Using Banks and Bank Accounts/Post dated checks

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Expert: Shane - 4/30/2009


Question
I seen the answer on post dated checks that it does not land on yur banks hands. I had a photo company agree that I could write a post dated check for 2 weeks later,and they would not turn it in till the date on the check, the lady even circled the date.Well they turned it in a week earlier and well when that happened if cause a snowball effect. And they say its not there fault. Would the nfs charges for all the nfs thats was caused by there check coming in early? I live in the state of Alabama

Answer
I guess I dont understand the question fully.  But based on what you put in there, if there were any NSF charges assesed that would be between you and the company that agreed not to cash the check early to settle.  The banks charges would remain valid and your responsibility.

Using Banks and Bank Accounts

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Shane

Expertise

Hello, my name is Shane. I currently work at a financial institution in customer service and sales. I am able to answer most questions you have regarding banking products and services, how to use them, and what products may benefit you best. I can also help you to weigh the risks of various types of savings vehicles such as questions pertaining to CDS, money market accounts, etc. Feel free to ask and I promise I will do the best I can to answer.

Experience

Customer Service and Sales call center experience. Assists in training new hires for customer service. Well versed with FDIC policies, banking compliance laws, and a wide variety of product knowledge.

Organizations
American Association of Medical Assistants

Education/Credentials
High School Graduate and Medical Assisting Diploma

Awards and Honors
Significantly exceeds expectations annual review from the bank I presently work at

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