AboutShane Expertise Hello, my name is Shane. I currently work at a financial institution in customer service and sales. I am able to answer most questions you have regarding banking products and services, how to use them, and what products may benefit you best. I can also help you to weigh the risks of various types of savings vehicles such as questions pertaining to CDS, money market accounts, etc. Feel free to ask and I promise I will do the best I can to answer.
Experience Customer Service and Sales call center experience. Assists in training new hires for customer service. Well versed with FDIC policies, banking compliance laws, and a wide variety of product knowledge.
Organizations American Association of Medical Assistants
Education/Credentials High School Graduate and Medical Assisting Diploma
Awards and Honors Significantly exceeds expectations annual review from the bank I presently work at
Question My son will be traveling for awhile. He wants to open a bank account and get two ATM cards. This way I can use one to pay his bills. Can I do this? I don't want to be on his account. I don't want to be responsible if he is overdrawn, etc. His name only with 2 cards. Please advise.
Answer Hi Gabby,
Banks generally will issue one card per signer on an account. The reason for this is of course loss prevention purposes, for example if you were to go out and spend money on his card, he could dispute it as fraud since the card wasnt in his possesion and the bank would have to honor his claim. I realize that of course this wouldnt be the case, but banks as a rule will not usually do that. You can always check with the branch manager though to see if they will make an exception
