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About Ray Paulsen
Expertise
confused buying new or used...buy with confidence from dealer or private...consumer fears...paying to much...getting a lemon...accident car...fair value for trade...negotiation process...etc...you simply want a fair deal...

Experience
over 30 years in automotive industry, management, retail, wholesale, appraisals, auctions, vintage

 
   

You are here:  Experts > Autos > Tips on Buying Cars > Tips on Buying Cars > upside down in my lease!!

Tips on Buying Cars - upside down in my lease!!


Expert: Ray Paulsen - 6/15/2009

Question
Ray..Thank you for responding so fast!!
1. The term to fin. is 72 mos.
2. Alt. 2.5 SL (loaded) plus 2 free oil changes
3. L3Y 8G7
4. I get 1% less as Nissan customer off lease or fin. Reg is 2.9%. They are giving my 1.9%
5. (a)I do not want to put any money down from my pocket (I don't have any left - bad year) so they are paying out my 4 remaining payments ($784 x 4) and $2325(+tax) excess kms. Plus I have a scrapes on my car.
(b) I am being dinged for Freight - $1,400, Fed.air cond. tx $100, Tax for fuel consump -$75, Protector Plus ($349) what's that?? and Lic. transf. fee -$20.  All this is in the $573(tx in) financing 72 mo. or $597 lease (tx in) - 48 mos.
6. They offered extra warranty 4th year for $685 (we heard the CVT's have issues in the 3-4 year.
Thanks soo much Ray!

Answer
Lea, Just 2 more questions and then I will send you a summary.

When you say SL loaded, is the navigation package included ?
You forgot to include the excess per km charge, is it 10 - 12 or 15 cents " check your lease aggrement " and you are 15,000 over limit right ?

Also when you reply, check the make answer private box, I have my reasons for this request. or you can email me at raypaulsen99@yahoo.com your choice

Ray   http://www.usedcartips.org/

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