2008 |
| Q: I'm going to open a fast-food store with just a few kind of sandwiches under my name and style, and ... A: Sole proprietorships, partnerships, LLCs and S corporations are pass-through entities for federal ... | |
| obtaining a resale certificate for Indiana that includes TAX ID # AND LOC# | 7/20/2008 |
| Q: In order to start my business and purchase the inventory that I want from a certain wholesale ... A: Please read the following rulings regarding the Indiana Resale Certificate, one for out the state ... | |
| Question about starting a business | 7/4/2008 |
| Q: I have an idea to start a financial consulting business. In my mind, my primary goal in consulting ... A: You have the perfect picture yourself. I think that your own experiences and mistakes would be the ... | |
| Question regarding online business | 7/3/2008 |
| Q: I am a canadian resident and I want to start an online clothing business, by buying clothing ... A: Concerning your questions. Reselling clothing online is a legal business. Some employees who want ... | |
| Canadian Starting a Business in US. | 6/20/2008 |
| Q: I am a Canadian with a Green Card and have Canadian friends with no US status who have just ... A: I apologize for the delay in my response and I thank you in advance for your patience. Please see ... | |
| How to start a college | 6/19/2008 |
| Q: i am a student of business management and my aim is to start a degree college in rural india.for ... A: I found valuable information that could guide you through the process in the web page below. I hope ... | |
| How to start a college | 6/14/2008 |
| Q: i am a student of business management and my aim is to start a degree college in rural india.for ... A: I am confused regarding your question. Seems that you are actually pursuing a degree (Business ... | |
| Abrir un restaurant mexicano | 6/6/2008 |
| Q: Hola Consuelo, Mi esposo quiere abrir un restaurant Mexicano pequeno tipo taqueria. husted cree que ... A: Hola Noelia, Disculpa la demora en responder a tu pregunta; estuve fuera del pais y no he podido ... | |
| Need Help - Reg | 6/3/2008 |
| Q: I am Ramesh Kumar,a BBA graduate,28 Years Old, Want to be an Entrepreneur but have no money for ... A: Ramesh Kumar, Congratulations on your determination and courage to pursue your dreams. Your Your ... | |
| How do I start a sowftware company | 6/2/2008 |
| Q: How do I start a sowftware company? I want to start a softwarew company but have no idea how i can ... A: Your question is very vague, however, I am assuming that you have a strong computer background with ... | |
| Looking for comparative data on profit margins | 5/30/2008 |
| Q: First, thank you for taking the time to read this. I am in business and am contracted with the ... A: There are lots of databases where you get information by paying fees, however, I find that ... | |
| remailing serivce | 5/25/2008 |
| Q: I would like to start a remailing service. That is, people who want to mail something but don't want ... A: Your goal is setting up a remailing service in a very small scale. Due to many reasons people who ... | |
| getting Bonded | 5/18/2008 |
| Q: I work on historically significant musical instrument that are worth up to and sometimes over ... A: First of all I apologize for the delay in my response. This time of the year has been extremely ... | |
| Selling goods to Czech Republic | 5/1/2008 |
| Q: I am thinking of opening a business of selling goods to Czech Republic. Many friend and people are ... A: Retailing in the Czech Republic Selling goods to other countries has always customs implication in ... | |
| Corporations/LLC | 4/28/2008 |
| Q: I have a question about setting up a corporation or LLC (Limited Liability Company). I have an ... A: The West's Business Law Tenth Edition states that the Limited Liability Company, LLC, is a hybrid ... | |
| dance club | 4/7/2008 |
| Q: how coul you make a dance club? how much does it cost A: A dance club like is like any other business, thus, it takes the same elements to achieve success. ... | |
| entrepreneurs | 4/3/2008 |
| Q: I am doing my project on entrepreneurs.I was wondering if could take some time off and answer my ... A: However, it seems that there is a misundertanding here because I know nothing about hotels since I ... | |
| STARTING MY OWN CAFE/BAKERY | 4/1/2008 |
| Q: I LIVE IN CONCORD, NC AND WOULD LIKE TO OPEN A SMALL SPANISH BAKERY/ CAFE SHOP IN SOUTH CHARLOTTE. ... A: Being an entrepreneur is always a challenge. Success comes of course working hard, persevering, and ... | |
| Business Plan | 3/30/2008 |
| Q: I was thinking about using an on line business preparing company (Master Plans Busine)to complete my ... A: First and foremost, I want to congratulate you for being proactive in your approach to your ... | |
| hawaiian BBQ | 3/29/2008 |
| Q: See L&L growing, like to open the Hawaiian BBQ restaurant. I got a great deal, the owner runs a ... A: So sorry I made a mistake when I provided you with the web page link. Your decision seems reasonable ... | |
| OWNING STOCK & RUNNING SCHOOL | 11/1/2006 |
| Q: CAN THIS BE DONE EVEN IF ONE OF THE OWNERS HAS A FELONG OF DRUG SELLING,SERVED TIME,HAPPENED 10 ... A: First of all I want to apologize for the delay in answering your question. I have had time ... | |
| private vs. charitable non-profit | 10/24/2006 |
| Q: what is the difference between a private non-profit and a charitable non-profit (501c3)? A: I apologize for the delay in providing an answer to your question. I had a deadline and I lost track ... | |
| New Buisness loan/grant information | 10/22/2006 |
| Q: I live in the state of Kentucky. Myself and another gentleman was thinking of starting a buisness ... A: The very first thing that you need to do to get a loan or grant is to have a powerful business plan ... | |
| starting a business | 10/5/2006 |
| Q: I am on the process of starting an online company. I was wondering if you could tell me how to ... A: Starting a business online means starting a regular business, the fact that it is online does not ... | |
| Sole Proprietership vs. Employee? | 10/2/2006 |
| Q: I'm fairly new as an Expert in another category, and find myself in a position to ask not answer for ... A: I am truly sorry that I could not answer your question before; I got swamp with many things this ... | |
| party jumpers for kids | 9/23/2006 |
| Q: I want to start a small buisness what is my first step? Do I have to have insurance? A: your concerns are important to me. You are in the right direction by having questions in reference ... | |
| Should I form an LLC or S corp | 9/20/2006 |
| Q: I want to start a business with a partner. My partner will be both an owner and an employee. My ... A: Corporation is a legal person separate from its owners which has many of the rights, obligations, ... | |
| Business Financing | 9/3/2006 |
| Q: I am interested in starting my own business and have read several articles reguarding using 401K ... A: There is an article that I think provides an answer to your question in an accurate manner. Please ... | |
| Business Structure in Australia | 8/31/2006 |
| Q: Hullo and thank you for offering your skills. Do you have Australian Business Structure experience. ... A: The business structure in every country is slightly different from the American structure. Since the ... | |
| What is a business telephone number worth? | 8/28/2006 |
| Q: We have closed our 40 year old muffler shop. Annual gross sales were about $500K per year. It is ... A: The phone number is not your property. You acquired the right to use it. Under common law, the right ... | |
Starting a Small Business
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Consuelo Herrera, International Accountant and Fraud Examiner
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Expertise
I can answer all type of questions concerning small businesses, especially those dealing with business decision-making, tax-saving considerations, tax-saving strategies, financing, writing business plans, accounting matters, budgeting, etc. I would love to provide people suggestions on how to prevent and detect fraud so that owners start by being proactive in protecting their wealth since the very beginning of their entrepreneurial affairs. I can answer questions to both English and Spanish population. I am very committed to keep my standards up today so I know many resources where I can direct those seeking advice.
Experience
As financial consultant I have advised all type of private companies in two countries and I have seen their growth and success over time. I worked for more than ten years in one of the largest banks in Colombia where I occupied different positions of increasing responsibility: head of the credit department, head of the international trade dept, analyst of the strategic planning dept. Working for a US CPA firm I was in charge of different engagements for start-up businesses, etc.
Organizations
AICPA (American Association of Certified Public Accountants), ACFE (Association of Certified Fraud Examiners), ACFEI (American College of Forensic Examiners, USF Alumni.
Education/Credentials
Bachelors of Sciences in Business Administration – Accounting
University of South Florida USF – Tampa Florida
Catholic University – Colombia
Title earned: Specialist in Tax and Customs
Central Foundation University – Colombia
Title earned: Certified Public Accountant.
On August, 2006 I passed all four sections of the Certified Fraud Exam which tests for proficiency in the following areas: Criminology and Ethics, Financial Transactions, Legal Elements of Fraud, and Fraud Investigation.
Awards and Honors
As employee of Forensic Technology Inc. a Canadian company with locations and sites worldwide, I was the winner of the 2005 President's award in the category of Cost Savings through Efficiency or Innovation granted in January 2006 in Montreal, Canada.
Past/Present Clients
I have provided advice to all kind of companies: manufacturing, service, consulting, non profit organizations, etc.
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