AboutMargot RN BScN GNC Expertise Please feel free to ask anything, but the more specific you are, the easier it is for me. Please share as many details as you are comfortable doing. I do check my Emails daily Monday through Friday so you should receive an answer within 24 hours on most business days. Thanks.
Experience I have 18 years experience as a Small Business Owner-Operator; I own a Nursing Agency so often deal with both employee and client injuries. I would be pleased to offer any assistance I can. If I can not answer your question I'll do my best to direct you to an appropriate resource. Thank you. Experience in the area 20 years of Long Term Care and Community Nursing, specialising in Geriatrics, Gerontology and PalliativeCare.
Education/Credentials Registered Nurse , Certified Gerontological Nurse, Bachelor of Science in Nursing >
Question Hi, I have been on workmans comp since 09-04-07. I was changing a eyewash station at work and my back poped and pain straight down right leg. I have taken all kinds of test {mri,x-ray, etc} I am do to go into surgery next month. The workmans comp is making me get a 2nd opinion {which is fine} I booked my surgery already and my 2nd opinion isn't until dec 12th--they knew of the surgery since nov 2nd, and had to reschedule it 2 times already do to waiting for a date for 2nd opinion. I am at the end of my rope with the pain on a daily basis and living on percosets.
To find out the other day that my regular insurance is going to cancel that i get from work on the 30th unless they receive 400.00. I never thought about that insurance cause I thought the work or disability insur pays for that monthly like i did when i was getting weekley checks when i worked. Obviously I am only getting 60% of my pay and living very tight. Is their some type of insurance I can get through state and compensation to make up the other 40% difference lost and insurance. I mean I was on their time and working when I got injured It just feels like something I am missing or is it just that way {not fear}.I live in NH but work in MA.. If you can give me any info on what I can do that would be great... thank you
Answer Hi Kevin and thanks for writing,
There is insurance you can get that covers the non-payment periods for unemployment as well as some coverage to make up the missing 40% but of course you need to have paid into this type of insurance PRIOR to your injury and time off work. I do not sell insurance so I would recommend you contact people like Mutual of Omaha if you are serious about getting additional private insurance (but I warn you, it's not cheap).
I hope this answers your question for you and I wish you a speedy recovery.
