AboutShane Expertise Hello, my name is Shane. I currently work at a financial institution in customer service and sales. I am able to answer most questions you have regarding banking products and services, how to use them, and what products may benefit you best. I can also help you to weigh the risks of various types of savings vehicles such as questions pertaining to CDS, money market accounts, etc. Feel free to ask and I promise I will do the best I can to answer.
Experience Customer Service and Sales call center experience. Assists in training new hires for customer service. Well versed with FDIC policies, banking compliance laws, and a wide variety of product knowledge.
Organizations American Association of Medical Assistants
Education/Credentials High School Graduate and Medical Assisting Diploma
Awards and Honors Significantly exceeds expectations annual review from the bank I presently work at
Question How can I verify a check sent to me in the mail, after banking hours. Or "If a check sent to me is not legitimate, will I get in trouble?
I recently received a cashiers check that was counterfeit, I don't trust checks anymore and would like to know if they are authentic.
Answer generally you can call the bank that it is drawn off of. The bank i work at, on the automated system, has an option to enter the acct number and the dollar amount of the check to verify funds availability. if you have an excessive amount of deposited checks being returned counterfeit, nsf, etc, they may close your acct as a loss prevention issue.
Michael,
I feel your comments were not justified. This question appears to have answered all your questions you stated in your question. You did not state that you didn't have an open bank account. Like I stated in my answer, the instituion I work at offers this service, I cannot speak for other banks. You asked me for advice, which I gave to you. In the future, please make sure to put all the details in your questions before submitting them so we can answer them properly. For reference, I have not run across a bank that will not give you funds availability information if you are the payee on a check. You stated in your comments there should be a helpfulness box, which there is and you rated.
