AboutJim Meadows Expertise I can respond to most questions concerning consumer and business relationships with US financial institutions. My expertise touches on deposit and loan issues and particularly on strategies to navigate through bank policies personell and practices. I have a degree in Economics, attended law school, Graduate Shool of Banking, and Commercial Lending and Compliance Schools.
Experience I have twenty years experience as a bank CEO. Most of those years were spent operating a bank focused primarly on serving consumer/retail needs. I helped pioneer deposit and loan products for low/moderate income individuals. I currently serve on multiple bank boards and am Chairman of a Commercial Bank in Atlanta.
Question What is wachovia banks rating now and also what banks will cash irs refund checks?
Answer Emily, Wachovia is rated "below Peer" by bankrate.com. But as long as your deposit is insured I would not be concerned (currently $250,000). Most banks will cash IRS checks, but some will charge a fee. If you have a bank account, cash it there or open a new account with the refund check. Otherwise just make a few calls for local bank's check cashing policy. Jim
