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About Kate Morgan
(Top Expert on this page)

Expertise
I can answer questions about cancellation of a timeshare or vacation ownership whether it is a recent purchase or a purchase that is 20 years old. I can offer assistance regardless of where you live or where you purchased, including Mexico. Regardless of whether or not your are paid in full or still making payments I am able to assist you in getting out of your timeshare. I cannot answer questions in regard to resale or rental income.

Experience
I currently work for The Owners' Advocate, a consumer rights advocacy group representing timeshare owners who have encountered fraud or misrepresentation, or simply want to be out of a timeshare that is paid in full. Previously I worked in the timeshare industry for several years as a Quality Control Manager. As a QCM I reviewed the paperwork with clients and answered any questions at the time of sale. In addition, I assisted clients with issues, questions, or cancellations that arose after the purchase.

Education/Credentials
I have a Timeshare License and previously held a Real Estate License. I also worked for a Title Company as a Closing Coordinator.

   

You are here:  Experts > Shopping > Vacation Homes/Time-Shares > Time-Shares

Questions Answered By Expert  Kate Morgan 
In Category  Time-Shares

SubjectDate Asked

Title11/21/2009
  Q: We would like to transfer our timeshare to our daughter and son-in-law, do you know how we can do ...
  A: Here in the states it would require a quit claim deed to transfer the title. I am not certain what ...
What options do I have11/10/2009
  Q: I have a time share with Estate Resort in North Miami, the current balance is about 2,500.00, even ...
  A: Your timeshare really isn't worth what you paid for it. As for selling it, I am not sure you would ...
No availability/carry over11/9/2009
  Q: I have owned a timeshare with Ron Jon Cape Caribe resort for approximately 5 years. I paid my ...
  A: Unfortunately Ron Jon can impose a cutoff date for your use year. As for banking your week, I ...
2 timeshares no longer want them11/8/2009
  Q: My spouse and I have two timeshares. Fully paid for over 10 years. Maintenance fees are up-to-date ...
  A: On your own the timeshare company will not take back inventory that was sold. Turning a timeshare ...
timeshare exit11/6/2009
  Q: I own a deeded Fl. timeshare. Silver lake Resort in Kissemmee. it is based on the points system, not ...
  A: The market is flooded with people trying to sell their timeshares, so they really are not worth ...
timeshare package offer11/5/2009
  Q: hope you can help an give me some guidence. i and my family recently attended a westgate resort ...
  A: What you purchased is a trial package with Westgate. If you authorized them to charge your credit ...
getting rid of a timeshare11/4/2009
  Q: I have 2 timeshares that my ex and I purchased quite a few years ago. We split and our agreement ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Inherited timeshares?11/3/2009
  Q: My father in-law passed recently. My wife is the personal representative of her father's estate. ...
  A: I am sorry you and your wife are in this situation. It is possible to get out of a timeshare ...
Misled on right to cancel my timeshare purchase11/1/2009
  Q: I've recently come back from my honeymoon in Mexico. While we were there we ended up having the ...
  A: It is possible to get out of a timeshare contract even though you are outside of the right of ...
timeshare10/28/2009
  Q: my sister and I bought a time share back in 2008 when we went to Florida for our first vacation we ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
Timeshare debt10/28/2009
  Q: We purchased a timeshare in 1991. In 2002 we paid that years maintenance and included a letter to ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
rescinding period not disclosed10/2/2009
  Q: We recently purchased a time-share with Westgate resorts and want to cancel it. During the process, ...
  A: I apologize for the delay in my answer. I was out of the office and neglected to set my settings as ...
Changed mind on Timeshare Purchase10/1/2009
  Q: On Sept 24 my husband and I purchased a time share in Las Vegas, NV (we live in Ca). On Sept 27th ...
  A: I apologize for the delay in getting back to you. I was out of the office and neglected to set my ...
silverleaf timeshare9/30/2009
  Q: we bought a timeshare week at hill country resort in Canyon Lake, TX on July 2008, we still have ...
  A: I apologize for the delay in my response. I was out of the office and neglected to update my ...
silverleaf timseshare9/16/2009
  Q: On September 6th a Sunday my husband and I purchased a timeshare at Silverleaf Seaside resort.we ...
  A: The date of purchase is not included in the rescission period so you were within your right to ...
canceling timeshare9/15/2009
  Q: I purchased a timeshare on 9/12/09 with my boyfriend and now we want to cancel it but don't know ...
  A: If you made the purchase in SC the rescission period in the is 5 days (not 5 business days). As you ...
Club Dues9/14/2009
  Q: We have a timeshare at Liki Tiki Village near Orlando, Florida, which is paid in full. Our ...
  A: It is possible to turn a timeshare back over to the timeshare company with some assistance from a ...
cancelation within 7 days ?9/13/2009
  Q: i gut sucked into a timeshare presentation 2 days ago and listened for about 2 hours to them. they ...
  A: Just to caution you the rescission period varies by state. What state did you purchase in? Do you ...
Westgate resorts9/11/2009
  Q: My husband and I have a timeshare at Westgate resorts. We fell behind in our payments and received a ...
  A: Typically the collection agencies will charge 40% to 50% fees for their services. I would recommend ...
foreclosure9/11/2009
  Q: I live in Canada and in 2007 we purchased a timeshare in Orlando Florida. At the time we bought it ...
  A: I am sorry you have fallen victim to this timeshare trap. You are correct in stating that your ...
non payment of annual dues9/11/2009
  Q: I own a timeshare in Park City, Utah. The annual dues are now about 30% of the value. I would like ...
  A: I would never recommend stopping payment without some type of recourse in place. You have a binding ...
timeshare nightmares of mine:(9/10/2009
  Q: I have been insanely stupid and have been seduced into 3 different timeshare contracts. How do I ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
Cancelation of Timeshare due to Illness?9/7/2009
  Q: my father bought a timeshar about 6months ago with Crown Club in Florida. He has been making his ...
  A: So sorry to here your father is ill. We can certainly assist him in the cancellation of his ...
Unusable Timeshare / Misrepresentation9/6/2009
  Q: I bought a timeshare in Las Vegas in January 06 - based on the promised fact that I could exchange ...
  A: We will provide you with everything that you will need to get the timeshare contract cancelled. ...
cancellation of timeshare9/5/2009
  Q: My wife and I purchased a timeshare 7-09, this was a high pressure situation. We signed a contract ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Westgate Las Vegas9/4/2009
  Q: My husband and I went to Las Vegas, NV to enjoy a weekend together. AS we were walking down the ...
  A: The cancellation in Nevada is 5 days (not 5 business days) and they do have to honor the postmark ...
Unusable Timeshare / Misrepresentation9/2/2009
  Q: I bought a timeshare in Las Vegas in January 06 - based on the promised fact that I could exchange ...
  A: First of all I am sorry you are in this timeshare mess. The Owners' Advocate specializes in ...
Cancellation of Contract in S.C.9/2/2009
  Q: 9-01-09 Hi Kate, Thanks for taking the time to read and respond to my question. My husband and I ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
timeshare - possible foreclosure9/2/2009
  Q: We've owned a timeshare in Kissimmee, FL for about 6 years. We paid the principal in full our first ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
timeshare payments9/1/2009
  Q: Kate, I am very close to loosing my home and am currently paying on a timeshare, I am trying to ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Foreclosure after 3 months late on maintenance9/1/2009
  Q: Hoping you can advise me... I have owned my timeshare in St.Maarten for 20 years. My maintenance has ...
  A: Yes legally they can foreclose on you for non-payment. I do not think all hope is lost. Contact ...
timeshare release8/30/2009
  Q: My Mother owns a paid-up timeshare that she no longer wants. She and my now deceased Father paid ...
  A: It is possible to get out of a timeshare regardless of the number of years you have owned. The ...
cancellation recent timeshare agreement in Aruba8/26/2009
  Q: Firmé un contrato de tiempo compartido en Aruba el 11 de agosto de 2009. En mi decisión de comprar ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
TIME SHARE QUESTION8/26/2009
  Q: my husband and I purchased a time share in June 1 and we are would like see if we can get ready the ...
  A: We do not have an office in Florida. The Owners' Advocate helpline is located in Nashville, TN. If ...
Cancel Contract8/25/2009
  Q: I went for a review of my contract in Atlantic City, NJ on 6/16/09. One of the first things I told ...
  A: Unfortunately your story is a very familiar one and I am sorry you are dealing with this. It is ...
selling timeshare8/24/2009
  Q: How can I go about getting payment upfront before closing, I am going to try & sell my timeshare ...
  A: You could ask for a money order for the full amount or a down payment prior to closing to be sure ...
Consequences of not paying timeshare maintenance8/21/2009
  Q: I have a fixed week, deeded timeshare. I want to get out of it. What are the consequences if I just ...
  A: One of the common questions that comes up about timeshares is "What will happen if I stop paying?" ...
Donating a TimeShare8/20/2009
  Q: My parents have a couple of timeshare properties (one week in Branson and 4 weeks in Naples, FL) and ...
  A: While donating a timeshare may seem like a great option, you need to consider that the charity will ...
How do I get out of a time share contract.8/20/2009
  Q: On 7/31/09, My wife and I purchased a time share at Westgate Vacation Villas in Kissimme, FL. We ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
TITLE CHANGE DUE TO DIVORCE8/19/2009
  Q: My ex-husband was given the timeshare we had in Florida as part of our divorce. My lawyer prepared a ...
  A: You will need to fully execute the quit claim deed to get the timeshare transferred from your name ...
Timeshare Season and Resale8/14/2009
  Q: Two questions please: 1. When you purchase a Marriott gold week, is it possible to trade into a ...
  A: When you purchase a gold week you will be able to trade for a gold week or anything below. ...
Time-Share Cancellation8/13/2009
  Q: Morgan: I signed a contract with Gold Key Resorts in Virginia Beach,VA on May 22, 2009. I decided ...
  A: The rescission period in Virginia is seven days, regardless of when the post office is open or ...
misrepresentation8/13/2009
  Q: I purchased a Bluegreen Timeshare in July 2007. Purchased additional points in Oct 2009. I was told ...
  A: I am sorry you are caught up in this timeshare mess. The time frame to dispute your contract in the ...
timeshare8/11/2009
  Q: last june we bought a timeshare in spain ,but we have since dont have the money to continue ...
  A: I would never recommend stopping payment without some type of recourse in place. You have a binding ...
timeshare8/11/2009
  Q: Good morning, I bought a timeshare and I was happy about it until I lost my job this past week. The ...
  A: It is possible to get out of a timeshare if you feel at all that what you purchased was not was ...
cancelation of contract8/5/2009
  Q: I upgraded, big mistake, and then the next morning I gave the salesperson a letter of cancellation. ...
  A: When you did the upgrade the timeshare that you originally owned was used in an equity trade to ...
upgrading and recinding8/3/2009
  Q: I have some questions regarding a timeshare we own at Planet Hollywood. If you own something ...
  A: You must cancel within the rescission period as written on your contract. By rescinding the upgrade ...
timeshare8/3/2009
  Q: I bought a timeshare in 2004 for every other year. I can't afford it, it's hard enough taking care ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Timeshare -Maintenance fee reduction/points upgrade7/29/2009
  Q: I was recently contacted by Celebration World Resort where I own. My maintenance fee is semi high. ...
  A: Lets start with the fact that we are talking about the timeshare industry. My first thought was if ...
I am not happy with my timeshare.7/29/2009
  Q: I just bought a timeshare in May, when I bought it I was told I could take RCI anytime of the year. ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
free ad7/25/2009
  Q: I would like to know if www.bidshares.com is a safe and honest free wedsite.Can you comment on this ...
  A: I certainly do not feel comfortable recommending any resale company. Daily I take calls from ...
time share - renunciation7/24/2009
  Q: I'm writing you from Madrid,Spain. Our case is as follows: November 2002, we bought a week (odd ...
  A: This is a standard deed back deeding the property back to the Westgate. The "By execution" ...
Sell Timeshare7/24/2009
  Q: We bought our timeshare in December in Orlando. We're from Trinidad. We've been making payments ...
  A: Your timeshare isn't worth near what you paid for it on the resale market, so you will be far better ...
rescinding timeshare contract7/24/2009
  Q: My wife and I completed a purchase of a Westgate Resorts timeshare in Myrtle Beach SC recently. Upon ...
  A: The rescission period in the state of South Carolina is 5 days (not 5 business days). As you have ...
Cancelling Timeshare7/23/2009
  Q: I went to Puerto Vallarta at the end of June, and there was a lady at the airport that offered ...
  A: First of all I am sorry you are in this timeshare mess. The Owners' Advocate specializes in ...
by law how soon can La Cabana foreclouse on my timeshare7/23/2009
  Q: We paid in full our timeshare in 2006 and we were paying our maint.fees but since 2007 we started ...
  A: Unfortunately they can legally foreclose on you. I would recommend enlisting the help of a third ...
Walking away7/23/2009
  Q: My mother owns two time shares. She still is making payments on one she owes 20k on. The other is ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Cancel a US timeshare from Mexico7/22/2009
  Q: My name is Angel I live with my family in Mexico. In 2003 we went to Orlando, Florida for vacations ...
  A: It is possible to get out of a timeshare regardless of the number of years you have owned. The ...
stop timeshare payments7/21/2009
  Q: I purchased a time share in Las Vegas in April of this year, and still have payments for the next 6 ...
  A: Trans Union and Equifax cover the US and Canada, so it will affect your credit rating in Canada. ...
wyndham timeshare7/18/2009
  Q: My husband and I took a 90 minute tour in wisconsin dells a couple of years ago. We did not know ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
time share forfeit or not forfeit ... ???7/17/2009
  Q: My mother purchased 2 weeks time share in Puerto Vallarta, Mexico in 1986 with UVC with a ...
  A: One of the common questions that comes up about timeshares is "What will happen if I stop paying?" ...
Misrepresentation7/17/2009
  Q: We bought a timeshare at Westgatelakes in 2002. We was led to believe that we bought a high value ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
Get rid of my timeshare.7/17/2009
  Q: and the remaining left is like $5600. We want OUT! how can we do so? please help. thanks
  A: We have many clients that have owned with Silverleaf that we have assisted in canceling their ...
get ridoff my timeshre7/16/2009
  Q: gold crown has been advertising my timeshare in Orlando for over two years.I paid them 800.00.On ...
  A: I do not know how credible Gold Crown is but it has been my experience that most resell companies ...
Consolodated Resorts7/14/2009
  Q: Greetings: I am among those who are freaking out about Consolidated Resorts filing Chapter 7. We ...
  A: First of all I am sorry you are in this timeshare mess. The Owners' Advocate specializes in ...
InheritedTimeshare7/12/2009
  Q: my father quit claimed two timeshares to me just before his death. Unfortunately I did not fully ...
  A: If you quit paying the maintenance fees the timeshare will foreclose on you, dropping your credit ...
Timeshare7/12/2009
  Q: I purchased a timeshare in Cabo in 2008, with my first year of use for 2009. Since I purchased they ...
  A: It is possible to cancel a timeshare contract based on misrepresentation. The Owners' Advocate ...
Stopping Reseller phone calls7/11/2009
  Q: My question is, how can I stop timeshare resellers from calling us? We had a timeshare in Florida ...
  A: If you haven't done so already, register your telephone numbers with the do not call registry at ...
Resent buyer7/10/2009
  Q: My wife and I purchased a timeshare from Consolidate Resort, who is now filing for bankruptcy, is ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
Consequences of letting the timeshare go7/8/2009
  Q: We would like to just let the timeshare go and quit paying fees on it. They can have it back. It ...
  A: The timeshare company will not take back inventory that was sold, just as a car dealer or builder ...
Timeshare nightmare7/8/2009
  Q: I own a timeshare in St Thomas Us Virgin Islands and was misrepresented by the comany (formerly ...
  A: It is a good thing your "red flag" went up while looking into the resale companies. I work for The ...
Getting rid of a timeshare7/7/2009
  Q: In August of 2006, my wife and I purchased a timeshare at Vacation Village at Bonaventure in ...
  A: The timeshare company will lead you to believe that you have no other option but to pay them or have ...
Consolidated Resort Bankruptcy7/3/2009
  Q: Now that they've filed for bankruptcy what happens to my timeshare and should I keep paying the on ...
  A: From the information provided by Consolidated they are closing some sales offices, but in no way ...
timeshare resale7/3/2009
  Q: hello there i have a biennial timeshare at anfi del mar beahclub is it possible to resell or even ...
  A: The timeshares resale market is flooded with inventory and your timeshare simply is not worth ...
WestGate Timeshare ripped me off and lied to me, help.7/2/2009
  Q: In 2006 I was in Orlando with my Son, we went to a Timeshare meeting and we both agreed to buy it at ...
  A: First of all I am sorry you are in this timeshare mess. The Owners' Advocate specializes in ...
Deeded timeshare7/2/2009
  Q: Last December, I was talked into buying a timeshare. I only have an agreement that I signed with the ...
  A: Jessica, We can guarantee cancellation of the contract. In regards to getting money refunded, we ...
Desperatly need out of timeshare and can't seem to find honest help7/1/2009
  Q: My wife and signed a timeshare contract for a deeded timeshar with orange lake resort and country ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. The Owners' Advocate ...
Buying foreclosed Marriott timeshare7/1/2009
  Q: I'm thinking about purchasing a foreclosed Marriott timeshare. Where is the best place to find out ...
  A: Typically when title transfers between family members any benefits of the timeshare remain intact. ...
Cancelling Purchase of membership in Cancuun6/30/2009
  Q: On 2/8/09 I purchased membership in an all inclusive resort-Palace Premier. I gave them a cash down ...
  A: By law the timeshare company must provide you with their cancellation period. Even though you are ...
Cancelling Mexico timeshare6/29/2009
  Q: on June 18th 2009 my wife and i purchased a timeshare in Los Cabos San Lucas, Mexico. After looking ...
  A: You certainly have the right to get out of your timeshare, but my experience tells me that you will ...
Deeded timeshare6/29/2009
  Q: Last December, I was talked into buying a timeshare. I only have an agreement that I signed with the ...
  A: By law you should receive a copy of every legal document that you sign at the time of closing. That ...
Time Share Presentation6/27/2009
  Q: Do you know anything about this company: http://www.grouprci.com/about/ I just gave them $300. ...
  A: RCI is the largest timeshare exchange company and they are owned by Wyndham Worldwide. The only ...
membership/timeshare6/25/2009
  Q: I had bought a membership with Thousand Trails about 2yrs ago, we stopped making payments because we ...
  A: I am sorry you are in this financial mess. Yes membership camping is like a timeshare where you are ...
canceling agreement6/24/2009
  Q: what is the time period or time frame to cancel an agreement? ANSWER: Hi Pat, The cancellation ...
  A: You must have your cancellation letter postmarked by the 5th day (including weekends). Somewhere ...
canceling agreement6/24/2009
  Q: what is the time period or time frame to cancel an agreement?
  A: The cancellation period varies by the state or country where you were at the time of purchase. It ...
revising purchase agreement on timeshare6/22/2009
  Q: I signed off on a timeshare purchase agreement with a conditional public report in Orange County, ...
  A: What it comes down to is whether or not the timeshare company wants to assist you in getting the ...
Disposing Fully Owned Time Shares6/19/2009
  Q: I am the owner of two weeks every year at the Makai Club Condos in Princeville,Kauai. I've owned ...
  A: I am not aware of any service provider that would assist you without a fee involved to handle the ...
Wyndam resorts are ruining my life- I want to get rid of it6/16/2009
  Q: I have recently realised that I have made the biggest mistake of my life. I am an owner of timeshare ...
  A: I am sorry you are having financial difficulties, obviously the last thing you need to be stressing ...
timeshare cancellation6/13/2009
  Q: My father deeded to me a timeshare in 2004. I did not sign the QCD. The ownership was ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
Club Regina Mexico We want out!6/11/2009
  Q: We have a timeshare with Raintree Club Regina all paid up! What a waist of money. After about a year ...
  A: While donating a timeshare may seem like a great option, you need to consider that the charity will ...
Special Assesment Fee6/10/2009
  Q: I have a time share which we have no dept on other then our yearly maintenance fee's, it is Club ...
  A: As part of the timeshare ownership there is a Property Owners Association (POA) similar to a Home ...
What happens if I stop paying for my timeshare?6/8/2009
  Q: I have a timeshare that is in Orlando Florida and I live in Chicago. I no longer can afford to pay ...
  A: The timeshare company will most likely foreclose on your timeshare if you fail to pay your bill and ...
cancellation of recent timeshare contract6/8/2009
  Q: How do I word the cancellation of recent timeshare contract, cancellation would be within the ...
  A: Examine your contract for mention of a rescission period. This is a set period during which you may ...
Cross border impact of foreclosure6/7/2009
  Q: My husband and I, who are Canadian, purchased a US time share from Shell Vacations Club a few months ...
  A: Consumer fraud is also defined as misleading statements that you reasonably rely upon to make a ...
Cross border impact of foreclosure6/5/2009
  Q: My husband and I, who are Canadian, purchased a US time share from Shell Vacations Club a few months ...
  A: Trudy, Consumer fraud is also defined as misleading statements that you reasonably rely upon to make ...
Wyndham, I can't get out!6/4/2009
  Q: Like some other people I have read about on this site, I am locked into this time share that I can ...
  A: I work for The Owners' Advocate and we have helped numerous Wyndham owners successfully cancel their ...
Cross border impact of foreclosure6/4/2009
  Q: My husband and I, who are Canadian, purchased a US time share from Shell Vacations Club a few months ...
  A: A foreclosure on your credit may drop your credit score up to 200 points. Since this is a major ...
What can you buy with Points5/30/2009
  Q: My husband and I have gone to many Timeshare presentations, but none suited us until we went to one ...
  A: During the development of a resort the timeshare point values are set and once approved by that ...
Shell vacations club5/29/2009
  Q: Purchased 4250 points annually beginning 9/2004. Principle is $9,000, interest is 11,000, total loan ...
  A: It is possible to get out of a timeshare contract based upon rights that you have as a consumer. ...
Time Share Cancellation at Orange Lake Resort5/26/2009
  Q: On April 11, 2009 i took a tour of Orange Lake Resorts, Orlando, Fl while on a Disney Vacation with ...
  A: The state of Florida has a ten day rescission peroid for timeshare purchases. Even though you are ...
Westgate Timeshare rescission period5/26/2009
  Q: ..which I am pasting in here.... #1 Question At a recent trip to Las Vegas we attended a ...
  A: The rescission period in the state of Nevada is 5 days (not 5 business days). As you have probably ...
Westgate Timeshare rescission period5/26/2009
  Q: ..which I am pasting in here.... #1 Question At a recent trip to Las Vegas we attended a ...
  A: The timeshare rescission period is governed by the state in which it was purchased, the range is ...
timeshare & quitclaim5/26/2009
  Q: I am granting 2 timeshares to my ex and was given a quitclaim deed form by her to fill out, sign and ...
  A: You will be free and clear as long as the quit claim deed is properly executed and recorded in the ...
Timeshare is going in to Foreclosure5/22/2009
  Q: 6 months ago I stopped making full payments because i couldn't afford it, so I would just make ...
  A: Generally a timeshare company will foreclose on you ruining your credit in the process. I strongly ...
Timeshare is going in to Foreclosure5/21/2009
  Q: 6 months ago I stopped making full payments because i couldn't afford it, so I would just make ...
  A: I am going to disagree with you in thinking that paying Shell Vacations $5000 is a good deal to walk ...
Buying a resell5/19/2009
  Q: Ron Jo Cape Caribe has a plan they offer local customers (w/in 90 miles they say) to buy a ...
  A: I contacted Ron Jon Cape Caribe vacation ownership sales department and was informed that the club ...
timeshare5/16/2009
  Q: I bought a timeshare in Florida May 6th-Wed, it's May 15th-Friday. Is their a cooling off period in ...
  A: I am sorry I was out over the weekend. There is a 10 day cooling off period in the state of Florida ...
Incomplete settlement paperwork5/13/2009
  Q: We agreed to purchase a timeshare in Jan. 09. We signed the paperwork and was told to come back the ...
  A: I understand that laws vary by state, but it is my understanding that you are required to sign for ...
timeshare mess5/13/2009
  Q: I am already late in my payments amd maintenace fees for this year 2009 on my time share at ILX ...
  A: It is possible to get out of a timeshare contract based on rights that you have as a consumer. You ...
Time Share Buy Back5/12/2009
  Q: I recently turned in a smaller time share as a deed in lieu. I had no idea of the credit effects! I ...
  A: It would seem to me that re-purchasing a timeshare would be counter-productive as you will again be ...
timeshare5/9/2009
  Q: We desperately need to get out of our timeshare. It is pd in full and all fees are pd up to date. ...
  A: Ms. Hall, While donating a timeshare may seem like a great option, you need to consider that the ...
foreclosure of timeshare5/8/2009
  Q: We purchased a timeshare last year and due to the economy we have suffered and currently in debt. ...
  A: One of the common questions that comes up about timeshares is "What will happen if I stop paying?" ...
wyndahm timeshare5/5/2009
  Q: I purchased a 154,000 point timeshare from Wyndham in 2003 at pre-construction in Ocean Blvd in ...
  A: Unfortunately your story is a very familiar one and I am sorry you are dealing with this. It is ...
Swine Flu - Mexico Trip cancellation5/2/2009
  Q: Kate, The RCI timeshare Mexico trip cancellation policy will return 100% of our pre-booked Mexico ...
  A: This is the message I received from RCI Points regarding them keeping your $192 processing fee. ...
Time Share Cancellation5/2/2009
  Q: My husband and I recently initiated the process of purchasing a timeshare. The contractual paperwork ...
  A: The cancellation notices are based on postmark date so you should be ok. I always recommend sending ...
Swine Flu - Mexico Trip cancellation4/30/2009
  Q: Kate, The RCI timeshare Mexico trip cancellation policy will return 100% of our pre-booked Mexico ...
  A: It is my understanding that RCI will not refund fees when cancellation is made 60 days or less from ...
turning back in owned timeshare week4/30/2009
  Q: I can't afford the maintenace fees anymore. I've tried listing my timeshare for sale, but with this ...
  A: Turning a timeshare back over to the timeshare company can be done with some assistance from a ...
getting out of orange lake time share4/29/2009
  Q: I'm trying to help a friend who was talked into buying a time share at Orange Lake Resort in Orlando ...
  A: It is possible to get out of a timeshare based upon fraud or misrepresentation. I would recommend ...
Returning time share4/27/2009
  Q: My husband and I have owned a timeshare in Los Abrigados for approx. 15 years - have never used it. ...
  A: It is possible to return a timeshare to the company you purchased it from. You will most likely ...
Owners Advocate4/27/2009
  Q: Can you give me more info on this Owners Advocate thing? Does it apply to us Canadians as well? We ...
  A: Sheila, If you feel your timeshare was purchased relying on information you found later to be ...
Timeshare default4/27/2009
  Q: I was hoping you could help me..my husband and i own a las vegas timeshare. We both live in Canada ...
  A: If you stop making the payments the timeshare company will foreclose on you and this will affect ...
Westgate4/26/2009
  Q: We bought a timeshare off Westgate Resorts. We are in the UK. We want to be rid of it so emailed / ...
  A: Westgate can foreclose on you affecting your credit for years in the future. I would recommend ...
Timeshare4/23/2009
  Q: I am active in the Army, I bought a timeshare in 2004 and tried to cancel it within 5 days of buying ...
  A: First of all thank you for your service. Can you tell me where you were when you purchased and how ...
want to get out of timeshare purchased Mar 20094/23/2009
  Q: I purchased a timeshare because of being pressured into it. It is at Westgate in Kissimmee, FL. I ...
  A: If Westgate stopped offering discounted airfare in Jan. and you purchased in Mar. the sales ...
Orange Lake, Kissimmee, FL4/22/2009
  Q: We owned a time share at this location for 15 years. We upgraded in Dec 2008 to a larger unit. My ...
  A: I would really like to discuss this with you further and I think a phone call would be best to talk ...
Orange Lake, Kissimmee, FL4/22/2009
  Q: We owned a time share at this location for 15 years. We upgraded in Dec 2008 to a larger unit. My ...
  A: I will need a little more information to thoroughly answer your question. Who do you own with? Was ...
Getting rid of a deeded timeshare4/18/2009
  Q: My parents are elderly and my father may be going to a nursing home soon due to Parkinson's. My ...
  A: I am sorry to hear about your parents and I can appreciate your frustration in this matter. I would ...
cancel timeshare4/18/2009
  Q: I have a timeshare that I can never use and i do not want it anymore i have try to give it back to ...
  A: I actually work for The Owners' Advocate on the helpline. I would need some more details to know ...
Cancelling timeshare immediately4/17/2009
  Q: We went to a timeshare presentation yesterday and the rep spoke to us for 4 hrs and made us take a ...
  A: Where were you when you purchased? What timeshare company pressured you into purchasing? Canceling ...
Tmeshare contract cancellation4/16/2009
  Q: What can I do if I can no longer afford my timeshare with Bluegreen. we are current on the mortgage ...
  A: I would need to know a little more about your situation to know if we can be of service to you. ...
timeshare default/foreclosure4/16/2009
  Q: My husband and I purchased a timeshare through Wyndham back in 2005. We have loan payments for this ...
  A: I am not at all surprised by your response. This is a very common tactic that Wyndham sales reps ...
timeshare default/foreclosure4/16/2009
  Q: My husband and I purchased a timeshare through Wyndham back in 2005. We have loan payments for this ...
  A: I am so sorry you are in this situation. I would never recommend stopping payment of a debt without ...
timeshare4/15/2009
  Q: I have a deed for a timeshare I bought in March 2009. The deed is not signed by the company. Could ...
  A: On the surface I would agree. However; I would recommend having a third party review the documents ...
Get rid of Timeshare4/14/2009
  Q: what do I have to do to just get out of the Bluegreen cycle? Can you pay the mortgage off and just ...
  A: First of all I am sorry you are in this timeshare mess. I would recommend getting a third party ...
timeshare cancelation4/14/2009
  Q: We have owned our timeshare for about 4 years and have only used it twice.We are behind in maintence ...
  A: First, I would never recommend stopping payment without some type of recourse in place. You have a ...
Default4/13/2009
  Q: About 10 years ago I bought a timeshare at an auction (Ocean High, Ocean City, Md.). A few years ago ...
  A: The timeshare company may foreclose on you or may threaten to put a lien upon your assets. I ...
timeshare foreclosure4/13/2009
  Q: Do all timeshare companies re-sell foreclosed timeshares?
  A: When a timeshare is foreclosed upon, the timeshare company will take the foreclosed property and ...
Own a week Divi Phoenix Aruba4/10/2009
  Q: We purchased week 40 at Phoenix, Aurba in 1999 for every other year. Do not want it any longer and ...
  A: They may do any of the following: threaten you with foreclosure, threaten to put a lien on your ...
Cancellation of Timeshare purchase in Fla.4/8/2009
  Q: I purhcased a timeshare in Fla on April 4, 2009. My uncle is giving me his timeshare and I don't ...
  A: Jane, Just because a timeshare was traded in on an upgrade does not absolve the timeshare company ...
Looking for a tradup vacation4/8/2009
  Q: Is there some were online we can look to trade up a week to go some were else thanks Abraham ...
  A: Abraham, There are two exchange companies that I would recommend depending on where you own. Royal ...
Timeshare cancellation4/8/2009
  Q: I bought a timeshare at Orange Lakes in Fla. on March 9,2009. They seemed to be low pressure and ...
  A: Vicki, You can send your cancellation letter but I assure you that they will deny it as you are ...

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