AboutJim Meadows Expertise I can respond to most questions concerning consumer and business relationships with US financial institutions. My expertise touches on deposit and loan issues and particularly on strategies to navigate through bank policies personell and practices. I have a degree in Economics, attended law school, Graduate Shool of Banking, and Commercial Lending and Compliance Schools.
Experience I have twenty years experience as a bank CEO. Most of those years were spent operating a bank focused primarly on serving consumer/retail needs. I helped pioneer deposit and loan products for low/moderate income individuals. I currently serve on multiple bank boards and am Chairman of a Commercial Bank in Atlanta.
Question I am from NH. I would like to know what bank in NH has the lowest overdraft fees or if there is a financial institution where you may pay X amount of dollars with no overdraft fees monthly.
Answer Jean, can't find one. To keep NSF's down, I suggest a bank which offers a line of credit tied to your account. If that's not possible, I would suggest (if possible) not to use a debit card but instead use a credit card. This cuts down on checking transactions and potential fees. Even better keep a second "clean credit card", one that you use just for regular expenses and pay off each month. Jim
