Tax Law (Questions About Taxes)/HSA overcontribution


This is a follow-up to an earlier msg I sent to you regarding an overcontribution I had to my HSA in 2012.

Well, I took your advice and called my HSA administrator and told them that I accidentally overcontributed $430 to my HSAs in 2012, so they cut a check back to me.

I have already input all my W2 data and HSA data into Turbotax and sure enough, my HSA deduction on page 1 has been reduced from the max $6,250 to $5,820.  Now that I have received that check from my HSA administrator, what do I do?  Report the $430 as income in 2012? Do I need to request another W2 from my employer?


Thanks for your follow up.

Since the HSA deduction has been reduced, you don't need to include it as income.  As I understand it, the correction will appear on a subsequent statement from your HSA administrator.  At this point, you don't need to do anything special.

Hope this helps.

John Stancil, CPA

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John Stancil, CPA


I can answer questions on personal income taxes, partnerships, and some corporate income taxes. I can deal with some state tax questions. Limited gift and estate tax questions. I am also familiar with ministerial and church tax reporting issues. I am Professor Emeritus at Florida Southern College. Sales taxes and property taxes are state and local issues so I am not likely be be able to give you an in depth answer on those types of taxes. I have maintained a CPA practice, specializing in tax, for over 35 years. I am a member of the National Association of Tax Professionals, The Florida Insititute of CPA's, The NCPE Fellowship. In addition I am a Certified Mentor for SCORE. Visit my website at I also offer seminars and consultations to churches and clergy on their tax issues at Also visit my blog, I am listed on Tax Connections at Prepare and file your own taxes at


I hold a doctorate in Accounting, and am a CPA. My certifications of CIA, CFM, and CMA are inactive. I passed all certification examinations on the first attempt, and received honorable mention for my scores on the CIA exam. I have operated a CPA firm for over 37 years and have taught accounting and tax at the college level for over 35 years.

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