Trusts & Estates Law/mortgage


Hi, my mom and I were 24 hour caregivers of my grandmother, she had alzhiemer's disease. My mom was her power of attorney, and in life estate. My mom always paid all the bills,and mortgage. My grandmother died february 2012, my mom became owner of the house. We called the tax office and told them, we told Social Security, we didn't know who else we should tell. We didn't change the name on the mortgage, we just left it in my grandmother's name and kept paying it like we always have. Do we have to change the mortgage to my mom's name? Can we get in trouble if we don't? Thanks"

No - worst case is the mortgage company can call the note due - but how would they find out?

I would just keep paying it until you are ready to sell it.  The only thing that might trigger a response is if you probate her will and put the house in your mother's name.  Sounds like you have done that that.  Still they have no way of knowing.  Hope this helps.  

David Disraeli

Trusts & Estates Law

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David Disraeli


I can answer general questions about estate planning and trusts. I can also answer questions about estate tax reduction and advanced charitable giving, family partnerships and asset protection. I may have already answered your question here: or here


I have worked for 24 years with clients and their attorneys to formulate estate plans to meet client goals. I have found many mistakes made by client attorneys and were able to have them corrected. I focus on making sure that beneficiaries are protected from current or future spouses and lawsuits so the wealth stays in the family. I have also published a book on Aging Parents which can be found on Amazon

President and founder of The Personal CFO Inc.


Certified Financial Planner 1994

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