| Subject | Date Asked |
|
| changing money | 3/18/2007 |
Q: if you sell an item online and the person gives you there credit card number how do you get cash
A: Unfortunately, you have to have merchant ability, which means that you have to be able to take ...
|
| Bank Deposit | 3/16/2007 |
Q: The bank deposit money in my account in mistake $1,500 now they wane back but i don't have any more ...
A: Unfortunately, yes you will have to pay it back. Since it wasn't your money and was someone else's ...
|
| Swiss Banking | 3/15/2007 |
Q: Actually can we try this again since there seems to be so many Millennium Banks? The one I was ...
A: That is the same bank that I was looking at. Sure, the website appears professional, but I could put ...
|
| Swiss Banking | 3/14/2007 |
Q: I recently saw an offer from Millennium Bank of Switzerland for a high yield premier CD's with a ...
A: Personally, I would not feel comfortable with this investment because I cannot find any information ...
|
| BANKS | 3/9/2007 |
Q: I have a mortgage with a bank for land valued about 30k and the loan balance is 99k (it's a long ...
A: Since you are personally signed on the note, than they can come after you even after they foreclose ...
|
| Bank Deposit | 3/3/2007 |
Q: On Friday March 2, 2007 I went to Bank of America and deposited my sons financial aid check which he ...
A: First let me say, don't worry. They will figure it out and you will get your money. Chances are ...
|
| new car/lease car | 2/24/2007 |
Q: For years I leaned towards leasing a car rather than buying, mostly because I enjoy driving a newer ...
A: This is an interesting situation and unfortunately, you will probably not be able to convert your ...
|
| online savings | 2/17/2007 |
Q: I've recently read an article in a magazine about online saving's accounts, the thing that caught ...
A: First, let me say that you appear to be in a healthy financial position and you are wise to limit ...
|
| bank or credit union | 2/16/2007 |
Q: are there business accounts at credit unions?
A: It completely depends upon the rules and regulations of the credit union. Yes, there can be business ...
|
| past due aacounts/collections | 2/10/2007 |
Q: I was recently contacted by a collection agency regarding a debt that originates in California ...
A: Unfortunately, only you can decide if, on a moral level, you will pay this debt; however, I think ...
|
| ID Theft | 2/4/2007 |
Q: How much money was lost due to ID Theft/check fraud from '04-'06? Can you give me a year by year ...
A: Below is a site that will grant you a great deal of information in regards to identity theft. ...
|
| Pursuing the 0% Credit Card | 1/31/2007 |
Q: Have had 3 years of interest free credit (0% APR purchases) from 3 different banks in sucession. ...
A: I had a friend a few years ago who switched credit card companies every six months solely to take ...
|
| my checks stolen and forged | 1/30/2007 |
Q: In July of 2006, a man took a pad of my personal checks and managed to pass 9 of them before the ...
A: There are a number of factors that determine who is responsible for the loss, and the FDIC, just ...
|
| Sister;s name in Mother's Account | 1/27/2007 |
Q: A messy situation. My mother is in the hospital and needs to go to nursing home, my sister who's ...
A: Unfortunately, there is no legal way to obtain this information. You could hire a private ...
|
| cost of funds | 1/4/2007 |
Q: How do you calculate the average cost of funds of a bank and assigned it to the different areas, in ...
A: Different banks may apply different forumalas to calcuate their cost of funds, but it normally boils ...
|
| UK Building Socity | 1/1/2007 |
Q: What is the purpose of UK building socities?
A: Building societies are just like banks, but they are owned by the individuals who bank there instead ...
|
| Foreign CDs, non-US citizen, living in the US | 12/20/2006 |
Q: I am a permanent resident of the US but not a US citizen. I file US tax returns every year. I am of ...
A: Once the money hits the United States it is recognized as income and will be taxed accordingly. ...
|
| Had a question about banks and fraud... | 12/12/2006 |
Q: I heard about a person who had a great deal of money taken out of her personal bank account by ...
A: Banks will do everything within their power to prosecute someone who has conducted this type of ...
|
| Uncashed Personal Check | 11/9/2006 |
Q: My credit card company has posted my payment two months ago but has not cashed the check. How long ...
A: Technically, you need to wait until the check is no longer valid, which is normally 6 months. This ...
|
| LLC Bank Accounts | 10/31/2006 |
Q: If a Washington State LLC business bank account was inadvertently used to make a single deposit to ...
A: I would request that the individual who made the deposit using company funds reimburse the amount of ...
|
| LLC Bank Accounts | 10/31/2006 |
Q: Is it against the law to use an LLC bank account as a deposit source with an on-line gambling web ...
A: Interesting question, but you have to remember that online gambling is illegal no matter how you ...
|
| which bank has direct relationship with any bank of China | 10/25/2006 |
Q: I live in Greenville, SC. I remitted my money from my bank accout in Carolina First to a Chinese ...
A: Unufortunately, this is a fairly standard type of transaction and fee. Anytime that you are ...
|
| banking and fair lending laws and regulations | 10/13/2006 |
Q: I am interested in learning banking and fair lending laws and regulations. What's the best source of ...
A: There are a multitude of good sites, but I would recommend going right to the source. Therefore, I ...
|
| affadavit of residency and consequences | 10/7/2006 |
Q: recently purchased home and have come to realization that our belongings will not be able to fit ...
A: This is completely up to your lender as they have the right to waive any of the covenants as set ...
|
| fixed deposit account | 9/10/2006 |
Q: What is the generally accepted lowest interest rate for a fixed deposit in a bank over a period of 1 ...
A: Fixed rate deposit accounts are generally a very low rate of return, anywhere between say 1% and 5%. ...
|
| Mortgage rates | 8/30/2006 |
Q: How high do you think mortgage rates going to climb? I saw some articles on www.quotesforhome.com ...
A: This is an interesting question and really is calculated by several different variables. I do think ...
|
| Wrong Amount? | 8/23/2006 |
Q: What happens if you write a check for more than you intended to? For example, you make a check for ...
A: This is an interesting question and it really comes down to the bank, the receiver, and the parties ...
|
| settlement of ACH transfers | 8/18/2006 |
Q: How many days does it take for an ACH transfer to settle? Thanks
A: This is a subjective question and really depends on the receiver, sender, and their respective ...
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