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About Kate Morgan
(Top Expert on this page)

Expertise
I can answer questions about cancellation of a timeshare or vacation ownership whether it is a recent purchase or a purchase that is 20 years old. I can offer assistance regardless of where you live or where you purchased, including Mexico. Regardless of whether or not your are paid in full or still making payments I am able to assist you in getting out of your timeshare. I cannot answer questions in regard to resale or rental income.

Experience
I currently work for The Owners' Advocate, a consumer rights advocacy group representing timeshare owners who have encountered fraud or misrepresentation, or simply want to be out of a timeshare that is paid in full. Previously I worked in the timeshare industry for several years as a Quality Control Manager. As a QCM I reviewed the paperwork with clients and answered any questions at the time of sale. In addition, I assisted clients with issues, questions, or cancellations that arose after the purchase.

Education/Credentials
I have a Timeshare License and previously held a Real Estate License. I also worked for a Title Company as a Closing Coordinator.

   

You are here:  Experts > Shopping > Vacation Homes/Time-Shares > Time-Shares

SubjectDate AskedExpert

2 many time shares and not enough money11/11/2009Sean Austin
  Q: Sean, My wife and I have 5 timeshares and want to get rid of 3 of them. We can pay off 1 in Orlando ...
  A: Eric, In that case if you are in need of getting rid of them as soon as possible the only thing I ...
What options do I have11/10/2009Kate Morgan
  Q: I have a time share with Estate Resort in North Miami, the current balance is about 2,500.00, even ...
  A: Your timeshare really isn't worth what you paid for it. As for selling it, I am not sure you would ...
No availability/carry over11/9/2009Kate Morgan
  Q: I have owned a timeshare with Ron Jon Cape Caribe resort for approximately 5 years. I paid my ...
  A: Unfortunately Ron Jon can impose a cutoff date for your use year. As for banking your week, I ...
2 timeshares no longer want them11/8/2009Kate Morgan
  Q: My spouse and I have two timeshares. Fully paid for over 10 years. Maintenance fees are up-to-date ...
  A: On your own the timeshare company will not take back inventory that was sold. Turning a timeshare ...
timeshare exit11/6/2009Kate Morgan
  Q: I own a deeded Fl. timeshare. Silver lake Resort in Kissemmee. it is based on the points system, not ...
  A: The market is flooded with people trying to sell their timeshares, so they really are not worth ...
Tahiti Village Time Share11/6/2009Sean Austin
  Q: Last year I was scooped to buy a time share in TahitiVillage Phase II. After sales pitch and false ...
  A: PLasmid, The only thing I could suggest you do is to get in touch with the Better Business Bureau, ...
timeshare package offer11/5/2009Kate Morgan
  Q: hope you can help an give me some guidence. i and my family recently attended a westgate resort ...
  A: What you purchased is a trial package with Westgate. If you authorized them to charge your credit ...
Timeshare maintenece11/4/2009Sean Austin
  Q: I own a timeshare (completely paid off) in the Bahamas.I do not want it anymore and cannot sell ...
  A: Gary, First off, if you just stop paying your maintenance it will most likely resort in some sort ...
getting rid of a timeshare11/4/2009Kate Morgan
  Q: I have 2 timeshares that my ex and I purchased quite a few years ago. We split and our agreement ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Inherited timeshares?11/3/2009Kate Morgan
  Q: My father in-law passed recently. My wife is the personal representative of her father's estate. ...
  A: I am sorry you and your wife are in this situation. It is possible to get out of a timeshare ...
76 year woman pressured into upgrade11/2/2009Sean Austin
  Q: My mom a 76 year old widow recently (Sept 2009) spent a week at her Wyndham timeshare in Branson, ...
  A: Doug, Timeshare companies will use an assortment of tactics to get new customers and current ...
Misled on right to cancel my timeshare purchase11/1/2009Kate Morgan
  Q: I've recently come back from my honeymoon in Mexico. While we were there we ended up having the ...
  A: It is possible to get out of a timeshare contract even though you are outside of the right of ...
Tahiti Village Time Share10/29/2009Sean Austin
  Q: Last year I was scooped to buy a time share in TahitiVillage Phase II. After sales pitch and false ...
  A: plasmid, The best advice i can give you would of course to stop paying your monthly dues, because ...
timeshare10/28/2009Kate Morgan
  Q: my sister and I bought a time share back in 2008 when we went to Florida for our first vacation we ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
Timeshare debt10/28/2009Kate Morgan
  Q: We purchased a timeshare in 1991. In 2002 we paid that years maintenance and included a letter to ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
Are we ok?10/24/2009Sean Austin
  Q: My husband and I took a trip to Vegas and was duped into signing with Planet Hollywood. After I ...
  A: Im sorry Jill but the canceling when longer than 5 days is only for their half, that simply states ...
fraudulent contract10/23/2009Sean Austin
  Q: My friends and I purchased a timeshare at Orange lake in March of 2009. We were all listed as ...
  A: Unfortunately Verita it sounds that you might have gotten scammed. I would suggest researching my ...
Westgate Planet Hollywood10/22/2009Sean Austin
  Q: We are among the idiots who bought into Planet Hollywood by Westgate. We paid what we paid, put ...
  A: Unfortunately Jeff, my company, Timeshare Advocacy has tried to deal with timeshares that are ...
Timeshare re-sale or fraud?10/21/2009Sean Austin
  Q: My question has two parts. First I had bought a time share at Villas at summer Bay in Kissimee Fl. ...
  A: Unfortunately you are right about the resale company. Most resale companies that take your money up ...
timeshare10/21/2009Sean Austin
  Q: I bought a timeshare last June and I haven't been able to make payments or pay the maintenance fees. ...
  A: Damion, My suggestion would be to try and sell the thing as quickly as possible. Even though you ...
Get out of timeshare10/18/2009Sean Austin
  Q: I signed up timeshare on July 2009 from Silverleaf RCI resort, I just found out the contract is not ...
  A: Tuan, since you bought your timeshare within this year and you were given false information about ...
Sales package10/15/2009Sean Austin
  Q: We were offered a package to stay at Marriott Oceana Palms in Singer Island, FL for 4 nights for ...
  A: Sometimes these deals can be great when attending a 90 minute sales pitch, but $299 seems a bit ...
get out of time share10/15/2009Sean Austin
  Q: My parents purchased a time share 3 years ago without much knowledge about using one. Since then my ...
  A: Cheryl, my suggestion would be to check out websites online that will be your timeshare from you for ...
Newbie needs direction10/14/2009Sean Austin
  Q: We are looking to travel N. America for a few months a year when we retire. We do not currently own ...
  A: Bill a big con with the points system is that you can never get enough points to do everything you ...
rescinding period not disclosed10/2/2009Kate Morgan
  Q: We recently purchased a time-share with Westgate resorts and want to cancel it. During the process, ...
  A: I apologize for the delay in my answer. I was out of the office and neglected to set my settings as ...
Changed mind on Timeshare Purchase10/1/2009Kate Morgan
  Q: On Sept 24 my husband and I purchased a time share in Las Vegas, NV (we live in Ca). On Sept 27th ...
  A: I apologize for the delay in getting back to you. I was out of the office and neglected to set my ...
silverleaf timeshare9/30/2009Kate Morgan
  Q: we bought a timeshare week at hill country resort in Canyon Lake, TX on July 2008, we still have ...
  A: I apologize for the delay in my response. I was out of the office and neglected to update my ...
silverleaf timseshare9/16/2009Kate Morgan
  Q: On September 6th a Sunday my husband and I purchased a timeshare at Silverleaf Seaside resort.we ...
  A: The date of purchase is not included in the rescission period so you were within your right to ...
canceling timeshare9/15/2009Kate Morgan
  Q: I purchased a timeshare on 9/12/09 with my boyfriend and now we want to cancel it but don't know ...
  A: If you made the purchase in SC the rescission period in the is 5 days (not 5 business days). As you ...
Club Dues9/14/2009Kate Morgan
  Q: We have a timeshare at Liki Tiki Village near Orlando, Florida, which is paid in full. Our ...
  A: It is possible to turn a timeshare back over to the timeshare company with some assistance from a ...
cancelation within 7 days ?9/13/2009Kate Morgan
  Q: i gut sucked into a timeshare presentation 2 days ago and listened for about 2 hours to them. they ...
  A: Just to caution you the rescission period varies by state. What state did you purchase in? Do you ...
Westgate resorts9/11/2009Kate Morgan
  Q: My husband and I have a timeshare at Westgate resorts. We fell behind in our payments and received a ...
  A: Typically the collection agencies will charge 40% to 50% fees for their services. I would recommend ...
foreclosure9/11/2009Kate Morgan
  Q: I live in Canada and in 2007 we purchased a timeshare in Orlando Florida. At the time we bought it ...
  A: I am sorry you have fallen victim to this timeshare trap. You are correct in stating that your ...
non payment of annual dues9/11/2009Kate Morgan
  Q: I own a timeshare in Park City, Utah. The annual dues are now about 30% of the value. I would like ...
  A: I would never recommend stopping payment without some type of recourse in place. You have a binding ...
Westgate Cancellation Fees9/10/2009Sean Austin
  Q: I purchased a Westgate resort and as soon as I got home I was regreting it as I gave it more ...
  A: Lliana, As long as you sent your cancellation letter within the required time frame for ...
timeshare nightmares of mine:(9/10/2009Kate Morgan
  Q: I have been insanely stupid and have been seduced into 3 different timeshare contracts. How do I ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
Cancelation of Timeshare due to Illness?9/7/2009Kate Morgan
  Q: my father bought a timeshar about 6months ago with Crown Club in Florida. He has been making his ...
  A: So sorry to here your father is ill. We can certainly assist him in the cancellation of his ...
Unusable Timeshare / Misrepresentation9/6/2009Kate Morgan
  Q: I bought a timeshare in Las Vegas in January 06 - based on the promised fact that I could exchange ...
  A: We will provide you with everything that you will need to get the timeshare contract cancelled. ...
cancellation of timeshare9/5/2009Kate Morgan
  Q: My wife and I purchased a timeshare 7-09, this was a high pressure situation. We signed a contract ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Westgate Las Vegas9/4/2009Kate Morgan
  Q: My husband and I went to Las Vegas, NV to enjoy a weekend together. AS we were walking down the ...
  A: The cancellation in Nevada is 5 days (not 5 business days) and they do have to honor the postmark ...

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