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About Ray Paulsen
(Top Expert on this page)

Expertise
confused buying new or used...buy with confidence from dealer or private...consumer fears...paying to much...getting a lemon...accident car...fair value for trade...negotiation process...etc...you simply want a fair deal...

Experience
over 30 years in automotive industry, management, retail, wholesale, appraisals, auctions, vintage

   

You are here:  Experts > Autos > Tips on Buying Cars > Tips on Buying Cars

SubjectDate AskedExpert

Buying new pickup truck11/17/2009Shari
  Q: It will be my primary vehicle for my family (2 kids ages 7 and 4) and also a towing vehicle for a ...
  A: Your first question...the future of GM is just fine. Even if they did tank your warranty will be ...
Warranty11/17/2009Ray Paulsen
  Q: Ray, does a typical bumper to bumper 3 yr, 36000 miles warranty on a new car usually include the ...
  A: Good question, and you don't sound petty to me, if you have all the original manual and ...
New pickup truck11/15/2009Don Yarnal
  Q: I have driven a Honda 02 minivan for 7 years. I am looking to buy a new pickup truck, 09 or 2010 for ...
  A: Linda:My question to you,how much will you tow?According to Ford website you can tow 9,300 lbs.(3/4 ...
Help on Trading in 2 Cars11/14/2009Don Yarnal
  Q: Here is my current situation: I am a college student and my current car is a 2008 Honda S2000 with ...
  A: David:With current rates,you may be able to get lower payment.Also consider on line ...
New pickup truck11/13/2009Don Yarnal
  Q: I have driven a Honda 02 minivan for 7 years. I am looking to buy a new pickup truck, 09 or 2010 for ...
  A: Linda:Thanks for your questions.The key to towing is GVWR(Gross,Vehicle,Weight,Ratio).This includes ...
backing out of used car purchase11/12/2009Jeremy Beck
  Q: We purchased a used car last night. My husband did sign all of the paperwork. We ended up ...
  A: Cori, Thanks for your question. Since you have not taken delivery of the vehicle, you are not ...
buying a newer used car11/12/2009Ray Paulsen
  Q: I have a couple of questions. I am moving to CA soon to a hilly/mountainous region. The Subaru ...
  A: Best time of year to buy a car is a question that have been answered in so many ways, if you want to ...
Help on Trading In 2 Cars11/11/2009Ray Paulsen
  Q: Here is my current situation: I am a college student and my current car is a 2008 Honda S2000 with ...
  A: You are not to far into negative factor with the Honda. An accident repair $6000. at todays rates is ...
car loan11/9/2009Jeremy Beck
  Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
  A: Scott, Thanks for your reply. Well, I think I have some bad news for you. Since you signed the ...
Used 2006 Volvo S4011/7/2009Ray Paulsen
  Q: I'm looking to buy a used 2006 Volvo S40 with about 77,000 miles from a dealer. On the high end of ...
  A: I was born and raised in Scandinavia, therefore I know the Volvo quite well. The average life span ...
Owe more on car11/7/2009Shari
  Q: I have a 2008 Saturn worth about 12,500. I owe 18,000 on it. I want a 2010 Equinox sticker is ...
  A: Claudia, the difference between what you owe (18,000) and what the car is worth (12,500) is called ...
Another Non-Resident question11/4/2009Ray Paulsen
  Q: I've lived in US for a while, studying in college. Now I'm back in my homecountry, Azerbaijan. I do ...
  A: First I must confess I had no idea where Azerbaijan was located, I have hear it mention through ...
car loan11/2/2009Jeremy Beck
  Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
  A: Scott, Thanks for your question. I have never in my entire life heard of a finance company ...
car loan11/2/2009Don Yarnal
  Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
  A: Scott:Thanks for your question.Try to find out with the finance company on why the charge of $5000 ...
1999 Audi A6 2.8L Gas11/2/2009Ray Paulsen
  Q: I'm considering buying a used 99 audi a6 2.8L gas. Its got about 260,000 kms on it. Its had a single ...
  A: You got expensive taste with cars, lol,with excellent choices, the Km's or being 11 years old don't ...
Titling a rebuilt car in tennessee11/1/2009Edward Jenkins
  Q: i have the opportunity to buy a 92 ford explorer at a great price, however it has been wreaked and ...
  A: Unless there is a specific Tennessee state law in the works, I don't think you have anything to ...
car loan11/1/2009Shari
  Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
  A: Scott something doesn't sound right. A bank can never just tack on $5000 for no reason at all. You ...
car loan11/1/2009Ray Paulsen
  Q: i got a loan on my car when i was in GA state and bought a second car at the same state from the ...
  A: Hey Scott, Something is not right here, what you're saying can't be, if it is then legal answers ...
Which Vehicle10/29/2009Don Yarnal
  Q: Can you make any suggestions as to what vehicles we should look at to replace our Chev Tahoe? We ...
  A: Kim:Thanks for question.I agree that are several Suvs on the market.My suggestion is to make a list ...
Lease Up, what now?10/28/2009Jeremy Beck
  Q: Jeremy; I am presently leasing a Toyota Highlander ('06#. My lease was actually up in July, I had ...
  A: Kris, Thanks for your question. Well, you have several options on your table here. First and ...
Deposit10/28/2009Shari
  Q: My wife and I are purchasing a 2009 car. We have narrowed it down to a 2009 Ford product with 100 ...
  A: The only reason you should put a deposit if it is a hard to get vehicle and they have to order it or ...
new car10/25/2009Don Yarnal
  Q: I brought a new car from Mitsubishi on Saturday evening but I have decided that I don't want the ...
  A: Denise:It really depends on the dealer.In my state there is no "cooling off period".Meaning,once you ...
Finance New Car10/22/2009Shari
  Q: I've read through your previous questions. I'm trading a car in, have reasonably good credit-760, ...
  A: I'm not big on paying cash for a new car (used yes). Rates are really good right now. Get the ...
non resident10/21/2009Ray Paulsen
  Q: Can you tell me, or point me to someone who can, the legalities of a non resident (Australian) ...
  A: As for selling I don't see a problem, Insurance becomes another matter, International drivers ...
Title10/21/2009Jeremy Beck
  Q: I want to trade my truck for a car. I found someone who wants to do the trade, a private party. We ...
  A: Kayla, Thanks for your question. If you aren't exchanging any money, you can simply put price as ...
non resident10/20/2009Ray Paulsen
  Q: Can you tell me, or point me to someone who can, the legalities of a non resident (Australian) ...
  A: Interesting question, my son a few years back went to Australia bought an old VW camper Van, did the ...
existing loan with ex-wife, need to trade-in for a family-friendly car10/19/2009Ray Paulsen
  Q: My husband and I have a toddler with another on the way. We have an unfamily-friendly car (2006 ...
  A: I must be very honest, when I first looked at your question yesterday I felt very sad on your part ...
Vehicle title with lien10/19/2009Jeremy Beck
  Q: I bought a vehicle a few months back, but have yet to see the title. The whole situation behind this ...
  A: Bob, Thanks for your question. The only thing that you can do is this: Call the bank that had the ...
renting10/17/2009Edward Jenkins
  Q: i have a couple of Qs to ask: 1. I'm a 23y international student visiting the u.s. I will be staying ...
  A: Since you're only going to be staying in the U.S for one month, I would not recommend purchasing a ...
trading down10/16/2009Edward Jenkins
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: I did a little bit of research and from what I can gather, it appears your state has a sales tax ...
Trading down10/16/2009Don Yarnal
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: Jo:Thanks for the question.First,there are advantages to trade a car.There are tax credits based on ...
tradig down10/16/2009Ray Paulsen
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: Dealer may except a deal trading an XLS for an XL same year with about same miles, but as for you ...
trading down10/16/2009Jeremy Beck
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: Jo, Thanks for your question. I think what you are asking is very realistic. You have done your ...
trading down10/16/2009Steve
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: To sum up, first if the car is too big, too hard to shift, why do you want the same car????? I ...
Trading down10/16/2009Danny
  Q: In June I traded my 2002 Toyota Avalon XL and paid cash for a 2009 Avalon XLS, in anticipation of a ...
  A: I went to autotrader.com and looked within a 500 mile radius and the closet I found was a car for ...
Selling my car with a Lien10/15/2009Jeremy Beck
  Q: I am trying to sell my 2009 BMW which has a lien on it and a payoff amount of $33,000. I don't have ...
  A: Rudin, Thanks for your question. This is a common question. What needs to happen, is that you ...
Buying a used car10/12/2009Jeremy Beck
  Q: So many dealers mark up the used cars almost 45% more than its wholesale value. And sometimes this ...
  A: Gina, Thanks for your question. Sorry about the delayed response, as I have been a little under ...
Toyota Highlander10/12/2009Danny
  Q: I would like to buy a Toyota Highlander 2008 Leased 4x4 V6, but am having trouble finding this car ...
  A: I found 16 within a fifty mile radius of your zip through autotrader.com, you can copy and paste ...
My trade-in is causing problems10/11/2009Ray Paulsen
  Q: I have so-so credit (620-670score) and a new job, I thought those would be my problems trying to get ...
  A: Having answered thousand of questions on the Internet in various forums, many of these questions ...
car bought from person filing bankruptcy10/9/2009Jeremy Beck
  Q: Jeremy, I live in MO. I bought a car and paid cash for that car. I have the title in my name for ...
  A: Alberto, Thanks for your question. If you have the title, you are the owner, UNLESS the owner had ...

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Jeff ClarkDannySteve
ShariwebfootDon Yarnal
Jeremy BeckEdward JenkinsRay Paulsen
   

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